XA Mobile

Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Minimum Opening Deposit of $5.00

Select your eligibility

I qualify for membership because I:

Remove Product

Remove

Cancel

Available Products

Checking Certificate Account Savings Money Market

Checking Account

No monthly fees. No minimum balance. Time-saving, free, online and mobile banking tools. You can withdraw money at over 30,000 fee-free CO-Op ATMs nationwide.

APY: 0.00% Min Deposit: $15.00

Dividend Checking Account

No monthly fee when primary member is 55 years or older OR if the account balance does not go below $1,500.00 at any time during the month.

APY: 0.05% Min Deposit: $15.00

18 Months Share Certificate

APY: 3.50% Min Deposit: $1,000.00

12 Month Share Certificate

APY: 4.00% Min Deposit: $1,000.00

36 Month Share Certificate

APY: 3.15% Min Deposit: $1,000.00

48 Month Share Certificate

APY: 3.00% Min Deposit: $1,000.00

60 Month Share Certificate

APY: 3.00% Min Deposit: $1,000.00

24 Month Share Certificate

APY: 3.25% Min Deposit: $1,000.00

10 Month Share Certificate

APY: 4.10% Min Deposit: $1,000.00

6 Month Share Certificate

APY: 4.35% Min Deposit: $1,000.00

Savings Account

This no fee Savings Account is designed to help you achieve your goals.

APY: 0.05% Min Deposit: $5.00

Money Market

Money Market rates are based on the balance in the account. Dividends are calculated daily, compounded and paid monthly. Free e-statements, Internet Banking and 24 hour telephone access available. (Expressline)

Max APY: 1.75% Min Deposit: $2,500.00 Max Deposit: $1,000,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.05%	0.05%	$2,500.00	N/A
.	0.05%	0.05%	$10,000.00	N/A
.	0.20%	0.20%	$25,000.00	N/A
.	0.30%	0.30%	$50,000.00	N/A
.	0.80%	0.80%	$100,000.00	N/A
.	1.00%	1.00%	$250,000.00	N/A
.	1.49%	1.50%	$500,000.00	N/A
.	1.74%	1.75%	$1,000,000.00	N/A

Please answer the following question(s)

Were you referred to Frontwave by an existing member?*

Who can we thank for referring you?*

Continue

Description

Details

Select feature(s)

Additional feature(s)

Add Account Remove Account Save Account OK

Back Next Add Bundle Save Bundle

Choose your rate

Specify the amount to deposit

Choose your term

Placeholder text

Maturity Date

Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

Return to Application Cancel Application

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card

Transfer From Another Financial Institution

Internal Transfer

Continue Or Go Back

Done

There was a problem with your request

Let Me Fix Continue

Done

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

Success

Your Google Pay transaction is Successful Ok

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Click or tap here to capture or upload an image or document.

Additional Information

For verification purposes, please enter a verbal password you would like to be verified with when calling in:*

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

To speed up the process, you may take an image of the BACK of your U.S. Driver License.
If you do not wish to use this feature, simply click "Continue" to enter your information.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

To speed up the process, you may take an image of the BACK of your U.S. Driver License.
If you do not wish to use this feature, simply click "Continue" to enter your information.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

For verification purposes, please enter a verbal password you would like to be verified with when calling in:*

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Click or tap here to capture or upload an image or document.

Additional Information

For verification purposes, please enter a verbal password you would like to be verified with when calling in:*

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Continue Or Go Back

Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Continue Or Go Back

Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

Have comments

Read, Sign and Submit

By clicking on "I agree", you authorize us to verify the information you submitted and to obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

I have read and understand the E-Communication consent.

I have read and understand the Important Account Information, Frontwave Privacy Policy, and Fees and Charges.

TIN Certification and Backup Withholding Information
*Under penalty of perjury, I certify that (1) the number shown on this application is my correct tax payer identification number,
(2) I am not subject withholding because:
(a) I am exempt from backup withholding, or
(b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of failure to report all interest or dividends, or
(c)the IRS has notified me that I am no longer subject to backup withholding and
(3) I am a US citizen (including a US resident alien). NOTE: If you are subject to backup withholding 28% of interest paid will be sent to the IRS

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

Send

I Agree Or Go Back

One-Time Passcode

Submit Code

Authentication Questions

Submit Answers

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

Almost Done

Please complete the account funding to activate your account.

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Now with Plaid

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Now with Repay

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Later

Funding later may delay account activation

There was a problem with your request

Restart will clear all data and return to the main page. Are you sure?

Yes No

Return to our website

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

Other Products

Document Upload Source Selector

Document Upload Source Selector

One-Time Passcode

Document Verification

Restart Popup

Document Verification

Restart Popup

Alert Popup

Alert Popup

Restart Popup

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products

Document Upload Source Selector

Document Upload Source Selector

Review and Submit

One-Time Passcode

Authentication Questions

Document Verification

Restart Popup

Document Verification

Restart Popup

Application Completed

Almost Done

Congratulations

Funds Pending

Almost Done

Congratulations

Funds Pending

Almost Done

Congratulations

Funds Pending

Almost Done

Alert Popup

Restart Popup

Access Denied