XA Mobile

Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address (documentation needed if doesn't match ID)

Social Security Number

Date of Birth

Select your eligibility

I am opening my account as a (please choose):

Family or Household of an existing member whose name is:

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Available Products

Savings Checking Money Market Loans

Savings

An easy to use, no minimum balance savings (share) account included with your Four Points membership. Also please select this account for Youth / Minor accounts.

Max APY: 0.20% Min Deposit: $5.00

Purchase Rewards Checking

Purchase Rewards checking is ideal for members who use their debit card frequently for their daily purchases. Earn cash back when you use your debit card, some limitations apply.

APY: 0.00% Min Deposit: $50.00

Premier Checking

Premier Checking works well for members who regularly keep a larger balance in their account and want to earn a great rate! Please see disclosures for account activities needed to qualify for premier rate.

APY: 0.00% Min Deposit: $50.00

High Yield Money Market

High Yield Money Market is ideal for members with $25,000 or more to deposit. You'll earn a premium interest rate while maintaining the flexibility to access your account funds anytime.

Max APY: 2.02% Min Deposit: $25,000.00

Overdraft Line of Credit

A line of credit loan available to help cover overdrafts and avoid overdraft fees with your Four Points checking account. A credit report will be run in order to determine your eligibility and qualifications for this loan product. A separate agreement and disclosure will be provided.

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.10%	0.10%	$5.00	N/A
.	0.20%	0.20%	$1,000.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.10%	0.10%	$25,000.00	N/A
.	0.75%	0.75%	$25,000.00	N/A
.	1.30%	1.31%	$25,000.00	N/A
.	1.50%	1.51%	$100,000.00	N/A
.	2.00%	2.02%	$150,000.00	N/A

Please answer the following question(s)

What prompted you to open your new account today?*

Please input the first and last name of the current member who referred you so that we can thank them.*

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Description

Details

Select feature(s)

Additional feature(s)

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Choose your rate

Specify the amount to deposit

Choose your term

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Maturity Date

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We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Transfer From Another Financial Institution

Mail A Check

Internal Transfer

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Done

There was a problem with your request

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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please photograph and upload a copy of a valid state issued ID using the functionality below. Also, if your current physical address differs from your ID, please photograph and upload a copy of a utility bill, paystub or phone bill showing your current address.

Click or tap here to capture or upload an image or document.

Additional Information

Please indicate your relationship to the Primary Applicant*

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Please indicate your relationship to the Primary Applicant*

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Click or tap here to capture or upload an image or document.

Additional Information

Please indicate your relationship to the Primary Applicant*

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Continue Or Go Back

Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

Have comments

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

I have read and understand these agreements as part of my membership with Four Points Federal Credit Union:

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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I Agree Or Go Back

One-Time Passcode

Submit Code

Authentication Questions

Submit Answers

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Do you want to cancel the verification process? Doing so may delay the processing of your application.

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Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

Other Products

Document Upload Source Selector

Document Upload Source Selector

One-Time Passcode

Document Verification

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Document Verification

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Alert Popup

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New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products

Document Upload Source Selector

Document Upload Source Selector

Review and Submit

One-Time Passcode

Authentication Questions

Document Verification

Restart Popup

Document Verification

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Application Completed

Almost Done

Congratulations

Funds Pending

Almost Done

Congratulations

Funds Pending

Almost Done

Congratulations

Funds Pending

Almost Done

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Access Denied