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New Membership

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Eligibility
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID
Your complete physical and mailing address
Social Security Number
Date of Birth
Select your eligibility
I am a current member.
I live, work, worship, go to school in one of the following qualifying counties.
Please select county
I am an immediate family member of a current member.
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Available Products
Transcend Relationship Money Market

The Transcend Relationship Money Market account rewards you for your loyalty! The more products you have with Transcend Credit Union, the better the rate!

Checking +.25% APY

-Minimum of $1,000 in direct deposits per statement cycle

AND

-Minimum of ten (10) transactions (Checks, ACH, or Debit) per statement cycle

Credit Card +25% APY

-Complete five (5) credit card transactions per statement cycle

OR

-Maintain a balance of $2,000 or more on your credit card

• Consumer Loan +25% APY

-Must have one of the following consumer loans

-Auto Loan

-Secured Personal Loan

-Unsecured Personal Loan

• Mortgage +.50% APY

-Must have a mortgage or Home Equity Line of Credit (HELOC) with Transcend

Min Deposit: $25,000.00

Transcend Money Market

Our traditional Money Market account, limited to six (6) transactions monthly, is a straightforward account that protects your money while earning interest.

• Minimum deposit of $25,000 to open account

• Manage account online, by phone, mobile banking app, or by branch

• Six (6) free withdrawals per month¹

• Earnings compounded monthly and credited monthly

• Funds federally insured up to $250,000 by NCUA

Regular Savings

We automatically provide a share savings to establish your membership!

 

Min Deposit: $5.00

Personal Reserve

Earn a higher yield on your savings.
• Minimum balance requirement is $5,000
• Dividends calculated using a tiered dividend rate
• Easily accessible
 

Club Account

An account to reach your specific savings goal.
• No minimum balance requirement
• Earns dividends
• Easily accessible – no early withdrawal penalties
• Use it for holiday shopping, a vacation, or a new car
 

APY: 0.12%

Benefits Checking

Be Safer. Spend Smarter.

• ID Protect

• Cell Phone Protection

• Cash Back Rewards

• Debit Advantage & Extended Warranty

Financial Features:

• Online Banking and Bill Pay

• Mobile Banking

• E-Statements

• Access to over 32,000 surcharge-free ATMS

Classic Checking

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Prestige Checking (Dividend Earning)

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APY (Annual Percentage Yield)
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Description

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
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Fund via Internal Transfer

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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.
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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
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Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Beneficiaries Information

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Tell us about your beneficiaries
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Beneficiaries percent share information page

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Tell us about your beneficiary percent shares

Other Products


Please indicate the percentage of the payout each beneficiary will receive:



Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.