For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser.

New Membership

CU logo
Eligibility

Applying is fast and easy!
       You will need the following information in order to complete the application:

Government issued ID/driver's license/State ID or passport with current address
Your complete physical and mailing address
Social Security Number
Date of birth
Applicant Must Be 18 Years Old
You must be a US Citizen to be able to apply on-line
Ensure that you answer all security questions at the end of the application to validate your identity.  
Select your eligibility
I live, work, worship or attend school in a county in Vermont.
Reside
I live, work, worship, volunteer or attend school in a county in Michigan.
Michigan
I have a loan in process.
nternal-3rd Party Agent
My relative is a member of the credit union.
Select Family RelationshipSelect Credit UnionInput Family Member Name
I work for or retired from one of the following employers.
SEG
I work for a health care related organization in a county in Michigan.
Healthcare
Remove Product
Available Products
Share Draft

Checking made easy and affordable.

APY: 0.05% Min Deposit: $25.00

Share Savings

Open a NEFCU Share (Savings) account with a $5 minimum and start saving today.

APY: 0.40% Min Deposit: $5.00

Power Account

Save at higher money-market rates with a NEFCU Power Account, while maintaining easy access to your money.

Max APY: 1.41% Min Deposit: $1,000.00 Max Deposit: $99,999.99

12-60 Mo. Future Saver Term Share Certificate

APY: 1.61% Min Deposit: $25.00

Future Saver Plus 12 month Certificate

Max APY: 3.03% Min Deposit: $25.00 Max Deposit: $5,000.00

90-179 days Term Share Certificate

Max APY: 0.90% Min Deposit: $1,000.00

180-364 days Term Share Certificate

Max APY: 1.41% Min Deposit: $1,000.00

12-23 Months Term Share Certificate

Max APY: 2.02% Min Deposit: $1,000.00

24-35 months Term Share Certificate

Max APY: 1.86% Min Deposit: $1,000.00

36-59 Month Term Share Certificate

Max APY: 1.96% Min Deposit: $1,000.00

60 Month Term Share Certificate

Max APY: 2.07% Min Deposit: $1,000.00

APY (Annual Percentage Yield)
close
Description

Choose rate
Select feature(s)
Additional feature(s)
Add Account Save Account
close
Description

OK

Application Cancelled

CU logo

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

CU logo
Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

Tell Us About Yourself

CU logo
Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Please indicate the percentage of the payout each beneficiary will receive:



Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Current Physical Address
Contact Information
Identification
About Your Employment

Please attach the identification you are using to open your account.

Additional Information
Is your home phone a cell phone?*
Can we contact you using your cell phone number?*
Do you have a preference for how we contact you on your cell phone?*
What time of day is most convenient for you to be contacted?*

Co-Driver's License Scan

close
Speed up your application process by taking an image of the back of your US driver's license. If you do not wish to use this feature, simply click Continue to enter your information.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

close
Speed up your application process by taking an image of the back of your US driver's license. If you do not wish to use this feature, simply click Continue to enter your information.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

CU logo
Tell Us About Yourself

Joint Applicant Information

CU logo
About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
Please attach the identification you are using to open your account.

Additional Information
Is your home phone a cell phone?*
Can we contact you using your cell phone number?*
Do you have a preference for how we contact you on your cell phone?*
What time of day is most convenient for you to be contacted?*

Document Upload Source Selector

close

Document Upload Source Selector

close

Review and Submit

CU logo
Review and Submit
Product Selections
Applicant Information
Beneficiary Information
Contact Information
Identification Information
Address
Employment Information
Previous Employment Information
Joint Applicant Information
Joint Applicant Contact Information
Joint Applicant Identification
Joint Applicant Address
Joint Applicant Employment Information
Funding Source
Review Minor Information
Minor Information
Minor Contact Information
Minor Physical Address
Please answer question(s) below
Will you be receiving domestic wires?*