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Checking Certificate Account Money Market HSA

Checking

Our BMI FCU regular Checking is free to open and maintain. That’s right – there’s no minimum balance requirement or monthly fee!

Platinum Checking

Our Platinum Checking has a small monthly fee waived with a required minimum balance. Plus, it pays a tiered monthly dividend. This account is ideal for members who carry larger checking balances.

Max APY: 0.10% Min Deposit: $0.00

3 Month Share Certificate

APY: 2.44% Min Deposit: $500.00

6 Month Share Certificate

APY: 3.38% Min Deposit: $500.00

12 Month Share Certificate

APY: 3.49% Min Deposit: $500.00

18 Month Share Certificate

APY: 3.55% Min Deposit: $500.00

24 Month Share Certificate

APY: 3.60% Min Deposit: $500.00

30 Month Share Certificate

APY: 3.40% Min Deposit: $500.00

36 Month Share Certificate

APY: 3.34% Min Deposit: $500.00

42 Month Share Certificate

APY: 3.25% Min Deposit: $500.00

48 Month Share Certificate

APY: 3.20% Min Deposit: $500.00

54 Month Share Certificate

APY: 3.14% Min Deposit: $500.00

60 Month Share Certificate

APY: 3.14% Min Deposit: $500.00

24 Month Bump Certificate

APY: 3.34% Min Deposit: $500.00

36 Month Bump Certificate

APY: 3.20% Min Deposit: $500.00

Plus Money Market

A Money Market Account is a type of savings account that usually earns a higher amount of interest than a basic savings account, but also requires a higher minimum balance. Our Plus Money Market has no monthly fees, but requires a minimum balance of $2,500 to earn higher dividends.

Max APY: 2.09% Min Deposit: $0.00

Platinum Plus Money Market

Max APY: 2.34% Min Deposit: $0.00

HSA Checking

Health Savings Account (HSA) Checking Account to help you save money while managing your healthcare payments.

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	N/A
.	0.05%	0.05%	$2,500.00	N/A
.	0.10%	0.10%	$10,000.00	N/A
.	0.10%	0.10%	$25,000.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	N/A
.	1.49%	1.50%	$2,500.00	N/A
.	1.79%	1.81%	$10,000.00	N/A
.	2.07%	2.09%	$25,000.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	N/A
.	2.32%	2.34%	$50,000.00	N/A

Please answer the following question(s)

Please describe the primary purpose of this account:*

Household/Living ExpensesPersonal SavingsOther

Describe the primary purpose of this account:*

Deposits to this account will primarily be from? (Check all that apply)*

Direct DepositCheck(s)CashMoney Transfers (Wires,CashApp,Zelle,Venmo,etc.)Other

Describe where deposits to this account will be from:*

Do you expect any international funds transfers? (e.g. Wires,ACH,etc.)*

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Internal Transfer

I understand that transactions between a BMI Federal Credit Union account and another financial institution (U.S. only) will first require verification of the external account.

The process is as follows:

BMI Federal Credit Union will initiate two (2) micro-deposits into the External Account indicated. Micro-deposits are randomly generated deposits under $1.00 which will then be withdrawn. The transactions can take up to two (2) business days to appear in your account.
When the deposits have been initiated, you will receive an email instructing you to visit your External Account. Make note of the dollar amount of each deposit because you will need to record them later.
Follow the link in your email to verify the dollar amount of each micro-deposit. This will ensure the External Account intended will be available to use to fund your new account.
You may also use the "Finalize Application" link from our website to access your application in order to complete the External Account verification process.

If you do not see the micro-deposits in your external account within the specified timeframe, you may need to contact your external financial institution to verify you are using the correct routing number (some institutions have multiple, designated routing numbers).

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of BMI Federal Credit Union?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

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About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of BMI Federal Credit Union?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

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ID Date Issued

ID Expiration Date

About Your Employment

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Upload Documents

You may take a picture or upload a copy of your ID document such as driver license, green card, or etc...

Click or tap here to capture or upload an image or document.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

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Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email me all below disclosure link(s)

I have read and understand the BMI Federal Credit Union Electronic Statement, Disclosure and Notice Authorization.

I have read and understand the BMI Federal Credit Union Privacy Notice.

I have read and understand the BMI Federal Credit Union Membership Agreement, Truth in Savings, Truth in Savings Certificate, Fee Schedule, Electronic Funds Transfer, Funds Availability.

I authorize BMI Federal Credit Union to obtain a credit report.

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