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Eligibility

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Focus personally invites anyone who lives, works, worships or attends school in Oklahoma, Cleveland, Canadian, Lincoln, Logan, McClain and Grady Counties to become a member and experience superior service first hand. Additionally, if you are an immediate family member, defined as a Spouse, Parent, Grandparent, Child, or Sibling of an existing Focus member, you may also qualify for membership. We look forward to having the opportunity to serve you and welcome you to the Focus family.

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in County

I am a current member of Focus Federal Credit Union. My member number is

I am the

of an existing member. Their name is and their member number is .

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Required Products

Select at least one of the following products required for membership

Membership Share

This savings account is required to establish your membership with The Focus Federal Credit Union and allows you access to all of our products and services.

APY: 0.15% Min Deposit: $5.00

You may select one of the following products

Available Products

Savings Checking Money Market Certificate Account

Student Checking

This checking account is designed for students ages 13 to 21. No minimum balance required, no monthly fee, financial literacy training, savings assist programs and a $500 scholarship drawing for Spring and Fall semesters!

Min Deposit: $0.00

Interest Checking

Earn 1.25% APY on balances up to $20,000. Balances over $20,000 earn 0.15% APY. $400 monthly direct deposit required, 12 debit card transactions per month, eStatement enrollment and use Online/Mobile banking on a monthly basis.

APY: 0.15% Min Deposit: $25.00

Focus Checking

Min Deposit: $25.00

Fresh Start Checking

Min Deposit: $50.00

Money Market Checking

The more you save, the more you earn with a Focus FCU Money Market Account. You can access your account six times per month via check, online Banking, or Electronic Funds Transfers (EFT). You’ll earn a great rate while enjoying:

Free online banking
Free online bill pay
E-statements
Six withdrawals or transfers per month
Tiered dividend rates
Unlimited deposits
Free direct deposit
0.25% interest rate discount on consumer loans with automatic payments^*
$2,500 minimum average daily balance
Personalized checks

^*TFFCU MasterCard loans do not qualify for 0.25% discount

Max APY: 0.80% Min Deposit: $0.00

Club Savings

Open a Club savings account to help save for those special occasions such as vacation, holiday spending, or an upcoming expense such as a wedding or graduation.

APY: 0.15% Min Deposit: $5.00

24 Month Certificate

APY: 2.75% Min Deposit: $1,000.00

36 Month Certificate

APY: 2.85% Min Deposit: $1,000.00

6 Month Student Certificate

APY: 3.25% Min Deposit: $500.00

48 Month Certificate

APY: 2.85% Min Deposit: $1,000.00

12 Month Certificate

APY: 3.50% Min Deposit: $1,000.00

24 Month Student Certificate

APY: 2.75% Min Deposit: $500.00

6 Month Certificate

APY: 3.25% Min Deposit: $1,000.00

48 Month Student Certificate

APY: 2.85% Min Deposit: $500.00

36 Month Student Certificate

APY: 2.85% Min Deposit: $500.00

12 Month Student Certificate

APY: 3.50% Min Deposit: $500.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.50%	0.50%	$2,500.00	$0.00	N/A
.	0.60%	0.60%	$25,000.01	$0.00	N/A
.	0.70%	0.70%	$50,000.01	$0.00	N/A
.	0.80%	0.80%	$75,000.01	$0.00	N/A

Dividend Rate	0.50%
APY:	0.50%
Minimum Balance:	$2,500.00
Min Deposit:	$0.00
Term (months):	N/A

Dividend Rate	0.60%
APY:	0.60%
Minimum Balance:	$25,000.01
Min Deposit:	$0.00
Term (months):	N/A

Dividend Rate	0.70%
APY:	0.70%
Minimum Balance:	$50,000.01
Min Deposit:	$0.00
Term (months):	N/A

Dividend Rate	0.80%
APY:	0.80%
Minimum Balance:	$75,000.01
Min Deposit:	$0.00
Term (months):	N/A

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'Doing Business As' Information

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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