New Membership
Rewards that grow with you.
Open both a Momentum+ Rewards Checking and Momentum+ Rewards Savings account with one simple setup. Direct deposits unlock rewards across both accounts, helping you earn more.
What you get:
- Includes both a Momentum+ Rewards Checking and Savings account
- Get paid up to 2 days early with direct deposit
- No minimum balance required
- Nationwide ATM access through the MoneyPass network
- Free credit score monitoring
Unlock more with qualifying direct deposits:
- Earn up to 4.00% APY* on your Momentum+ Rewards Savings
- Overdraft forgiveness
- ATM surcharge refunds up to $35 per month
- No monthly service fee with direct deposits of $600 or more; otherwise, $9.99 per month
See your potential rewards and full details
* Qualifying direct deposits are generally recurring ACH credits such as payroll, government benefits, or retirement income. Transfers, mobile deposits, and person-to-person payments do not qualify. APY = Annual Percentage Yield. Dividend rates may change without notice. Savings account requires a $25 minimum opening deposit.
Min Deposit: $25.00
This account is the key to your membership at America's Credit Union. With a low deposit requirement of just $25.00, you have access to all products and services ACU has to offer. 0.05% APY*. *APY = Annual Percentage Yield
APY: 0.05% Min Deposit: $25.00
Rewards that grow with you.
Momentum+ Rewards Checking makes earning rewards simple. Qualifying direct deposits unlock additional benefits, including overdraft forgiveness and ATM fee refunds.
What you get:
- Get paid up to 2 days early with direct deposit
- No minimum balance required
- Overdraft forgiveness with qualifying direct deposits
- ATM surcharge refunds up to $35 per month
- Nationwide ATM access through the MoneyPass network
- Free credit score monitoring
No monthly service fee with qualifying direct deposits of $600 or more; otherwise, a $9.99 monthly service fee applies.
Want to maximize your rewards? Open the Momentum+ Rewards Savings + Checking Bundle.
* Qualifying direct deposits are generally recurring ACH credits such as payroll, government benefits, or retirement income. Transfers, mobile deposits, and person-to-person payments do not qualify. View full details and disclosures.
Min Deposit: $25.00
Min Deposit: $25.00
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You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
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