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Eligibility

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You will need the following information in order to complete the application:

Government issued ID/drivers license/State ID or passport with current address

Current physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I am a current or retired employee of one of the following:

I am related to or currently live with a DOCFCU member.

The DOCFCU member's name is:

I am associated with Washington, DC in one of the following ways:

None of the above? No worries! You can still join through the American Consumer Council (ACC), simply by receiving a quarterly electronic newsletter.

The ACC is a nonprofit organization that promotes consumer rights and financial literacy.

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Required Products

Select at least one of the following products required for membership

Regular Share Savings

Start small and build your fortune! It only takes $5 to open a DOCFCU savings account with no monthly maintenance fees and no minimum balance requirements.

APY: 0.05% Min Deposit: $5.00

You may select one of the following products

Available Products

Recommended Money Market Certificate Account Checking

Money Market Account

Earn higher yields without sacrificing flexibility. As your savings start to grow, you can enjoy even higher yields with balances starting at just $2,500. Plus you can take up to six withdrawals a month (three by paper check), if you need access to your cash. Is insured up to $350,000 Can earn even more on tiered balance levels: Tier One = $2,500 to $19,999 Tier Two = $20,000 to $49,999 Tier Three = $50,000 and higher

Max APY: 2.10% Min Deposit: $0.00

Performance Checking

6 - 11 Month Share Certificate

Select a term from 6 months through 11 months. You can lock in competitive yields ($500 min deposit) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.55% Min Deposit: $500.00

12 - 23 Month Share Certificate

Select a term from 12 months through 23 months. You can lock in competitive yields ($500 min deposit) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.50% Min Deposit: $500.00

24 - 35 Month Share Certificate

Select a term from 24 months through 35 months. You can lock in competitive yields for as little as $500. Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.50% Min Deposit: $500.00

36 - 47 Month Share Certificate

Select a term from 36 months through 47 months. You can lock in competitive yields ($500 min. deposit) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.35% Min Deposit: $500.00

48 - 59 Month Share Certificate

Select a term from 48 months through 59 months. You can lock in competitive yields ($500 min. deposit.) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.10% Min Deposit: $500.00

60 - 84 Month Share Certificate

Select a term from 60 months through 84 months. You can lock in competitive yields ($500 min. deposit) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.05% Min Deposit: $500.00

Checking

The free and easy way to manage your everyday expenses. With our Free Checking, you’ll enjoy unlimited check writing on available funds, with no minimum balance and no worries about monthly service fees

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	1.85%	1.87%	$2,500.00	$0.00	N/A
.	2.00%	2.02%	$20,000.00	$0.00	N/A
.	2.10%	2.10%	$50,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.45%	2.45%	$500.00	$500.00	6 - 11
.	2.55%	2.55%	$25,000.00	$25,000.00	6 - 11

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.40%	2.40%	$500.00	$500.00	12 - 23
.	2.50%	2.50%	$25,000.00	$25,000.00	12 - 23

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.40%	2.40%	$500.00	$500.00	24 - 35
.	2.50%	2.50%	$25,000.00	$25,000.00	24 - 35

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.25%	2.25%	$500.00	$500.00	36 - 47
.	2.35%	2.35%	$25,000.00	$25,000.00	36 - 47

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.00%	2.00%	$500.00	$500.00	48 - 59
.	2.10%	2.10%	$25,000.00	$24,999.99	48 - 59

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.95%	1.95%	$500.00	$500.00	60 - 84
.	2.05%	2.05%	$25,000.00	$25,000.00	60 - 84

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We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

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Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Department of Commerce Federal Credit Union?

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

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Gender

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Address

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About Your Employment

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For faster processing, please upload color photos the front & back of your driver's license (or government issued ID)

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Other Products

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Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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What countries do you travel to outside of the U.S.?*

Will the initial deposit exceed $5000?*

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Please list any locations outside of the U.S. that you expect to send and receive funds. If no locations outside of the U.S., please respond "none."*

Are you a U.S. Citizen?*

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Are you currently, or have you ever been a politically exposed person (PEP) or a senior political figure?*

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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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