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Better Life Checking

For ages 18 & above. Three different tiers of dividends, up to 2% APY, based on monthly qualifications. Plus ATM fee refunds up to $25/month if qualifications are met.

Regular Checking

For ages 18 & above. Dividends earned on average daily balance of $500 or more. No monthly service fee.

APY: 0.05%

Student Life Checking

For students age 13 to 21. Higher dividend and ATM & International Transaction fees refunded up to $25/month with estatements and 5 signature based debit card transactions per month.

APY: 0.05%

Christmas Club

Make deposits any time and earn dividends on entire balance.

APY: 0.10%

Vacation Club

Make deposits any time and earn dividends on entire balance.

APY: 0.10%

Money Market

$5,000 minimum balance to avoid $5 low balance fee.

Max APY: 0.65% Min Deposit: $0.00

WINcentive Savings

WINcentive is a prize-linked savings account that offers the chance to win cash prizes. It requires $5 to open and allows unlimited deposits during the 12-month savings period.

APY: 0.10% Min Deposit: $5.00

Share Savings

Dividends earned when the average daily balance is $100 or more.

APY: 0.10%

6mo Share Certificate

$500 minimum deposit to open

Max APY: 0.40% Min Deposit: $0.00

12mo Share Certificate

$500 minimum deposit to open

Max APY: 0.85% Min Deposit: $0.00

18mo Share Certificate

$500 minimum deposit to open

Max APY: 1.00% Min Deposit: $0.00

24mo Share Certificate

$500 minimum deposit to open

Max APY: 1.15% Min Deposit: $0.00

36mo Share Certificate

$500 minimum deposit to open

Max APY: 1.40% Min Deposit: $0.00

42mo Bump Rate Cert

$500 minimum deposit to open. During the term, may increase rate one time to the rate currently in effect for accounts of this type with the same term.

Max APY: 1.50% Min Deposit: $0.00

60mo Share Certificate

$500 minimum deposit to open

Max APY: 1.60% Min Deposit: $0.00

APY (Annual Percentage Yield)
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'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
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Tell Us About Yourself

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Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
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About Your Employment

If applicable, please attach your paystub, proof of address, etc.

Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification