Important information about opening an account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask your name, address, date of birth, and other information that will allow us to identify you.
In order to make the application process as easy as possible, please have the following information available for yourself and any joint applicants:
If you are not a U.S. citizen or are subject to backup withholding, you will not be able to apply online. Please call us at 865-971-1971 or 800-264-1971 or visit a UT Federal Credit Union branch to apply. Branch locations and hours can be found at https://www.utfcu.org.
If you would like to add beneficiaries to your account(s), please also have the following information available regarding your beneficiaries:
Membership Requirements
You may become a member of UT Federal Credit Union by opening a Primary Savings Account. A minimum balance of $5 is needed to open a savings account. Once you become a member you will have the opportunity to apply for or use any UT Federal Credit Union services. Please select the following criteria on how you are eligible to join the credit union.
If you do not qualify for membership in one of the following ways, contact UT Federal Credit Union at 865-971-1971 or 800-264-1971 to discuss other eligibility options.
The Primary Share establishes your membership at UT Federal Credit Union.
Additional Product InformationAPY: 0.05% Min Deposit: $5.00
APY: 0.50%
A savings account designed to let you create special accounts for goals unique to you.
Additional Product Information
APY: 0.05%
The Money Market account is tiered to allow you to decide where, when, and how to invest your money. Earn higher yields with the added flexibility to access your money when you need it.
Additional Product Information
Max APY: 0.20% Min Deposit: $0.00
APY: 0.45% Min Deposit: $1,000.00
APY: 0.60% Min Deposit: $1,000.00
APY: 1.50% Min Deposit: $1,000.00
APY: 1.55% Min Deposit: $1,000.00
APY: 5.00% Min Deposit: $25,000.00 Max Deposit: $500,000.00
APY: 1.60% Min Deposit: $1,000.00
APY: 4.50% Min Deposit: $1,000.00
APY: 1.65% Min Deposit: $1,000.00
APY: 1.70% Min Deposit: $1,000.00
APY: 1.75% Min Deposit: $1,000.00
APY: 0.05% Min Deposit: $25.00
APY: 0.05% Min Deposit: $25.00
The Simply U Checking account offers you accessibility, flexibility, and affordability with no minimum deposit balance requirements. This account has no monthly fee if e-Statements are activated.
Additional Product Information
Min Deposit: $25.00
APY: 4.00% Min Deposit: $25.00
Min Deposit: $25.00
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Product Type | Maximum Deposit | Your Requested Deposit |
---|---|---|
Checking | ||
Savings | ||
Certificate |