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Eligibility

It's easy to join!

First, select the eligibility option below that best matches you as all credit unions are bound by what's called a "field of membership." Then have your drivers license, social security number, and at least $1 ready to fund your new account.

Get started by clicking on the (+) buttons below to add a product.

Select your eligibility

I live in:

I work in (or am retired from) a business in:

I am a relative of a current member

Relative's Full Name:Relationship to the Primary Member

I worship in:

I go to school in:

I am an employee, Board Member, or Supervisory Committee Member

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Required Products

Select at least one of the following products required for membership

Primary Savings

Establish your Alltru membership by opening a Primary Savings account. This free savings account allows you to earn more on your savings than most other institutions, it also makes you a member of the credit union! Click Here for features and benefits

APY: 0.05% Min Deposit: $1.00

You may select one of the following products

Available Products

Checking Savings Money Market Certificate Account

Premium Checking

Premium Checking offers a competitive yield on balances, plus valuable perks like identity theft protection, cell phone protection, roadside assistance, and fuel savings for $8.00 per month (waived with a $15,000 balance).

Value Checking

Value Checking includes essential benefits such as identity theft protection, cell phone protection, roadside assistance and travel discounts for a low $5.00 monthly fee.

Basic Checking

Basic Checking provides standard banking features like a debit card, bill pay, and eStatements at no monthly cost but without the added perks of Premium or Value Checking.

Opportunity Checking

Take control of your finances with Opportunity Checking - designed for credit scores 550 or lower. This second-chance account helps you manage your money with powerful online tools and limited fees.

High Yield Online Savings Account

Make your money work harder with our competitive rate. Our High Yield Online Savings product offers no monthly fees and no minimum balance.

APY: 2.00%

RollUp Savings

Now, your debit card purchases can help you reach your savings goals. That’s right – with each purchase, we’ll round up to the next dollar and deposit the change into your RollUp Savings at the end of each day. 5.01%APY earned on the first $250. Balances over $250 will earn a rate of .10%

APY: 5.01%

Secondary Savings

Need to set aside savings for a special project or big purchase? Open a Secondary Savings to make saving easier. Click Here for features and benefits

APY: 0.05%

Holiday Savings

Make the holidays merrier with a steady yearlong savings strategy through Alltru's Holiday Club Account. By making regular deposits throughout the year, you can stress less knowing they have their holiday cash ready to access as the season quickly approaches. Funds become available mid-October and are automatically transferred into a member’s checking or savings account just in time for holiday shopping.

Money Market Savings

Money Market Accounts elevate your savings with a higher rate than Primary Savings. Rate varies by balance amount.

3 Month Certificate of Deposit

At Alltru, we give you different ways to save. Whether you're putting money away for a short-term goal or saving for retirement, our Certificate of Deposit (CDs) let you set money aside and earn more interest than a traditional savings account.

APY: 1.00% Min Deposit: $250.00

6 Month Certificate of Deposit

APY: 2.50% Min Deposit: $250.00

7 Month Certificate of Deposit Special

APY: 4.15% Min Deposit: $250.00

12 Month Certificate of Deposit

APY: 3.50% Min Deposit: $250.00

13 Month Certificate of Deposit Special

APY: 4.05% Min Deposit: $250.00

18 Month Certificate of Deposit

APY: 1.80% Min Deposit: $250.00

24 Month Certificate of Deposit

APY: 1.85% Min Deposit: $250.00

36 Month Certificate of Deposit

APY: 1.85% Min Deposit: $250.00

48 Month Certificate of Deposit

APY: 1.40% Min Deposit: $250.00

60 Month Certificate of Deposit

APY: 1.40% Min Deposit: $250.00

APY (Annual Percentage Yield)

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We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

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Address

Zip

City

State

Occupancy Status

Occupancy Duration

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Mailing Address

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Address

Zip

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State

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Date of Birth

Current Physical Address

Country

Address

Zip

City

State

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Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

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ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Date:

Upload Documents

You'll need to provide a photo of a valid, government-issued photo ID, such as a driver's license or a passport, or a state ID card from the Department of Motor Vehicles before your account can be opened.

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

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* Avoid glare

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Tell Us About Yourself

Minor Information

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Gender

Date of Birth

Mother's Maiden Name

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Contact Information

Current Physical Address

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Address

Zip

City

State

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Address

Zip

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ID Type

ID Number

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About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Current Physical Address

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Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

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Tell us about your beneficiaries

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

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Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Applicant Information

Contact Information

Identification Information

Secondary Identification Information

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Beneficiary Information

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By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

By submitting this application, the applicant agrees to the terms and conditions of the Membership and Account Agreement, Truth-in-Savings Act and Fee Schedule, Funds Availability Policy Disclosure, and e-Statement Delivery Consent, if applicable, and to any amendments that the lender makes from time to time which are incorporated herein. To view disclosures click here. To view fee schedule click here.

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