For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser.

New Membership

CU logo
Eligibility

Neighbors Credit Union serves individuals living or working in the following communities......

St. Louis City, MO

St. Louis County, MO

St. Charles County, MO

Jefferson County, MO

St. Clair County, IL

Madison County, IL

Monroe County, IL

Select your eligibility
Please Indicate Community Live or Community Work
Remove Product
Required Products
Select at least one of the following products required for membership
Regular Savings Account

Earns quarterly dividends (for balances of $101 or greater) and allows you to take advantage of the many benefits of membership. Additionally funds in this account can be used as protection against overdrafts in your checking account.

APY: 0.10% Min Deposit: $1.00


You may select one of the following products
Available Products
Save to Win® 12 Month Certificate

Save to win is a special share certificate at Neighbors Credit Union that gives you all the benefits of a savings account — plus the chance to win big! Each $25 deposit into this share certificate earns you an entry into the monthly and quarterly drawings. The more you save, the more chances you earn — up to 10 drawing entries per month. Not only will you build your savings and earn interest/dividends, you can win multiple prizes throughout the year.

APY: 0.60% Min Deposit: $25.00

Certificate 6 Months

A Neighbors Credit Union CD is a great alternative to the unpredictable stock market. You can invest as little as $1,000. Interest earned can be posted either monthly or quarterly and you can choose whether to have the dividend check sent to your home, deposited into your checking account or compounded until the end of the certificate term.

APY: 0.45% Min Deposit: $1,000.00

Certificate 12 Months

A Neighbors Credit Union CD is a great alternative to the unpredictable stock market. You can invest as little as $1,000. Interest earned can be posted either monthly or quarterly and you can choose whether to have the dividend check sent to your home, deposited into your checking account or compounded until the end of the certificate term.

APY: 0.60% Min Deposit: $1,000.00

Certificate 18 Months

A Neighbors Credit Union CD is a great alternative to the unpredictable stock market. You can invest as little as $1,000. Interest earned can be posted either monthly or quarterly and you can choose whether to have the dividend check sent to your home, deposited into your checking account or compounded until the end of the certificate term.

APY: 0.65% Min Deposit: $1,000.00

Certificate 24 Months

A Neighbors Credit Union CD is a great alternative to the unpredictable stock market. You can invest as little as $1,000. Interest earned can be posted either monthly or quarterly and you can choose whether to have the dividend check sent to your home, deposited into your checking account or compounded until the end of the certificate term.

APY: 0.75% Min Deposit: $1,000.00

Certificate 30 Months

A Neighbors Credit Union CD is a great alternative to the unpredictable stock market. You can invest as little as $1,000. Interest earned can be posted either monthly or quarterly and you can choose whether to have the dividend check sent to your home, deposited into your checking account or compounded until the end of the certificate term.

APY: 0.80% Min Deposit: $1,000.00

Certificate 36 Months

A Neighbors Credit Union CD is a great alternative to the unpredictable stock market. You can invest as little as $1,000. Interest earned can be posted either monthly or quarterly and you can choose whether to have the dividend check sent to your home, deposited into your checking account or compounded until the end of the certificate term.

APY: 0.85% Min Deposit: $1,000.00

Certificate 48 Months

A Neighbors Credit Union CD is a great alternative to the unpredictable stock market. You can invest as little as $1,000. Interest earned can be posted either monthly or quarterly and you can choose whether to have the dividend check sent to your home, deposited into your checking account or compounded until the end of the certificate term.

APY: 0.95% Min Deposit: $1,000.00

Certificate 60 Months

A Neighbors Credit Union CD is a great alternative to the unpredictable stock market. You can invest as little as $1,000. Interest earned can be posted either monthly or quarterly and you can choose whether to have the dividend check sent to your home, deposited into your checking account or compounded until the end of the certificate term.

