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Eligibility

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You will need the following information in order to complete the application:

Government issued ID/drivers license/State ID or passport with current address

Current physical and mailing address

Social Security Number

Date of Birth

Important Information about Procedures for Opening a New Account
To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account.

Select your eligibility

I live, work, worship or attend school in the eleven county eligible area (Bibb, Blount, Chilton, Coosa, Cullman, Jefferson, Shelby, St. Clair, Talladega, Tallapoosa or Walker Counties) or my business qualifies because it operates in one of those counties

I live, work, worship or attend school in Calhoun County

I live, work, worship or attend school in the underserved area located in Mobile County. Select census tract:

.*To find your Census Tract click here. Take your tract code and refer back to the drop down above.

I am an immediate family member of a current America's First FCU member.

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Required Products

Select at least one of the following products required for membership

Regular Share

**To become a member of America's First, you must open a Share Savings Account.** Dividends are paid quarterly on balances greater than $100. A minimum deposit and balance of $5 is required. You must be 18 years old to apply.

Min Deposit: $5.00

You may select one of the following products

Available Products

Savings Checking Certificate Account Money Market

Thrive Checking

Thrive Checking is our most popular checking account with no monthly fee and no minimum balance. This free account offers three free non-AmFirst ATM transactions per month and earns rewards on all purchases made with your debit card.

Min Deposit: $25.00

Level Up Checking

The AmFirst Level Up Checking Account is designed to accommodate high school students ages 14 - 18. A parent or legal guardian must be included on this account application.

Min Deposit: $25.00

Pocket Chg Shares

Pocket Change is a special savings account that helps you save automatically every time you use your debit card.

YOU MUST HAVE A CHECKING ACCOUNT IN ORDER TO OPEN A POCKET CHANGE ACCOUNT.

Max APY: 3.00% Min Deposit: $0.00

Christmas Club

The easiest way to save for holidays! Account balance will be automatically transferred to your America's First Checking or Share Account in October. Dividends are paid quarterly on average daily balances over $100. Allowed one penalty-free withdrawal per year.

APY: 0.05%

Special Savings

Our Fill-in-the-Blank fund is a supplemental share account you can open to save for special occasions or purchases--use this account for vacation funds, college expenses, purchases . the possibilities are endless. Deposits can be made at any time and dividends are paid quarterly on balances over $100.

Max APY: 0.73% Min Deposit: $0.00

91 Day Certificate Maturity

Share Certificates are designed for members seeking a higher-yield investment with guaranteed rates. This share certificate has a 91-day term in which dividends will be paid at maturity and will automatically renew. Penalties are charged for early withdrawals.

APY: 0.50% Min Deposit: $500.00

6 Month Certificate Maturity

Share Certificates are designed for members seeking a higher-yield investment with guaranteed rates. This share certificate has a 6-month term in which dividends will be paid at maturity and will automatically renew. Penalties are charged for early withdrawals.

APY: 4.55% Min Deposit: $500.00

6 Month Certificate Monthly

Share Certificates are designed for members seeking a higher-yield investment with guaranteed rates. This share certificate has a 6-month term in which dividends will be paid monthly and will automatically renew. Monthly dividends will be transferred to another AmFirst account and could affect the annual percentage yield earned as dividends will not compound. Penalties are charged for early withdrawals.

APY: 4.55% Min Deposit: $10,000.00

9 Month Certificate Maturity

Share Certificates are designed for members seeking a higher-yield investment with guaranteed rates. This share certificate has a 9-month term in which dividends will be paid at maturity and will automatically renew. Penalties are charged for early withdrawals.

APY: 1.00% Min Deposit: $500.00

9 Month Certificate Monthly

Share Certificates are designed for members seeking a higher-yield investment with guaranteed rates. This share certificate has a 9-month term in which dividends will be paid monthly and will automatically renew. Monthly dividends will be transferred to another AmFirst account and could affect the annual percentage yield earned as dividends will not compound. Penalties are charged for early withdrawals.

APY: 1.00% Min Deposit: $10,000.00

9 Month Certificate Quarterly

Share Certificates are designed for members seeking a higher-yield investment with guaranteed rates. This share certificate has a 9-month term in which dividends will be paid quarterly and will automatically renew. Quarterly dividends will be compounded back to the share certificate. Penalties are charged for early withdrawals.

APY: 1.00% Min Deposit: $500.00

12 Month Certificate Monthly

Share Certificates are designed for members seeking a higher-yield investment with guaranteed rates. This share certificate has a 12-month term in which dividends will be paid monthly and will automatically renew. Monthly dividends will be transferred to another AmFirst account and could affect the annual percentage yield earned as dividends will not compound. Penalties are charged for early withdrawals.

APY: 4.25% Min Deposit: $10,000.00

12 Month Certificate Quarterly

Share certificates are designed for members seeking a high yield investment with guaranteed rates. This certificate has a 12-month term in which dividends will be paid quarterly and will automatically renew. Quarterly dividends will be compounded back to the share certificate. Penalties are charged for early withdrawals.

APY: 4.25% Min Deposit: $500.00

18 Month Certificate Monthly

Share certificates are designed for members seeking a high yield investment with guaranteed rates. This certificate has an 18-month term in which dividends will be paid monthly and will automatically renew. Monthly dividends will be transferred to another AmFirst account and could affect the annual percentage yield earned as dividends will not compound. Penalties are charged for early withdrawals.

