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Recommended Certificate Account Money Market Savings

14 Month Certificate

APY: 5.05% Min Deposit: $500.00

Share Draft Checking

APY: 0.00% Max Deposit: $500.00

6 Month Certificate

APY: 3.75% Min Deposit: $500.00

1 Year Certificate

APY: 4.50% Min Deposit: $500.00

2 Year Certificate

APY: 4.25% Min Deposit: $500.00

3 Year Certificate

APY: 3.95% Min Deposit: $500.00

4 Year Certificate

APY: 3.85% Min Deposit: $500.00

5 Year Certificate

APY: 3.80% Min Deposit: $500.00

Money Market Account

Max APY: 1.50% Min Deposit: $0.00

Share Club Savings

APY: 0.05% Max Deposit: $500.00

Share Holiday Club

APY: 0.05% Max Deposit: $500.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	0.85%	0.85%	$2,500.00	$0.00	N/A
.	1.10%	1.10%	$50,000.00	$0.00	N/A
.	1.35%	1.35%	$100,000.00	$0.00	N/A
.	1.50%	1.50%	$250,000.00	$0.00	N/A

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Speed up your application process by taking the BACK image of your US driver's license.

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Speed up your application process by taking the BACK image of your US driver's license.

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Recommendation for best recognition:

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

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About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

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Are you an employee of Spectra Credit Union?

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

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About Your Employment

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Upload Documents

Please upload any pertinent documents for your Membership Application including a copy of the front of your ID.

Click or tap here to capture or upload an image or document.

Fund via Internal Transfer

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'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

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Minor Applicant Information

Joint Applicant Information