XA Mobile

Open an Account

Remove Product

Remove

Available Products

Recommended Money Market Checking Savings

Money Market Account

Earn higher yields without sacrificing flexibility. As your savings start to grow, you can enjoy even higher yields with balances starting at just $2,500. Plus you can take up to six withdrawals a month (three by paper check), if you need access to your cash. Is insured up to $350,000 Can earn even more on tiered balance levels: Tier One = $2,500 to $19,999 Tier Two = $20,000 to $49,999 Tier Three = $50,000 and higher

Max APY: 2.27% Min Deposit: $0.00

Performance Checking

6 - 11 Month Share Certificate

Select a term from 6 months through 11 months. You can lock in competitive yields ($500 min deposit) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 3.45% Min Deposit: $500.00

12 - 23 Month Share Certificate

Select a term from 12 months through 23 months. You can lock in competitive yields ($500 min deposit) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 3.50% Min Deposit: $500.00

24 - 35 Month Share Certificate

Select a term from 24 months through 35 months. You can lock in competitive yields for as little as $500. Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 3.25% Min Deposit: $500.00

36 - 47 Month Share Certificate

Select a term from 36 months through 47 months. You can lock in competitive yields ($500 min. deposit) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.75% Min Deposit: $500.00

48 - 59 Month Share Certificate

Select a term from 48 months through 59 months. You can lock in competitive yields ($500 min. deposit.) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.60% Min Deposit: $500.00

60 - 84 Month Share Certificate

Select a term from 60 months through 84 months. You can lock in competitive yields ($500 min. deposit) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.60% Min Deposit: $500.00

Checking

The free and easy way to manage your everyday expenses. With our Free Checking, you’ll enjoy unlimited check writing on available funds, with no minimum balance and no worries about monthly service fees

Club Share

Select this option if you desire to have a separate savings for vacation, club activity, etc. There is no minimum balance for this share account.

APY: 0.05%

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	2.00%	2.02%	$2,500.00	$0.00	N/A
.	2.15%	2.17%	$20,000.00	$0.00	N/A
.	2.25%	2.27%	$50,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.35%	3.35%	$500.00	$500.00	6 - 11
.	3.45%	3.45%	$25,000.00	$25,000.00	6 - 11

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.40%	3.40%	$500.00	$500.00	12 - 23
.	3.50%	3.50%	$25,000.00	$25,000.00	12 - 23

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.15%	3.15%	$500.00	$500.00	24 - 35
.	3.25%	3.25%	$25,000.00	$25,000.00	24 - 35

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.65%	2.65%	$500.00	$500.00	36 - 47
.	2.75%	2.75%	$25,000.00	$25,000.00	36 - 47

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.50%	2.50%	$500.00	$500.00	48 - 59
.	2.60%	2.60%	$25,000.00	$24,999.99	48 - 59

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.50%	2.50%	$500.00	$500.00	60 - 84
.	2.60%	2.60%	$25,000.00	$25,000.00	60 - 84

Continue

Description

Details

Select feature(s)

Additional feature(s)

Add Account Remove Account Save Account OK

Back Next Add Bundle Save Bundle

Choose your rate

Specify the amount to deposit

Choose your term

Placeholder text

Maturity Date

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Transfer From Another Financial Institution

Mail A Check

Internal Transfer

I agree to fund the account(s) with the method selected. If Transfer from another FI was selected, I authorize the Department of Commerce Federal Credit Union to electronically debit this account. I agree that this authorized ACH transaction complies with all applicable laws. I understand that this authorization will remain effective until I notify the credit union in writing, in person or by phone that I wish to revoke this authorization.

Continue Or Go Back

Done

There was a problem with your request

Let Me Fix Continue

Done

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

Success

Your Google Pay transaction is Successful Ok

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Department of Commerce Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Member Number

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

For faster processing, please upload color photos the front & back of your driver's license (or government issued ID)

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Department of Commerce Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

For faster processing, please upload color photos the front & back of your driver's license (or government issued ID)

Click or tap here to capture or upload an image or document.

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

Open an Account

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information