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A savings account with just $.01 is all it takes to establish your HVCU membership. Our savings account has no minimum balance requirement and no monthly service fee.
APY: 0.02% Min Deposit: $0.00 Max Deposit: $25,000.00
Our tiered money market account is the perfect way to earn a higher yield than a savings or checking account without being locked into a time commitment, as is the case with certificate accounts. – You can open a tiered money market account with $1,000, which is also the minimum balance requirement for the account. As your account grows, you’ll earn even higher dividends on balances of $20,000, $50,000, and $250,000 or more. You can also access your money any time at over 85,000 surcharge-free ATMs nationwide. Online services like Internet Banking and Mobile Banking make it easy to manage your finances 24/7.
Max APY: 0.50% Min Deposit: $0.00
Our Premier Savings Account is the perfect way to earn a higher yield without being locked into a time commitment, as is the case with certificate accounts. To qualify, you must receive an aggregate minimum of $500 monthly in direct deposit(s) to your primary checking account and maintain an average daily share balance of $500 in your primary checking account.
Max APY: 4.00% Min Deposit: $0.00
An Hudson Valley CU savings account is an easy way to grow your funds. Save for a vacation, special occasion or just a rainy day with no minimum balance requirement, no time commitment, no penalty for withdrawals and free, unlimited account access at HVCU ATMs.
APY: 0.02% Min Deposit: $0.00 Max Deposit: $25,000.00
Our College Savings Account helps minors under the age of 18 and their parents/guardians save for future educational expenses. You can open a College Savings Account with as little as $5.00 and earn yearly bonus credits on the following eligibility requirements: 1. Open account prior to age 17. 2. Make deposits for a minimum of 10 months following account opening and each year prior to the account opening anniversary date. 3. Save a minimum of $100, not including dividends during the first 12 months from account opening to earn initial bonus credit. 4. Earn additional bonus credits every 12 months from account opening by increasing the savings balance by $100 year over year, not including dividends or bonus credits. 5. Member (minor) must have a Primary Savings account with a $5 minimum balance If all eligibility requirements are satisfied, the bonus credit will post to the College Savings account annually, at month end of the anniversary date of account opening. Please note: The account must be opened with the minor as the primary account holder and a parent or guardian as the joint account holder.
APY: 0.02% Min Deposit: $5.00
Our Mortgage Savings Account helps you save for the purchase of a home. You’ll receive a lender credit of $1 for every $5 deposited in your account, up to a maximum of $1,000, that you can use toward closing costs when you get a mortgage with us. You can open a Mortgage Savings Account with as little as $100 and earn the lender credit based on the following eligibility requirements: 1. Make monthly deposits of $100 for a minimum of 10 months. 2. Obtain approval to close on a Hudson Valley Credit Union mortgage within 36 months of account opening. 3. The lender credit is limited to one credit per mortgage, borrower may only receive the credit once, and match will be applied at time of loan closing. 4. You must have a Primary Savings account with a $5 minimum balance.
APY: 0.02% Min Deposit: $100.00
APY: 0.02% Min Deposit: $0.00 Max Deposit: $25,000.00
APY: 0.05% Min Deposit: $0.00
APY: 0.02% Min Deposit: $0.00
A Hudson Valley CU Certificate Account is a good way to invest extra cash without risking loss of principal. All of our certificate accounts are fully insured by the federal government and typically offer a better annual percentage yield than basic savings or money market accounts. You can also earn higher yields for deposits over $50,000. With terms from 3 to 60 months and a low minimum opening deposit of $500, our certificates are a safe, secure way to grow your funds.
Max APY: 0.30% Min Deposit: $500.00
Max APY: 0.60% Min Deposit: $500.00
Max APY: 3.95% Min Deposit: $500.00
Max APY: 3.85% Min Deposit: $500.00
Max APY: 4.35% Min Deposit: $500.00
Max APY: 3.35% Min Deposit: $500.00
Max APY: 3.35% Min Deposit: $500.00
Our Save Smart Certificate Account makes it easy for younger members to start saving because it offers a lower minimum opening deposit of just $250 when compared to regular certificate accounts.
APY: 0.50% Min Deposit: $250.00 Max Deposit: $49,999.99
The true strength of our variable-rate Flex Certificate Account lies in its ability to keep pace with today’s changing market without any risk to principal. With a $750 minimum opening deposit, the certificate offers a variable rate tied to the 3-month Treasury Bill plus an additional .25%.
APY: 5.62% Min Deposit: $750.00
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