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New Membership

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Eligibility

Applying is fast and easy!
       You will need the following information in order to complete the application:

Government issued ID/driver's license/State ID or passport with current address
Your complete physical and mailing address
Social Security Number
Date of birth
Applicant Must Be 18 Years Old
You must be a US Citizen to be able to apply on-line
Ensure that you answer all security questions at the end of the application to validate your identity.  
Select your eligibility
I am eligible for membership on the basis that I ( select from the drop down) in Addison, Chittenden, Franklin, Grand Isle, Lamoille or Washington County in Vemont or Macomb, Oakland, Washtenaw or Wayne County in Michigan.
Select Eligibility
I have a (select from the drop down) loan in process.
Select Loan Type
I am an immediate family member of ( fill in name) who is a current member. My relationship is (select relationship from the drop down).
Type in Name of Family MemberSelect Family Relationship
I am an employee or pensioner of (select from the drop down).
Select Employer
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Available Products
Share Draft

SimplySmarter CheckingTM is a powerful and convenient checking account that's also a great value! It provides you with the access and convenience you expect in today’s electronic world, together with a modest monthly fee that can be reduced – or even waived – if you meet certain criteria.

APY: 0.05% Min Deposit: $25.00

Share Savings

Enjoy federally insured savings at competitive rates with an account you can access anywhere, anytime. Open a NEFCU Share (Savings) account with a $5 minimum and start saving today for your next holiday or vacation.

APY: 0.30% Min Deposit: $5.00

Power Account

Save at higher money-market rates with a NEFCU Power Account, while maintaining easy access to your money.

Max APY: 0.70% Min Deposit: $1,000.00 Max Deposit: $99,999.99

12-60 Mo. Future Saver Term Share Certificate

You can save with higher yields and flexible terms through the credit union equivalent of certificates of deposit. Our Future Saver Certificate allows you to open a certificate with as little as $25 and make deposits to it until it matures.

APY: 1.00% Min Deposit: $25.00

Future Saver Plus 12 month Certificate

You can save with higher yields and flexible terms through the credit union equivalent of certificates of deposit. Our Future Saver Certificate allows you to open a certificate with as little as $25 and make deposits to it until it matures.

Max APY: 2.27% Min Deposit: $25.00 Max Deposit: $5,000.00

90-179 days Term Share Certificate

You can save with higher yields and flexible terms through the credit union equivalent of certificates of deposit. Our Future Saver Certificate allows you to open a certificate with as little as $25 and make deposits to it until it matures.

Max APY: 0.55% Min Deposit: $1,000.00

180-364 days Term Share Certificate

You can save with higher yields and flexible terms through the credit union equivalent of certificates of deposit. Our Future Saver Certificate allows you to open a certificate with as little as $25 and make deposits to it until it matures.

Max APY: 0.65% Min Deposit: $1,000.00

12-23 Months Term Share Certificate

You can save with higher yields and flexible terms through the credit union equivalent of certificates of deposit. Our Future Saver Certificate allows you to open a certificate with as little as $25 and make deposits to it until it matures.

Max APY: 0.75% Min Deposit: $1,000.00

24-35 months Term Share Certificate

You can save with higher yields and flexible terms through the credit union equivalent of certificates of deposit. Our Future Saver Certificate allows you to open a certificate with as little as $25 and make deposits to it until it matures.

Max APY: 0.85% Min Deposit: $1,000.00

36-59 Month Term Share Certificate

You can save with higher yields and flexible terms through the credit union equivalent of certificates of deposit. Our Future Saver Certificate allows you to open a certificate with as little as $25 and make deposits to it until it matures.

Max APY: 0.95% Min Deposit: $1,000.00

60 Month Term Share Certificate

You can save with higher yields and flexible terms through the credit union equivalent of certificates of deposit. Our Future Saver Certificate allows you to open a certificate with as little as $25 and make deposits to it until it matures.

Max APY: 1.05% Min Deposit: $1,000.00

APY (Annual Percentage Yield)
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Description

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Choose your rate
Specify the amount to deposit
Choose your term

Accept

Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another finacial institution

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Please attach the identification you are using to open your account.

Additional Information
Is your home phone a cell phone?*
Can we contact you using your cell phone number?*
Do you have a preference for how we contact you on your cell phone?*
What time of day is most convenient for you to be contacted?*

Co-Driver's License Scan

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Speed up your application process by taking an image of the back of your US driver's license. If you do not wish to use this feature, simply click Continue to enter your information.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking an image of the back of your US driver's license. If you do not wish to use this feature, simply click Continue to enter your information.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
Please attach the identification you are using to open your account.

Additional Information
Is your home phone a cell phone?*
Can we contact you using your cell phone number?*
Do you have a preference for how we contact you on your cell phone?*
What time of day is most convenient for you to be contacted?*