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New Membership

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Eligibility
Opening a new account is EASY and takes about 10 minutes!
You will need a couple of documents to complete the account application.
U.S. Government issued ID (Drivers License, State ID, Passport, Military ID, Permanent Resident Card)
We will also need some basic information such as your Address, Social Security Number and Employment Information.
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Available Products
First Express Checking

No minimum balance requirement or maintenance charge. Free debit card and Welcome Pack wallet checks. Free online banking with bill pay.

Min Deposit: $25.00

Senior Interest Checking

No minimum balance requirement or maintenance charge. Free debit card and first order of custom creation wallet checks. Free online banking with bill pay and free eStatements. Interest earned on balances of $1000 or more. Special Requirement: Must be 50+ years of age

Current Rates

Min Deposit: $25.00

Buffalo Charity Checking

No minimum balance requirement or maintenance charge. Free branded debit card and Welcome Pack of let checks. Free online banking with bill pay and free eStatements.

Min Deposit: $25.00

American Heroes Checking

No minimum balance requirement or maintenance charge. Free branded debit card and branded checks. Free online banking with bill pay and free eStatements. Interest earned on balances of $1000 or more. Special Requirement: Must be military, veteran or first responder.

Current Rates

Min Deposit: $25.00

Citizens Advantage

$2500 to open $2500 minimum daily balance requirement per statement cycle to avoid $10 monthly maintenance charge Limited to 6 transfers per month Interest earned – tiered based on balances Free online banking with bill pay Free eStatements

Current Rates

Min Deposit: $2,500.00

Tiered Statement Savings

Tiered Statement Savings

Current Rates

Min Deposit: $100.00

APY (Annual Percentage Yield)
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Description

Details
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Add Account Save Account OK
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Choose your rate
Specify the amount to deposit
Choose your term

Accept

Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Please upload the following documents in order that we can finish doing what we do.

Additional Information
Are you, any of your immediate family members or close associates of a senior political (in the executive, legislative, administrative military or judicial branches) of the government?*
Since you answered yes to the above question. Please use the space below to let us know the Position and Country of the person who held the senior political position.

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
Please upload the following documents in order that we can finish doing what we do.

Additional Information
Are you, any of your immediate family members or close associates of a senior political (in the executive, legislative, administrative military or judicial branches) of the government?*
Since you answered yes to the above question. Please use the space below to let us know the Position and Country of the person who held the senior political position.

Beneficiaries Information

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