APY: 1.10% Min Deposit: $1,000.00

Certificate 84 Months

A Neighbors Credit Union CD is a great alternative to the unpredictable stock market. You can invest as little as $1,000. Interest earned can be posted either monthly or quarterly and you can choose whether to have the dividend check sent to your home, deposited into your checking account or compounded until the end of the certificate term.

APY: 1.30% Min Deposit: $1,000.00

Investment Builder Certificate 12 Months Without Direct Deposit

If you don’t have $1,000 to set aside at one time, but would still like to earn a higher rate of interest than a regular Savings Account, this is the investment for you. For a $100 minimum balance, you can enjoy a 12-month term and make unlimited deposits ($10 minimum).

APY: 0.16% Min Deposit: $100.00

Money Market Maximizer

Make your money work for you! The higher your balance, the more you earn. For minimum balance and interest rates click the "Rates as high as" in the rate box to the right.

Max APY: 0.50% Min Deposit: $2,000.00

Benefits Checking

Show more...

APY: 0.15% Min Deposit: $25.00

Christmas Club

A Christmas Club Account is the perfect way to save for yearly holiday expenses. Regular deposits are available, as low as $5 per pay period. Interest is posted quarterly, and the entire balance is transferred automatically to your account (checking or savings) in October.

APY: 0.15% Min Deposit: $5.00

Your Extra Savings (Y.E.S.) Club

Set aside funds for that special purpose while keeping them in a safe place with Y.E.S. Club Account. Regular deposits are available, as low as $5 per pay period. Interest is posted quarterly, and the funds are available once per quarter for withdrawal whenever you choose!

APY: 0.15% Min Deposit: $5.00

Escrow Savings

The Escrow Savings account allows members to set aside money to pay bills or make purchases that only arise a few times a year. Examples include, but are not limited to, car insurance, home owners insurance, property taxes, medical expenses or large purchases.

APY: 0.10% Min Deposit: $5.00

Simple Checking

With the Simple Checking Account there are no minimum balance requirements, no per-check fees, and no monthly fees. Yes it is that simple!

APY: -- Min Deposit: $25.00

Interest Checking

Show more...

APY: 0.30% Min Deposit: $25.00

APY (Annual Percentage Yield)
close
Description

Details
Select feature(s)
Additional feature(s)
Add Account Save Account OK
close
close
Choose your rate
Specify the amount to deposit
Choose your term

Accept

Application Cancelled

CU logo

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

CU logo
Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

'Doing Business As' Information

CU logo
'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
DBA Physical Address

Tell Us About Yourself

CU logo
Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

You may take a picture or upload a copy of your ID document such as driver license, green card, or etc...

Additional Information
TIN Certification and Backup Withholding Information. Under penalties of perjury, I certify that: 1.) The number shown above is my correct taxpayer identification number (or I am waiting for a number to be issued) and 2.) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and 3.) I am a U.S. citizen or other U.S. person. For federal tax purposes, you are considered a U.S. person if you are: an individual who is a U.S. citizen or U.S. resident alien; a partnership, corporation, company, or association created or organized in the United States or under the laws of the United States; an estate (other than a foreign estate); or a domestic trust (as defined in Regulations section 301.7701-7).*

Co-Driver's License Scan

close
To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

close
To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

CU logo
Tell Us About Yourself

Joint Applicant Information

CU logo
About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
You may take a picture or upload a copy of your ID document such as driver license, green card, or etc...

Additional Information
TIN Certification and Backup Withholding Information. Under penalties of perjury, I certify that: 1.) The number shown above is my correct taxpayer identification number (or I am waiting for a number to be issued) and 2.) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and 3.) I am a U.S. citizen or other U.S. person. For federal tax purposes, you are considered a U.S. person if you are: an individual who is a U.S. citizen or U.S. resident alien; a partnership, corporation, company, or association created or organized in the United States or under the laws of the United States; an estate (other than a foreign estate); or a domestic trust (as defined in Regulations section 301.7701-7).*

Beneficiaries Information

CU logo
Tell us about your beneficiaries
Are you sure you want to remove this beneficiary?
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.