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New Membership

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Eligibility
Opening a new account is EASY and takes about 10 minutes!
You will need a couple of documents to complete the account application.
U.S. Government issued ID (Drivers License, State ID, Passport, Permanent Resident Card)
We will also need some basic information such as your Address, Social Security Number and Employment Information.
Must be 18 years or older to be an account owner, when opening an account online.
 
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My Tunes Checking

Receive reimbursements for online purchases from iTunes, Amazon, or Google Play plus ATM withdrawal fee refunds nationwide (limits apply) when you meet certain account qualifications* during a monthly qualification cycle. *Click below for qualifications.

See Details

Min Deposit: $25.00

My Rewards Checking

Receive cash back rewards on debit card purchases plus ATM withdrawal fee refunds nationwide (limits apply) when you meet certain account qualifications* during a monthly qualification cycle.*Click below for qualifications.

See Details

Min Deposit: $25.00

First Express Checking

No minimum balance requirement or maintenance charge. Free debit card and Welcome Pack wallet checks. Free online banking with bill pay.

Min Deposit: $25.00

Senior Interest Checking

No minimum balance requirement or maintenance charge. Free debit card and first order of custom creation wallet checks. Free online banking with bill pay and free eStatements. Interest earned on balances of $1000 or more. Special Requirement: Must be 50+ years of age

Current Rates

Min Deposit: $25.00

Buffalo Charity Checking

No minimum balance requirement or maintenance charge. Free branded debit card and Welcome Pack of wallet checks. Free online banking with bill pay and free eStatements.

Min Deposit: $25.00

American Heroes Checking

No minimum balance requirement or maintenance charge. Free branded debit card and branded checks. Free online banking with bill pay and free eStatements. Interest earned on balances of $1000 or more. Special Requirement: Must be military, veteran or first responder.

Current Rates

Min Deposit: $25.00

Citizens Advantage

$2500 to open $2500 minimum daily balance requirement per statement cycle to avoid $10 monthly maintenance charge Limited to 6 transfers per month Interest earned – tiered based on balances Free online banking with bill pay Free eStatements

Current Rates

Min Deposit: $2,500.00

Tiered Statement Savings

$100 to open, $100 daily balance requirement per statement cycle to avoid $2 monthly maintenance charge. Limited to 6 transfers per month. Interest earned - tiered based on balances. Free eStatements.

Current Rates

Min Deposit: $100.00

Home Saver Savings

$25 to open, $25 daily balance requirement per statement cycle to avoid $2 monthly maintenance charge. Interest earned on balances of $100 or more. Special Requirement: Must be active registered participant in Home Saver Program.

Min Deposit: $25.00

APY (Annual Percentage Yield)
Please answer the following question(s)
Do you anticipate changing your address within the next 30 days?*
How did you hear about us?*
Did you select Home Saver Savings?*
Are you an employee of The Villages Company or a Villages Company Business Partner?*
Are you enrolled in the Citizens First Bank Home Saver program?
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Description

Details
Select feature(s)
Additional feature(s)
Add Account Save Account OK
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Choose your rate
Specify the amount to deposit
Choose your term

Accept
We have encountered an issue
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Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.
Success
Your Google Pay transaction is Successful Ok
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Click for more information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Please upload the following documents in order that we can finish doing what we do.

Additional Information
Are you, any of your immediate family members or close associates of a senior political (in the executive, legislative, administrative military or judicial branches) of the government?*
Since you answered yes to the above question. Please use the space below to let us know the Position and Country of the person who held the senior political position.

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address