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New Membership

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Eligibility
Select your eligibility
I live or work in
I do not live in San Diego or Riverside County (That’s okay!)
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Required Products
Select at least one of the following products required for membership
Primary.Savings

No minimum deposit or monthly maintenance fee.

APY: 0.05% Max Deposit: $2,500.00


You may select one of the following products
Available Products
Free.Checking.with.eStatements

An account that's truly free. Minimum opening deposit of $25. No monthly maintenance fee. By selecting this product, I agree to receive my statements electronically.

Min Deposit: $25.00 Max Deposit: $2,500.00

Extra.Value.Checking

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Min Deposit: $25.00 Max Deposit: $2,500.00

Special.Savings

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APY: 0.05% Max Deposit: $2,500.00

Smart.Savings

Don’t need anything fancy? Not too much fuss or features? Smart Savings is right on the money. You won’t pay a monthly maintenance fee. Just open the account with a minimum deposit of $1,000, and you’ll even start earning dividends!

APY: 0.05% Min Deposit: $1,000.00 Max Deposit: $2,500.00

Money.Market.Savings

Give your money more horsepower with a Money Market Savings Account. Get bonuses and discounts and overdraft protection — and don’t pay a monthly maintenance fee for all this convenience! Open the account with a minimum of $1,000. A minimum balance of $2,500 is required to earn dividends.

APY: 0.05% Min Deposit: $1,000.00 Max Deposit: $2,500.00

3.Month.Certificate

A fixed rate Certificate. Visit any branch to obtain a certificate of deposit for a higher amount.

APY: 0.10% Min Deposit: $1,000.00 Max Deposit: $10,000.00

6.Month.Certificate

A fixed rate Certificate. Visit any branch to obtain a certificate of deposit for a higher amount.

APY: 0.20% Min Deposit: $1,000.00 Max Deposit: $10,000.00

12.Month.Certificate

A fixed rate Certificate. Visit any branch to obtain a certificate of deposit for a higher amount.

APY: 0.30% Min Deposit: $1,000.00 Max Deposit: $10,000.00

18.Month.Bump.Certificate

This certificate allows a one-time potential rate increase anytime during the term. Visit any branch to obtain a certificate of deposit for a higher amount.

APY: 0.45% Min Deposit: $1,000.00 Max Deposit: $10,000.00

24.Month.Certificate

A fixed rate Certificate. Visit any branch to obtain a certificate of deposit for a higher amount.

APY: 0.60% Min Deposit: $1,000.00 Max Deposit: $10,000.00

36.Month.Certificate

A fixed rate Certificate. Visit any branch to obtain a certificate of deposit for a higher amount.

APY: 0.80% Min Deposit: $1,000.00 Max Deposit: $10,000.00

48.Month.Certificate

A fixed rate Certificate. Visit any branch to obtain a certificate of deposit for a higher amount.

APY: 0.90% Min Deposit: $1,000.00 Max Deposit: $10,000.00

60.Month.Certificate

A fixed rate Certificate. Visit any branch to obtain a certificate of deposit for a higher amount.

APY: 1.10% Min Deposit: $1,000.00 Max Deposit: $10,000.00

8.Month.Liquid.Certificate

This fixed certificate allows additional deposits of $1000 each, One-time penalty free withdrawal. Visit any branch to obtain a certificate of deposit for a higher amount.

APY: 0.50% Min Deposit: $1,000.00 Max Deposit: $30,000.00

Take.5.Certificate

Certificate requirements are: NEW MONEY REQUIRED. Cannot fund this certificate from an existing Cal Coast account. Active checking account with eStatements required or a new non-credit card loan, New Money Market w/ a min. balance of $5,000, New regular certificate w/ a min. balance of $5,000, New IRA Certificate w/ a min. balance of $5,000. If conditions not met during the term of the certificate, rate will reduce to current 3-month, tier 1 certificate rate for the remainder of the term.

APY: 5.00% Min Deposit: $500.00 Max Deposit: $5,000.00

APY (Annual Percentage Yield)
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'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
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Identification
About Your Employment

Additional Information
I grant permission under TCPA to be contacted on my cell phone for calls and text messages.*

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
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Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Joint Applicant Information

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About Your Joint Applicant
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information