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Getting Started

Each account owner must be 18 or older (unless opening a joint account with a minor) and provide:

A Social Security or Tax Identification number
A U.S. residential street address (must be within Minnesota)
Full legal name
Birth date

Important Information About Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, U.S. federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. During the account-opening process, we will ask for your name, address, date of birth, and other personally identifying information. We may ask to see your driver's license or other identifying documents.

Select the account type you would like to open by clicking the + sign to the right of the account description, then clicking the Continue button at the bottom.

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Available Products

Checking Money Market Savings Certificate Account IRA Certificate Account

Everyday Checking

Perfect for those who prefer straightforward banking, our Everyday Checking account offers all the basic features you need to manage your finances effectively.

Min Deposit: $50.00

Cashback Checking

Why not earn while you spend? With our Cashback Checking account, you can earn cashback on debit card purchases. It’s a simple way to put money back in your pocket!

Min Deposit: $50.00

Interest Boost Checking

Want to see your money grow while effortlessly managing your everyday expenses? This account is the perfect solution! Not only does it provide essential features, but it also rewards you with an interest boost. Maximize your money today!

Max APY: 0.20% Min Deposit: $50.00

Momentum Money Market

Going for top-tier interest rates? You can’t go wrong with this tiered account. Best if you plan to keep a larger balance.

Max APY: 2.80% Min Deposit: $0.01

Everyday Savings

Want a simple way to save money and earn interest? This is your account. Best for students or those not planning to keep large balances.

Max APY: 0.20% Min Deposit: $0.00

91 Day CD

APY: 2.02% Min Deposit: $200.00

182 Day CD

APY: 2.77% Min Deposit: $200.00

5 Month CD

APY: 3.69% Min Deposit: $200.00

18 Month Add Adv CD

APY: 3.03% Min Deposit: $2,500.00

24 Month CD

APY: 3.14% Min Deposit: $200.00

30 Month Add Adv CD

APY: 3.08% Min Deposit: $2,500.00

33 Month CD

APY: 3.60% Min Deposit: $200.00

36 Month CD

APY: 3.19% Min Deposit: $200.00

48 Month CD

APY: 3.24% Min Deposit: $200.00

60 Month CD

APY: 3.29% Min Deposit: $200.00

12 Month Retirement CD

A retirement savings option to consider if you prefer to make pre-tax contributions now, then pay taxes when the money's withdrawn.

APY: 3.03% Min Deposit: $200.00

15 Month Retirement CD

APY: 3.91% Min Deposit: $200.00

18 Month Add Adv Retirement CD

APY: 3.03% Min Deposit: $2,500.00

24 Month Retirement CD

APY: 3.14% Min Deposit: $200.00

30 Month Add Adv Retirement CD

APY: 3.08% Min Deposit: $2,500.00

33 Month Retirement CD

APY: 3.60% Min Deposit: $200.00

36 Month Retirement CD

APY: 3.19% Min Deposit: $200.00

48 Month Retirement CD

APY: 3.24% Min Deposit: $200.00

60 Month Retirement CD

APY: 3.29% Min Deposit: $200.00

APY (Annual Percentage Yield)

	Interest Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.15%	0.15%	N/A	$0.01	N/A
.	1.49%	1.50%	N/A	$25,000.00	N/A
.	1.98%	2.00%	N/A	$50,000.00	N/A
.	2.66%	2.70%	N/A	$100,000.00	N/A
.	2.76%	2.80%	N/A	$250,000.00	N/A

	Interest Rate	APY	Minimum Deposit	Term (months)
.	0.10%	0.10%	$50.00	N/A
.	0.15%	0.15%	$50.00	N/A
.	0.20%	0.20%	$50.00	N/A

	Interest Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.10%	0.10%	$0.01	$0.00	N/A
.	0.15%	0.15%	$1,000.00	$0.00	N/A
.	0.20%	0.20%	$10,000.00	$0.00	N/A

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Phone

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Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of The Bank of Elk River?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

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Address

Zip

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State

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Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Date:

Additional Information

Are you a U.S. Citizen?*

What foreign country are you a citizen of?*

Are you active military or a veteran?*

Employment Status*

Occupation (Former, if retired or unemployed)*

Employer Name*

Have you had a checking or savings account at this bank or another financial institution in the last 12 months?*

Where?*

Have you had a checking or savings account closed involuntarily in the last 12 months?*

Why was the account closed?*

Have you been convicted of a check-related criminal offense in the last 24 months?*

Are you a senior foreign political figure or a close associate or family member of one?*

What is the position held?*

In what country do you hold the position?*

What is your relationship to the associated senior foreign political figure?*

What is the name of the associated senior foreign political figure?*

Do you have any beneficiaries?

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Do you have another applicant?

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Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

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Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Identification

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ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Are you a U.S. Citizen?*

What foreign country are you a citizen of?*

Are you active military or a veteran?*

Employment Status*

Occupation (Former, if retired or unemployed)*

Employer Name*

Have you had a checking or savings account at this bank or another financial institution in the last 12 months?*

Where?*

Have you had a checking or savings account closed involuntarily in the last 12 months?*

Why was the account closed?*

Have you been convicted of a check-related criminal offense in the last 24 months?*

Are you a senior foreign political figure or a close associate or family member of one?*

What is the position held?*

In what country do you hold the position?*

What is your relationship to the associated senior foreign political figure?*

What is the name of the associated senior foreign political figure?*

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About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of The Bank of Elk River?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Are you a U.S. Citizen?*

What foreign country are you a citizen of?*

Are you active military or a veteran?*

Employment Status*

Occupation (Former, if retired or unemployed)*

Employer Name*

Have you had a checking or savings account at this bank or another financial institution in the last 12 months?*

Where?*

Have you had a checking or savings account closed involuntarily in the last 12 months?*

Why was the account closed?*

Have you been convicted of a check-related criminal offense in the last 24 months?*

Are you a senior foreign political figure or a close associate or family member of one?*

What is the position held?*

In what country do you hold the position?*

What is your relationship to the associated senior foreign political figure?*

What is the name of the associated senior foreign political figure?*

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