To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask your name, address, date of birth, and other information that will allow us to identify you.
In order to make the application process as easy as possible, please have the following information available for yourself and any joint applicants:
Valid Social Security Number
Date of Birth
Your current address
Your previous address (if you have lived at your home address less than two years)
Valid identification information (including number, issue, and expiration date)
Telephone number
Email address
If you are not a U.S. citizen or are subject to backup withholding, you will not be able to apply online. Please call us at 865-971-1971 or 800-264-1971 or visit a UT Federal Credit Union branch to apply. Branch locations and hours can be found at https://www.utfcu.org.
If you would like to add beneficiaries to your account(s), please also have the following information available regarding your beneficiaries:
Valid Social Security Number
Date of Birth
Address
Membership Requirements
You may become a member of UT Federal Credit Union by opening a Primary Savings Account. A minimum balance of $5 is needed to open a savings account. Once you become a member you will have the opportunity to apply for or use any UT Federal Credit Union services. Please select the following criteria on how you are eligible to join the credit union.
If you do not qualify for membership in one of the following ways, contact UT Federal Credit Union at 865-971-1971 or 800-264-1971 to discuss other eligibility options.
The Money Market account is tiered to allow you to decide where, when, and how to invest your money. Earn higher yields with the added flexibility to access your money when you need it.
The Simply U Checking account offers you accessibility, flexibility, and affordability with no minimum deposit balance requirements. This account has no monthly fee if e-Statements are activated.
Do you want to receive a direct deposit to this share?*
Yes
No
Do you want to receive a direct deposit to this share?*
Yes
No
Do you want to receive a direct deposit to this share?*
Yes
No
Do you want to order checks? (additional charges may apply)*
Yes
No
Do you want to receive a direct deposit to this share?*
Yes
No
How do you want to receive your periodic dividends?*
How do you want to receive your periodic dividends?*
How do you want to receive your periodic dividends?*
How do you want to receive your periodic dividends?*
How do you want to receive your periodic dividends?*
Would you like to set up Overdraft Protection from your Primary Share for your checking account? *
Yes
No
Would you like to order a Debit Card to access your account?*
I request UT Federal Credit Union to authorize and pay overdrafts on my ATM and everyday debit card transactions. I understand that a fee will be assessed each time an overdraft is paid on my behalf. I have the right to change this decision at any time in the future.Please click to read disclosures*
Do you want to order checks?*
Yes
No
Do you want to receive a direct deposit to this share?*
Yes
No
How do you want to receive your periodic dividends?*
How do you want to receive your periodic dividends?*
How do you want to receive your periodic dividends?*
Would you like to set up Overdraft Protection from your Primary Share for your checking account? *
Yes
No
Would you like to order a Debit Card to access your account?*
I request UT Federal Credit Union to authorize and pay overdrafts on my ATM and everyday debit card transactions. I understand that a fee will be assessed each time an overdraft is paid on my behalf. I have the right to change this decision at any time in the future.Please click to read disclosures*
Do you want to order checks? (additional charges may apply)*
Yes
No
Do you want to receive a direct deposit to this share?*
Yes
No
Would you like to set up Overdraft Protection from your Primary Share for your checking account? *
Yes
No
Would you like to order a Debit Card to access your account?*
I request UT Federal Credit Union to authorize and pay overdrafts on my ATM and everyday debit card transactions. I understand that a fee will be assessed each time an overdraft is paid on my behalf. I have the right to change this decision at any time in the future.Please click to read disclosures*
Are you interested in receiving discounts on airline tickets, cruises, theme parks, movie tickets, and much more? Add GenGold to your checking account for a 90-day free trial. Afterwards, continue to enjoy these great benefits for a low monthly fee of $4.95. Click here for additional details.*
Yes
No
Do you want to order checks? (additional charges may apply)*
Yes
No
Do you want to receive a direct deposit to this share?*
Yes
No
Would you like to set up Overdraft Protection from your Primary Share for your checking account? *
Yes
No
Would you like to order a Debit Card to access your account?*
I request UT Federal Credit Union to authorize and pay overdrafts on my ATM and everyday debit card transactions. I understand that a fee will be assessed each time an overdraft is paid on my behalf. I have the right to change this decision at any time in the future.Please click to read disclosures*
Are you interested in receiving discounts on airline tickets, cruises, theme parks, movie tickets, and much more? Add GenGold to your checking account for a 90-day free trial. Afterwards, continue to enjoy these great benefits for a low monthly fee of $4.95. Click here for additional details.*
Yes
No
Do you want to order checks? (additional charges may apply)*
Yes
No
Do you want to receive a direct deposit to this share?*
Yes
No
Would you like to set up Overdraft Protection from your Primary Share for your checking account? *
Yes
No
Would you like to order a Debit Card to access your account?*
I request UT Federal Credit Union to authorize and pay overdrafts on my ATM and everyday debit card transactions. I understand that a fee will be assessed each time an overdraft is paid on my behalf. I have the right to change this decision at any time in the future.Please click to read disclosures*
Are you interested in receiving discounts on airline tickets, cruises, theme parks, movie tickets, and much more? Add GenGold to your checking account for a 90-day free trial. Afterwards, continue to enjoy these great benefits for a low monthly fee of $4.95. Click here for additional details.*
Yes
No
Do you want to order checks? (additional charges may apply)*
Yes
No
Do you want to receive a direct deposit to this share?*
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
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