Eligibility is based on where you work, where you live, or your relationship to another member. Please select your eligibility to become a member of Maine Savings.
Select your eligibility
I am an Employee or Retiree of:
I am a member or student of one of the following
.
I live, work or worship in
.
I am related to someone who is eligible to be a member by blood, marriage or adoption.
I am a resident of Maine and I am applying for membership. Therefore, I am elegible to become a member of the American Consumer Council*.
Free Checking with Cash Back! -Earn 2% cash back on debit card purchases up to $400
-ATM fee refunds nationwide
See our Rate and Fee Schedule and Membership Service Agreement for details and qualifications.
Min Deposit: $20.00
RedWallet Cash
Free Checking with High Rates! -Earn up to 2% APY
-ATM fee refunds nationwide
Different APY rates may apply, see our Rate and Fee Schedule and Membership Service Agreement for details and qualifications.
Min Deposit: $20.00
RedWallet Tunes
Free Checking with Tunes! -Earn up to $10 in iTunes or Amazon.com download refunds each monthly qualification cycle
-ATM fee refunds nationwide
See our Rate and Fee Schedule and Membership Service Agreement for details and qualifications.
Min Deposit: $20.00
RedWallet Classic
Classic Checking -Free Checking
Min Deposit: $20.00
Money Market
Earn a higher rate of interest on a federally insured account
See our Rate and Fee Schedule and Membership Service Agreement for more detail
Max APY: 0.75%Min Deposit: $0.00
6 Month Share Certificate
APY: 2.02%Min Deposit: $500.00
12 Month Share Certificate
APY: 2.22%Min Deposit: $500.00
18 Month Share Certificate
APY: 2.32%Min Deposit: $500.00
24 Month Share Certificate
APY: 2.43%Min Deposit: $500.00
27 Month Share Certificate
APY: 3.04%Min Deposit: $500.00
36 Month Share Certificate
APY: 2.63%Min Deposit: $500.00
40 Month Share Certificate
APY: 4.07%Min Deposit: $500.00
48 Month Share Certificate
APY: 2.84%Min Deposit: $500.00
60 Month Share Certificate
APY: 3.04%Min Deposit: $500.00
66 Month Share Certificate
APY: 3.04%Min Deposit: $500.00
All Purpose Club
APY: 0.10%
Holiday Club
APY: 0.10%
APY (Annual Percentage Yield)
Your Selected Products
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
0.00%
0.00%
$0.00
$0.00
N/A
0.10%
0.10%
$2,500.00
$0.00
N/A
0.20%
0.20%
$25,000.00
$0.00
N/A
0.50%
0.50%
$50,000.00
$0.00
N/A
0.60%
0.60%
$100,000.00
$0.00
N/A
0.75%
0.75%
$250,000.00
$0.00
N/A
Dividend Rate
0.00%
APY:
0.00%
Minimum Balance:
$0.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
0.10%
APY:
0.10%
Minimum Balance:
$2,500.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
0.20%
APY:
0.20%
Minimum Balance:
$25,000.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
0.50%
APY:
0.50%
Minimum Balance:
$50,000.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
0.60%
APY:
0.60%
Minimum Balance:
$100,000.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
0.75%
APY:
0.75%
Minimum Balance:
$250,000.00
Min Deposit:
$0.00
Term (months):
N/A
Do you want to have your ATM and everyday debit card transactions covered under Member Privilege. What this means is that if your checking account has minimal or no available funds, you will be able to use your debit card to make purchases which will be covered by Member Privilege available funds and Member Privilege fees.*
Would you like to apply for an Owner's Reserve Line of Credit or a Visa Credit Card? If you select Yes, a Maine Savings Loan Officer will follow up with you upon receiving your request to complete your application for credit.*
Do you want to have your ATM and everyday debit card transactions covered under Member Privilege. What this means is that if your checking account has minimal or no available funds, you will be able to use your debit card to make purchases which will be covered by Member Privilege available funds and Member Privilege fees.*
Would you like to apply for an Owner's Reserve Line of Credit or a Visa Credit Card? If you select Yes, a Maine Savings Loan Officer will follow up with you upon receiving your request to complete your application for credit.*
Do you want to have your ATM and everyday debit card transactions covered under Member Privilege. What this means is that if your checking account has minimal or no available funds, you will be able to use your debit card to make purchases which will be covered by Member Privilege available funds and Member Privilege fees.*
Would you like to apply for an Owner's Reserve Line of Credit or a Visa Credit Card? If you select Yes, a Maine Savings Loan Officer will follow up with you upon receiving your request to complete your application for credit.*
Do you want to have your ATM and everyday debit card transactions covered under Member Privilege. What this means is that if your checking account has minimal or no available funds, you will be able to use your debit card to make purchases which will be covered by Member Privilege available funds and Member Privilege fees.*
Would you like to apply for an Owner's Reserve Line of Credit or a Visa Credit Card? If you select Yes, a Maine Savings Loan Officer will follow up with you upon receiving your request to complete your application for credit.*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
How would you like your club named? The name can be anything you like to reflect what you are saving for.(example: Vacation, Wedding)*
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
You're logged in as