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Certificate Account Money Market Savings Checking

60 Months Certificate

Dividends are credited monthly - Early withdrawal results in forfeiture of up to 90 days' accrued dividends.

APY: 3.30% Min Deposit: $500.00

24 Months Certificate

Dividends are credited monthly - Early withdrawal results in forfeiture of up to 90 days' accrued dividends.

APY: 3.81% Min Deposit: $500.00

48 Months Certificate

Dividends are credited monthly - Early withdrawal results in forfeiture of up to 90 days' accrued dividends.

APY: 3.30% Min Deposit: $500.00

30 Months Certificate

Dividends are credited monthly - Early withdrawal results in forfeiture of up to 90 days' accrued dividends.

APY: 3.56% Min Deposit: $500.00

18 Months Certificate

Dividends are credited monthly - Early withdrawal results in forfeiture of up to 90 days' accrued dividends.

APY: 4.07% Min Deposit: $500.00

12 Month Certificate

Dividends are credited monthly - Early withdrawal results in forfeiture of up to 30 days' accrued dividends.

APY: 4.33% Min Deposit: $500.00

36 Months Certificate

Dividends are credited monthly - Early withdrawal results in forfeiture of up to 90 days' accrued dividends.

APY: 3.30% Min Deposit: $500.00

06 Month Certificate

Dividends are credited monthly - Early withdrawal results in forfeiture of up to 30 days' accrued dividends.

APY: 3.81% Min Deposit: $500.00

03 Month Certificate

Dividends are credited monthly - Early withdrawal results in forfeiture of up to 30 days' accrued dividends.

APY: 1.52% Min Deposit: $500.00

Money Market

Earn higher dividends on your savings without sacrificing accessibility
Three tiers with higher rates for higher balances

Make up to six withdrawals per month with no fee

A fee of $3.00 will be assessed for each withdrawal thereafter
Withdraw funds in branch, online, by phone or by check

$3.00

No monthly maintenance fee
Minimum balance to earn dividends is $2,500

To see the Dividend Rates for each tier, click on "(details)" under APY

For information regarding fees that may apply click the product name.

Max APY: 1.05% Min Deposit: $0.00

Special Shares

Saving for something special? Open up to 5 additional Share Savings.

No minimum balance required
No maintenance fee
Make one withdrawal per month with no fee

For information regarding fees that may apply click the product name.

APY: 0.15%

Christmas Club

Save money for Christmas shopping or any other need at year's end

Matures on October 1
At maturity:

Accrued Dividends will post
Balance plus dividends will transfer to the Prime Share

Funds may be withdrawn prior to maturity

Funds withdrawn will result in loss of dividends
A $3.00 fee will be assessed

APY: 0.15%

Vacation Club

Save money for a summer vacation or any other mid-year need

Matures on May 1
At maturity:

Accrued Dividends will post
Balance plus dividends will transfer to the Prime Share

Funds may be withdrawn prior to maturity

Funds withdrawn will result in loss of dividends
A $3.00 fee will be assessed

APY: 0.15%

Power Checking

Looking for a Powerful Checking Account? Power Checking has all the benefits to make life better, with Identity Theft & Cell Phone Protection, Free Telehealth, Credit Monitoring and complimentary Greenlight Debit Cards for Kids. Plus, the Power to earn higher yields on balances up to $3,000!

Max APY: 3.05% Min Deposit: $25.00

Freedom Checking

Are you looking for freedom from fees? We offer a free checking account with no minimum balance. Access your account with online and mobile banking, mobile app and at surcharge-free ATMs. Ask about a courtesy Greenlight Debit Cards for kids. Freedom Checking is totally FREE!

Min Deposit: $25.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.75%	0.75%	$2,500.00	$0.00	N/A
.	0.90%	0.90%	$20,000.00	$0.00	N/A
.	1.05%	1.05%	$50,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$3,000.01	$25.00	N/A
.	3.00%	3.05%	$25.00	$25.00	N/A

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Speed up your application process by taking the BACK image of your US driver's license.

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Speed up your application process by taking the BACK image of your US driver's license.

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

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You may take a copy and upload your valid ID such as a driver license and/or other documentation necessary to process your request.

Click or tap here to capture or upload an image or document.

Additional Information

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Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

CONSENT TO RECEIVE ELECTRONIC DOCUMENTATION

As permitted by law, You hereby authorize Us to electronically provide any and all documentation (agreements, disclosures, notices, statements, and the like) related to Our various products and services that You may from time to time request and/or use. The electronic transmission of such documentation may be conducted in a variety of means such as: (a) an electronic message ("e-mail") sent to You at the e-mail address specified by You (and/or any other address specified by You); (b) Your active retrieval via the Internet by any Internet access means from a specific Internet location (identified by Us in an e-mail message sent to You by the Credit Union); and/or (c) any other means of electronically providing such documentation. You understand and agree that Your consent will remain in effect until and unless withdrawn by You either in an electronic message sent by You to Us or by written request for withdrawal of Your consent sent by You to the Credit Union. Your withdrawal of consent to receive documentation in this manner will take effect within a reasonable time period following the receipt of Your request. This authorization does not affect Your right to receive such documentation on paper or in a non-electronic form and You may at any time request that any electronically provided documentation be provided in a paper or non-electronic form. You agree to immediately provide Us updated contact information in the event that Your e-mail address (or any other means You have provided Us to contact You) becomes unusable or inaccurate for any reason. A description of the current means used to provide electronic documentation along with current hardware and software requirements to receive such documentation is provided to You separately. You will be provided updated information in the event that We change these methods and/or hardware/software requirements.

To receive electronic records, You understand that the use of a device such as a personal computer ("PC") or internet enabled portable computing device (e.g. smartphone or tablet), that has a graphical user interface, or "browser", capable of accessing and viewing electronic communications reasonably expected to reside on and transmit within the Internet will be required. Additionally, various software, such as that which can view an electronic file in a portable document file ("pdf") format may be required to view certain electronic communications. Our system is currently designed to operate using world wide web technologies and protocols which are adaptable to a wide variety of end user systems. More specifically, Our system uses SSL encryption and requires a browser with an appropriate Root CA Security Certificate and uses 40-128 bit encryption, depending upon the specific browser being used to access the system. Some browsers may require an update to their security certificate to properly connect to the system.

NOTICE: Many electronic communications sent and received over the Internet can be and are often intercepted by unauthorized recipients, beyond the control of the Credit Union. By authorizing the delivery of documentation electronically, You understand and agree that, to the extent permitted by law, the Credit Union cannot and will not be liable for any damages incident to the unauthorized receipt of electronic communications sent by or received from You where such unauthorized receipt is beyond the control of the Credit Union.

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