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Eligibility

Who can become a member of DFCU? If you either live, work, worship or go to school in either the cities of Bell, Bell Gardens, Bellflower, Compton, East Compton, Cudahy, Downey, Huntington Park, Lynwood, Norwalk, Paramount, Pico Rivera, Santa Fe Springs, or South Gate. You are also eligible if you are an immediate family member of a current member. Membership requires a one-time $7 fee, the majority of which gets donated to charity. We look forward to welcoming you to the DFCU family!

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Required Products

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Savings

A DFCU Savings Account unlocks your membership benefits! View savings rates here.

APY: 0.03% Min Deposit: $12.00

You may select one of the following products

Available Products

Savings Checking Certificate Account

Shield Elite

Shield Elite checking offers dividends and provides members with benefits like Roadside Assistance, Cell Phone Protection, ID Theft Aid, Pet Protection, Bill Shark, and more! To view dividend rates click here. Rates are subject to change without notice. Shield Elite-$9.95 monthly

Shield Advantage

Shield Advantage checking provides members benefits like Roadside Assistance, DFCUDeal$, Cell Phone Protection, ID Theft Aid, and more! Shield Advantage - $5.95 monthly

Shield Checking

Shield Plus checking provides members benefits like Cell Phone Protection, ID Theft Aid, and more!

Tiered Money Market

Have easy access to your savings with an account that pays a little more. No monthly fee Optional check access (3 per month) Federally insured by the National Credit Union Administration (NCUA) View savings rates here.

Max APY: 0.25% Min Deposit: $2,500.00

CD - 6 Months

Lock in your savings with a DFCU Certificate! Certificates are a safe way to earn higher dividends on your cash.

APY: 1.25% Min Deposit: $1,000.00

CD - 12 Months

APY: 1.50% Min Deposit: $1,000.00

CD - 24 Months

APY: 1.75% Min Deposit: $1,000.00

CD - 36 Months

APY: 2.00% Min Deposit: $1,000.00

CD - 48 Months

APY: 2.25% Min Deposit: $1,000.00

CD- 60 Months

APY: 2.50% Min Deposit: $1,000.00

10 Month Flex CD

Looking for a place to park your savings without the long-term commitment? DFCU's flexible 10-month high-yield Certificate (CD) or flexible 10-month IRA offers you the attractive rate you're looking to obtain with an enjoyable touch of flexibility!

APY: 4.50% Min Deposit: $2,000.00

Holiday Club

The holidays can cause a lot of stress if you don't have the cash you need on hand. Our Holiday Club account gives you a convenient way to be prepared for all end-of-year expenses. View savings rates here.

APY: 0.15% Min Deposit: $25.00

You Name It Account

Set aside designated funds in a You Name It account and save for a special occasion, trip, large purchase, or even taxes. Because you can label this account anything you want, you can easily set aside savings for that special purchase. View savings rates here.

APY: 0.03% Min Deposit: $5.00

Summer Survival

APY: 0.02%

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.05%	0.05%	$2,500.00	N/A
.	0.10%	0.10%	$10,000.00	N/A
.	0.15%	0.15%	$25,000.00	N/A
.	0.20%	0.20%	$50,000.00	N/A
.	0.25%	0.25%	$100,000.00	N/A

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