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Checking Savings

Better Life Checking

For ages 18 & above. Three different tiers of dividends, up to 3% APY, based on monthly qualifications. Plus ATM fee refunds up to $25/month if qualifications are met.

Regular Checking

For ages 18 & above. Dividends earned on average daily balance of $500 or more. No monthly service fee.

APY: 0.10%

Student Life Checking

For students age 13 to 21. Higher dividend and ATM & International Transaction fees refunded up to $25/month with estatements and 5 signature based debit card transactions per month.

APY: 0.10%

Christmas Club

Make deposits any time and earn dividends on entire balance.

APY: 0.15%

Vacation Club

Make deposits any time and earn dividends on entire balance.

APY: 0.15%

Money Market

$5,000 minimum balance to avoid $5 low balance fee.

Max APY: 0.75% Min Deposit: $0.00

WINcentive Savings

WINcentive is a prize-linked savings account that offers the chance to win cash prizes. It requires $5 to open and allows unlimited deposits during the 12-month savings period.

APY: 0.15% Min Deposit: $5.00

APY (Annual Percentage Yield)

	Dividend Rate	Minimum Deposit	Term (months)
.	0.40%	$0.00	N/A
.	0.50%	$0.00	N/A
.	0.60%	$0.00	N/A
.	0.70%	$0.00	N/A
.	0.75%	$0.00	N/A

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