XA Mobile

Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address (documentation needed if doesn't match ID)

Social Security Number

Date of Birth

Select your eligibility

I am opening my account as a (please choose):

Family or Household of an existing member whose name is:

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Available Products

Savings Checking Money Market Loans

Savings

An easy to use, no minimum balance savings (share) account included with your Four Points membership. Also please select this account for Youth / Minor accounts.

Max APY: 0.20% Min Deposit: $5.00

Purchase Rewards Checking

Purchase Rewards checking is ideal for members who use their debit card frequently for their daily purchases. Earn cash back when you use your debit card, some limitations apply.

APY: 0.00% Min Deposit: $50.00

Premier Checking

Premier Checking works well for members who regularly keep a larger balance in their account and want to earn a great rate! Please see disclosures for account activities needed to qualify for premier rate.

APY: 0.00% Min Deposit: $50.00

High Yield Money Market

High Yield Money Market is ideal for members with $25,000 or more to deposit. You'll earn a premium interest rate while maintaining the flexibility to access your account funds anytime.

Max APY: 2.02% Min Deposit: $25,000.00

Overdraft Line of Credit

A line of credit loan available to help cover overdrafts and avoid overdraft fees with your Four Points checking account. A credit report will be run in order to determine your eligibility and qualifications for this loan product. A separate agreement and disclosure will be provided.

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.10%	0.10%	$5.00	N/A
.	0.20%	0.20%	$1,000.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.10%	0.10%	$25,000.00	N/A
.	0.75%	0.75%	$25,000.00	N/A
.	1.30%	1.31%	$25,000.00	N/A
.	1.50%	1.51%	$100,000.00	N/A
.	2.00%	2.02%	$150,000.00	N/A

Please answer the following question(s)

What prompted you to open your new account today?*

Please input the first and last name of the current member who referred you so that we can thank them.*

Continue

Description

Details

Select feature(s)

Additional feature(s)

Add Account Remove Account Save Account OK

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Choose your rate

Specify the amount to deposit

Choose your term

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Maturity Date

We are unable to process your request online for the following reason:

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Transfer From Another Financial Institution

Mail A Check

Internal Transfer

Continue Or Go Back

Done

There was a problem with your request

Let Me Fix Continue

Done

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please photograph and upload a copy of a valid state issued ID using the functionality below. Also, if your current physical address differs from your ID, please photograph and upload a copy of a utility bill, paystub or phone bill showing your current address.

Click or tap here to capture or upload an image or document.

Additional Information

Please indicate your relationship to the Primary Applicant*

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Please indicate your relationship to the Primary Applicant*

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Click or tap here to capture or upload an image or document.

Additional Information

Please indicate your relationship to the Primary Applicant*

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information