APY: 4.00% Min Deposit: $10,000.00

18 Month Certificate Quarterly

Share certificates are designed for members seeking a high yield investment with guaranteed rates. This certificate has an 18-month term in which dividends will be paid quarterly and will automatically renew. Quarterly dividends will be compounded back to the share certificate. Penalties are charged for early withdrawals.

APY: 4.00% Min Deposit: $500.00

24 Month Certificate Monthly

Share certificates are designed for members seeking a high yield investment with guaranteed rates. This certificate has a 24-month term in which dividends will be paid monthly and will automatically renew. Monthly dividends will be transferred to another AmFirst account and could affect the annual percentage yield earned as dividends will not compound. Penalties are charged for early withdrawals.

APY: 2.50% Min Deposit: $10,000.00

24 Month Certificate Quarterly

Share certificates are designed for members seeking a high yield investment with guaranteed rates. This certificate has a 24-month term in which dividends will be paid quarterly and will automatically renew. Quarterly dividends will be compounded back to the share certificate. Penalties are charged for early withdrawals.

APY: 2.50% Min Deposit: $500.00

30 Month Certificate Monthly

Share certificates are designed for members seeking a high yield investment with guaranteed rates. This certificate has a 30-month term in which dividends will be paid monthly and will automatically renew. Monthly dividends will be transferred to another AmFirst account and could affect the annual percentage yield earned as dividends will not compound. Penalties are charged for early withdrawals.

APY: 2.50% Min Deposit: $10,000.00

30 Month Certificate Quarterly

Share certificates are designed for members seeking a high yield investment with guaranteed rates. This certificate has a 30-month term in which dividends will be paid quarterly and will automatically renew. Quarterly dividends will be compounded back to the share certificate. Penalties are charged for early withdrawals.

APY: 2.50% Min Deposit: $500.00

36 Month Certificate Monthly

Share certificates are designed for members seeking a high yield investment with guaranteed rates. This certificate has a 36-month term in which dividends will be paid monthly and will automatically renew. Monthly dividends will be transferred to another AmFirst account and could affect the annual percentage yield earned as dividends will not compound. Penalties are charged for early withdrawals.

APY: 2.65% Min Deposit: $10,000.00

36 Month Certificate Quarterly

Share certificates are designed for members seeking a high yield investment with guaranteed rates. This certificate has a 36-month term in which dividends will be paid quarterly and will automatically renew. Quarterly dividends will be compounded back to the share certificate. Penalties are charged for early withdrawals.

APY: 2.65% Min Deposit: $500.00

48 Month Certificate Monthly

Share certificates are designed for members seeking a high yield investment with guaranteed rates. This certificate has a 48-month term in which dividends will be paid monthly and will automatically renew. Monthly dividends will be transferred to another AmFirst account and could affect the annual percentage yield earned as dividends will not compound. Penalties are charged for early withdrawals.

APY: 2.85% Min Deposit: $10,000.00

48 Month Certificate Quarterly

Share certificates are designed for members seeking a high yield investment with guaranteed rates. This certificate has a 48-month term in which dividends will be paid quarterly and will automatically renew. Quarterly dividends will be compounded back to the share certificate. Penalties are charged for early withdrawals.

APY: 2.85% Min Deposit: $500.00

60 Month Certificate Monthly

Share certificates are designed for members seeking a high yield investment with guaranteed rates. This certificate has a 60-month term in which dividends will be paid monthly and will automatically renew. Monthly dividends will be transferred to another AmFirst account and could affect the annual percentage yield earned as dividends will not compound. Penalties are charged for early withdrawals.

APY: 3.05% Min Deposit: $10,000.00

60 Month Certificate Quarterly

Share certificates are designed for members seeking a high yield investment with guaranteed rates. This certificate has a 60-month term in which dividends will be paid quarterly and will automatically renew. Quarterly dividends will be compounded back to the share certificate. Penalties are charged for early withdrawals.

APY: 3.05% Min Deposit: $500.00

Amfirst Money Mkt

This Money Market Account offers competitive investment rates, liquidity, and easy access to funds on your higher savings balance. Earn tiered monthly dividends with a $2,500 minimum opening deposit. You have 30 days to fund this account to avoid minimum balance charges. Unlimited in person withdrawals at any AFFCU branch or ATM, and up to six transfers or payments (preauthorized, automatic, or telephone) per month.

Max APY: 0.78% Min Deposit: $0.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.25%	0.25%	$0.00	N/A
.	2.97%	3.00%	$0.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.33%	0.33%	$0.00	N/A
.	0.43%	0.43%	$0.00	N/A
.	0.53%	0.53%	$0.00	N/A
.	0.73%	0.73%	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.33%	0.33%	$2,500.00	$0.00	N/A
.	0.43%	0.43%	$10,000.00	$0.00	N/A
.	0.53%	0.53%	$25,000.00	$0.00	N/A
.	0.63%	0.63%	$50,000.00	$0.00	N/A
.	0.78%	0.78%	$100,000.00	$0.00	N/A

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Tell Us About Yourself

Minor Information

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Date of Birth

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

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Date of Birth

Mother's Maiden Name

Relationship to Primary Applicant

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