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Eligibility

Applying is fast and easy!

Membership is open to anyone who lives, works, worships or goes to school in these Maine counties: Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York.

Here is what you need to get started:

Government issued ID/Drivers License/State ID or Passport

Your complete physical and mailing address

Social Security Number

Date of Birth

In accordance with Section 326 of the USA PATRIOT Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address, and other identifying information. In some cases, identification will be requested for current members if original documentation was not obtained with the opening of the account. In all cases, protection of our members' identity and confidentiality is our pledge to you. We proudly support all efforts to protect and maintain the security of our members and our country.

Select your eligibility

I live, work, worship or go to school within a county listed above.

I am an existing member of Oxford Federal Credit Union.

I am an immediate family member of an existing member.

I live in the same household of an existing member.

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Required Products

Select at least one of the following products required for membership

Main Share (Savings)

APY: 0.10% Min Deposit: $5.00

You may select one of the following products

Available Products

Money Market Savings Checking Certificate Account

Money Market

Max APY: 3.25% Min Deposit: $2,500.00

Share Draft (Checking)

Min Deposit: $0.00

Free4ME (Checking)

Available to members age 18 - 25.

Min Deposit: $0.00

Holiday Club

APY: 0.10%

All Purpose Club

APY: 0.10%

Share Certificate of Deposit

Max APY: 5.00% Min Deposit: $500.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.72%	2.75%	$2,500.00	$2,500.00	N/A
.	2.96%	3.00%	$25,000.01	$25,000.01	N/A
.	3.20%	3.25%	$75,000.01	$75,000.01	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	2.96%	3.00%	$500.00	3 - 5
.	3.93%	4.00%	$1,000.00	48 - 59
.	3.93%	4.00%	$1,000.00	60 (min)
.	4.02%	4.10%	$1,000.00	36 - 47
.	4.17%	4.25%	$1,000.00	24 - 35
.	4.41%	4.50%	$1,000.00	6 - 11
.	4.89%	5.00%	$1,000.00	12 - 23

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	2.96%	3.00%	$100.00	3 - 5
.	3.93%	4.00%	$100.00	6 - 11
.	3.93%	4.00%	$100.00	48 - 59
.	3.93%	4.00%	$100.00	60 (min)
.	4.02%	4.10%	$100.00	36 - 47
.	4.17%	4.25%	$100.00	24 - 35
.	4.41%	4.50%	$100.00	12 - 23

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

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Zip

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State

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Mailing Address

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Address

Zip

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Contact Information

Identification

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ID Number

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ID Date Issued

ID Expiration Date

Secondary Identification

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ID Number

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ID Date Issued

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Speed up your application process by taking the BACK image of your US driver's license.

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Recommendation for best recognition:

* Use a dark background

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* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

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Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

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About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Upload Documents

Upload Secondary ID documents here:

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Tell us about your beneficiaries

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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'Doing Business As' Information

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Minor Applicant Information

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Beneficiaries Information