You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
Date of Birth
Identification required to open account in accordance with section 326 of the USA Patriot Act
Gold Coast Federal Credit Union is required by Federal law to obtain, verify, and record information that
identifies each person who opens an account or is being added as a signatory to a new or existing account.
In some cases, identification will be requested for those banking with us prior to the effective date of the
customer identification requirements because original documentation was not obtained with the opening
of the account.
What this means for you:
When you open an account or are going to be added as a signatory to an account, we will ask for your name,
address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Select your eligibility
I am employed at or retired from
I am an employed or retired from a primary, secondary, private or parochial, college or university, or school district in
I am a Student or immediate family member of a student attending grades 1-12 in the School District of PBC
I am a current or retired healthcare worker/volunteer at
or work in a doctors office who is affiliated with that hospital
I work for or am retired from the Town, City or Village of
I am an immediate family member of
who is a member of or eligible to join GCFCU. They are my
I share the same residence with
who is a member of or eligible to join Gold Coast FCU
I am a current/former
of Gold Coast FCU or CU Center Inc.
I am going to donate $5.00 to the New Horizons Elementary School PTA
Select at least one of the following products required for membership
Primary Savings/Par
Insure your future, start a savings plan today.
Tiered interest rates.
Dividends paid quarterly into the account.
Payroll deduction makes it easy to save.
Click here for rates.
No minimum balance requirement.
Unlimited transactions.
No monthly service charge.
Overdraft protection.
Free Debit Card.
Free Online Bill Pay.
Min Deposit: $0.00
Checking
No per item fees.
No minimum balance requirement.
No monthly service charge.
Free Debit Card.
FREE Online Bill Pay
Consumer loan discounts with direct deposit and eStatements
Min Deposit: $0.00
Money Market Savings
Enjoy the benefit of higher interest rates than traditional savings account.
No minimum balance requirement.
No transaction fees.
Tiered variable interest rates.
Easy access to funds.
Max APY: 4.00%Min Deposit: $5.00Max Deposit: $500,000.00
APY (Annual Percentage Yield)
Your Selected Products
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
2.96%
3.00%
$5.00
$5.00
N/A
2.96%
3.00%
$5,000.00
$5,000.00
N/A
2.96%
3.00%
$25,000.00
$25,000.00
N/A
3.93%
4.00%
$50,000.00
$50,000.00
N/A
3.93%
4.00%
$100,000.00
$100,000.00
N/A
Dividend Rate
2.96%
APY:
3.00%
Minimum Balance:
$5.00
Min Deposit:
$5.00
Term (months):
N/A
Dividend Rate
2.96%
APY:
3.00%
Minimum Balance:
$5,000.00
Min Deposit:
$5,000.00
Term (months):
N/A
Dividend Rate
2.96%
APY:
3.00%
Minimum Balance:
$25,000.00
Min Deposit:
$25,000.00
Term (months):
N/A
Dividend Rate
3.93%
APY:
4.00%
Minimum Balance:
$50,000.00
Min Deposit:
$50,000.00
Term (months):
N/A
Dividend Rate
3.93%
APY:
4.00%
Minimum Balance:
$100,000.00
Min Deposit:
$100,000.00
Term (months):
N/A
Are you interested in any overdraft protection services?*
Yes
No
Are you interested in any overdraft protection services?*
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
Press this button if you want to assign an equal value to all beneficiaries.
In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
We have not received a payment confirmation. Payment is required to complete your account activation. If you close the payment screen, a representative will reach out to you to complete the transaction.
We have encountered an error attempting to initialize payment processing. Your application has been successfully submitted. A representative will reach out to you to complete the funding of your account.
The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.
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