XA Mobile

Eligibility

Opening a new account is EASY and takes about 10 minutes!

You will need a couple of documents to complete the account application.

U.S. Government issued ID (Drivers License, State ID, Passport, Military ID)

Secondary ID (Click Here to view the list)

We will also need some basic information such as your Address, Social Security Number and Employment Information.

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Available Products

Checking Money Market Savings Certificate Account

First Express Checking

No minimum balance requirement or maintenance charge. Free debit card and Welcome Pack wallet checks. Free online banking with bill pay.

Min Deposit: $25.00

Senior Interest Checking

No minimum balance requirement or maintenance charge. Free debit card and first order of custom creation wallet checks. Free online banking with bill pay and free eStatements. Interest earned on balances of $1000 or more. Special Requirement: Must be 50+ years of age

Current Rates

Min Deposit: $25.00

Buffalo Charity Checking

No minimum balance requirement or maintenance charge. Free branded debit card and Welcome Pack of let checks. Free online banking with bill pay and free eStatements.

Min Deposit: $25.00

American Heroes Checking

No minimum balance requirement or maintenance charge. Free branded debit card and branded checks. Free online banking with bill pay and free eStatements. Interest earned on balances of $1000 or more. Special Requirement: Must be military, veteran or first responder.

Current Rates

Min Deposit: $25.00

Citizens Advantage

$2500 to open $2500 minimum daily balance requirement per statement cycle to avoid $10 monthly maintenance charge Limited to 6 transfers per month Interest earned – tiered based on balances Free online banking with bill pay Free eStatements

Current Rates

Min Deposit: $2,500.00

Tiered Statement Savings

Tiered Statement Savings

Current Rates

Min Deposit: $100.00

1 Year Certificate of Deposit

1 Year Certificate of Deposit

Current Rates

Max APY: 1.86% Min Deposit: $2,500.00

18 Month Certificate of Deposit

18 Month Certificate of Deposit

Current Rates

APY: 1.75% Min Deposit: $2,500.00

2 Year Certificate of Deposit

2 Year Certificate of Deposit

Current Rates

Max APY: 1.97% Min Deposit: $2,500.00

APY (Annual Percentage Yield)

	Dividend Rate(s)	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.49%	1.50%	$2,500.00	$2,500.00	12
.	1.85%	1.86%	$10,000.00	$10,000.00	12

Dividend Rate(s)	1.49%
APY:	1.50%
Minimum Balance:	$2,500.00
Min Deposit:	$2,500.00
Term (months):	12

Dividend Rate(s)	1.85%
APY:	1.86%
Minimum Balance:	$10,000.00
Min Deposit:	$10,000.00
Term (months):	12

	Dividend Rate(s)	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.74%	1.75%	$2,500.00	$2,500.00	24
.	1.95%	1.97%	$10,000.00	$10,000.00	24

Dividend Rate(s)	1.74%
APY:	1.75%
Minimum Balance:	$2,500.00
Min Deposit:	$2,500.00
Term (months):	24

Dividend Rate(s)	1.95%
APY:	1.97%
Minimum Balance:	$10,000.00
Min Deposit:	$10,000.00
Term (months):	24

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Description

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Funding

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Total Deposit

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Internal Transfer

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Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please upload the following documents in order that we can finish doing what we do.

Click or tap here to capture or upload an image or document.

Additional Information

Are you, any of your immediate family members or close associates of a senior political (in the executive, legislative, administrative military or judicial branches) of the government?*

Since you answered yes to the above question. Please use the space below to let us know the Position and Country of the person who held the senior political position.

Continue without Co-Applicant Continue with Co-Applicant Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Additional Information

Are you, any of your immediate family members or close associates of a senior political (in the executive, legislative, administrative military or judicial branches) of the government?*

Since you answered yes to the above question. Please use the space below to let us know the Position and Country of the person who held the senior political position.

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Please upload the following documents in order that we can finish doing what we do.

Click or tap here to capture or upload an image or document.

Additional Information

Are you, any of your immediate family members or close associates of a senior political (in the executive, legislative, administrative military or judicial branches) of the government?*

Since you answered yes to the above question. Please use the space below to let us know the Position and Country of the person who held the senior political position.

Continue Or Go Back

Review and Submit

Branch Selection

Product Selections

Product Additional Features

Applicant Information

Contact Information

Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Address

Joint Applicant Employment Information

Funding Source

Have comments

Please answer question(s) below

Have you been notified by the IRS that you are currently subject to backup withholdings?*

Have you been assigned a FATCA exemption code by the IRS?*

You have indicated you are exempt from FATCA. Please supply your FATCA reporting code.

Read, Sign and Submit

Your application is not complete until you read the required new account disclosures below and click the “I Agree” button in order to submit your new account application. By clicking on the Electronic Disclosure notices below, you consent to receiving the account disclosures electronically and that you either read, understand, or that you retained them for future review.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report... You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to electronically receive the information contained in your application, as well as the status of your application.

Notices:

Disclosures and Agreements

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Citizens First Bank

Federally Insured by FDIC

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Fund via Credit Card

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Driver's License Scan

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New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another finacial institution

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Document Upload Source Selector

Document Upload Source Selector

Review and Submit

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