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Better Life Checking

For ages 18 & above. Three different tiers of dividends, up to 3% APY, based on monthly qualifications. Plus ATM fee refunds up to $25/month if qualifications are met.

Regular Checking

For ages 18 & above. Dividends earned on average daily balance of $500 or more. No monthly service fee.

APY: 0.10%

Student Life Checking

For students age 13 to 21. Higher dividend and ATM & International Transaction fees refunded up to $25/month with estatements and 5 signature based debit card transactions per month.

APY: 0.10%

Christmas Club

Make deposits any time and earn dividends on entire balance.

APY: 0.15%

Vacation Club

Make deposits any time and earn dividends on entire balance.

APY: 0.15%

Money Market

$5,000 minimum balance to avoid $5 low balance fee.

Max APY: 0.75% Min Deposit: $0.00

WINcentive Savings

WINcentive is a prize-linked savings account that offers the chance to win cash prizes. It requires $5 to open and allows unlimited deposits during the 12-month savings period.

APY: 0.15% Min Deposit: $5.00

APY (Annual Percentage Yield)
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If applicable, please attach your paystub, proof of address, etc.

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


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Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Joint Applicant Information

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About Your Joint Applicant
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
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If applicable, please attach your paystub, proof of address, etc.

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Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application. By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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