For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser.

New Membership

CU logo
Eligibility
Select branch location

Important information about opening an account
 

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask your name, address, date of birth, and other information that will allow us to identify you.

In order to make the application process as easy as possible, please have the following information available for yourself and any joint applicants:

  • Valid Social Security Number
  • Date of Birth
  • Your current address
  • Your previous address (if you have lived at your home address less than two years)
  • Valid identification information (including number, issue, and expiration date)
  • Telephone number
  • Email address

If you are not a U.S. citizen or are subject to backup withholding, you will not be able to apply online. Please call us at 865-971-1971 or 800-264-1971 or visit a UT Federal Credit Union branch to apply. Branch locations and hours can be found at https://www.utfcu.org.

If you would like to add beneficiaries to your account(s), please also have the following information available regarding your beneficiaries:

  • Valid Social Security Number
  • Date of Birth
  • Address

Membership Requirements

 

You may become a member of UT Federal Credit Union by opening a Primary Savings Account. A minimum balance of $5 is needed to open a savings account. Once you become a member you will have the opportunity to apply for or use any UT Federal Credit Union services. Please select the following criteria on how you are eligible to join the credit union. 

 

If you do not qualify for membership in one of the following ways, contact UT Federal Credit Union at 865-971-1971 or 800-264-1971 to discuss other eligibility options. 

 

 

Select your eligibility
Community Relationship
in County.
I am related to a UT Federal Credit Union member.
I am an existing UT Federal Credit Union member.
Remove Product
Required Products
Select at least one of the following products required for membership
Primary Share

The Primary Share establishes your membership at UT Federal Credit Union.

Additional Product Information

APY: 0.05% Min Deposit: $5.00


You may select one of the following products
Available Products
Holiday Club

Show more...

APY: 0.50%

Choice Savings

A savings account designed to let you create special accounts for goals unique to you.

Additional Product Information

APY: 0.05%

Money Market

The Money Market account is tiered to allow you to decide where, when, and how to invest your money. Earn higher yields with the added flexibility to access your money when you need it.

Additional Product Information

Max APY: 0.20% Min Deposit: $0.00

3 Month Certificate

APY: 0.05% Min Deposit: $1,000.00

6 Month Certificate

APY: 0.10% Min Deposit: $1,000.00

12 Month Certificate

APY: 0.15% Min Deposit: $1,000.00

18 Month Certificate

APY: 0.20% Min Deposit: $1,000.00

24 Month Certificate

APY: 0.30% Min Deposit: $1,000.00

30 Month Certificate

APY: 0.35% Min Deposit: $1,000.00

36 Month Certificate

APY: 0.40% Min Deposit: $1,000.00

48 Month Certificate

APY: 0.45% Min Deposit: $1,000.00

Premier U Plus Checking

Show more...

APY: 0.05% Min Deposit: $25.00

Premier U Checking

Premier U checking offers all the advantages of Simply U Checking but also pays interest on all balances. Account holders also have access to discounts on airline tickets, cruises, theme parks, movie tickets, and much more!  This account has a $5.95 monthly fee.

Additional Product Information

APY: 0.05% Min Deposit: $25.00

Simply U Checking

The Simply U Checking account offers you accessibility, flexibility, and affordability with no minimum deposit balance requirements. This account has no monthly fee if e-Statements are activated.

Additional Product Information

Min Deposit: $25.00

U Rewards High Yield Checking

Show more...

APY: 2.05% Min Deposit: $25.00

U Rewards Cash Back Checking

Show more...

Min Deposit: $25.00

APY (Annual Percentage Yield)
close
Description

Details
Select feature(s)
Additional feature(s)
Add Account Save Account OK
close
close
Choose your rate
Specify the amount to deposit
Choose your term

Accept

Application Cancelled

CU logo

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

CU logo
Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

Funding is required to complete your account activation. If you choose to fund later [the bank] will reach out to you. This may cause a delay in account activation.

'Doing Business As' Information

CU logo
'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

CU logo
Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

To help process your application faster, use the link below to upload your documents.

Co-Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

CU logo
Tell Us About Yourself

Joint Applicant Information

CU logo
About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment