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Eligibility

You will need the following information in order to complete your Membership application:

Government issued ID, Drivers License, State ID or a passport with current address
Your complete physical and mailing address
Social Security Number
Date of Birth
You are a part of FedChoice’s field of membership

Please select how you qualify below:

Select your eligibility

I am a federal employee or contractor. I work for, am paid by or supervised by someone in the Washington, D.C. metro area, and I work for one of the following agencies or associations:

Select Agency Below:Employment Status:

I have a family member who is a federal employee. They work for, are paid by or supervised by someone in the Washington, D.C. metro area, and they work for one of the following agencies or associations:

Select Relationship:Select Agency:

I am a FedChoice Federal Credit Union employee, board member or volunteer.

Please Select:

I am a family member of or live with a FedChoice Federal Credit Union employee, board member or volunteer.

Please Select:Relationship:

I’d like to qualify by joining the Community Impact Fund (CIF). By selecting this option, I confirm my eligibility for FedChoice membership through my CIF membership (no additional dues). I consent to CIF contacting me, including their newsletter (unsubscribe anytime).

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Required Products

Select at least one of the following products required for membership

Main Share Savings

This Main Share Savings Account establishes your membership and account number at FedChoice. An initial deposit of $5.00 is required upon account opening.

Min Deposit: $5.00

You may select one of the following products

Available Products

Savings Certificate Account Checking Money Market IRA IRA Certificate Account

15 Month Share Certificate

This Share Certificate has a 15-month term. It can not exceed or be less than 15 months. This product is limited to two products per member.

APY: 3.94% Min Deposit: $500.00 Max Deposit: $50,000.00

06 Month Share Certificate

APY: 3.00% Min Deposit: $500.00

12 Month Share Certificate

APY: 3.50% Min Deposit: $500.00

18 Month Share Certificate

APY: 3.10% Min Deposit: $500.00

24 Month Share Certificate

APY: 3.35% Min Deposit: $500.00

36 Month Share Certificate

APY: 3.15% Min Deposit: $500.00

48 Month Share Certificate

APY: 2.90% Min Deposit: $500.00

60 Month Share Certificate

APY: 2.75% Min Deposit: $500.00

06 Month Mini Jumbo Share Certificate

APY: 3.05% Min Deposit: $50,000.00

12 Month Mini Jumbo Share Certificate

APY: 3.55% Min Deposit: $50,000.00

18 Month Mini Jumbo Share Certificate

APY: 3.15% Min Deposit: $50,000.00

24 Month Mini Jumbo Share Certificate

APY: 3.40% Min Deposit: $50,000.00

36 Month Mini Jumbo Share Certificate

APY: 3.20% Min Deposit: $50,000.00

48 Month Mini Jumbo Share Certificate

APY: 2.90% Min Deposit: $50,000.00

60 Month Mini Jumbo Share Certificate

APY: 2.80% Min Deposit: $50,000.00

Cash Back Rewards Checking

The cash back checking will offer .50% cash back up to $25 per statement cycle. Account holders must meet the monthly activity requirements by having a minimum of 15 debit transactions and must be enrolled eStatements.

Min Deposit: $0.00

High Yield Checking

Members can receive up to 3.00% APY on balances up to $10,000. Account holders must meet monthly activity requirements by having a minimum of 15 debit transactions totaling $500 and must be enrolled in eStatements.

Min Deposit: $0.00

FedChoice Debit

This account allows a second chance for members to establish, or reestablish, a checking relationship with the Credit Union. This account offers .50% cash back up to $25 when the monthly activity requirements of at least 15 debit transactions is met and must be enrolled in eStatements.

Min Deposit: $0.00

Money Market

Are you looking for higher dividend rates to complement your Savings Accounts? If so, a FedChoice Money Market helps your earn higher dividend rates.

Min Deposit: $0.00

Special Savings

Our Special Savings Account can help you set aside funds for any number of reasons - everything from a vacation, an upcoming wedding, tuition, taxes or any other reason you can think of.

Min Deposit: $0.00

Holiday Club

Min Deposit: $0.00

MLx Traditional IRA

Min Deposit: $100.00

MLx Roth IRA

Min Deposit: $100.00

MLx SEP IRA

Min Deposit: $100.00

MLx 18 Month Traditional IRA

APY: 3.85% Min Deposit: $500.00

MLx 60 Month Traditional IRA

APY: 3.50% Min Deposit: $500.00

MLx 18 Month Traditional Mini Jumbo IRA

APY: 3.90% Min Deposit: $50,000.00

MLx 60 Month Traditional Mini Jumbo IRA

APY: 3.55% Min Deposit: $50,000.00

MLx 18 Month ROTH IRA

APY: 3.85% Min Deposit: $500.00

MLx 60 Month ROTH IRA

APY: 3.50% Min Deposit: $500.00

MLx 18 Month ROTH Mini Jumbo IRA

APY: 3.90% Min Deposit: $50,000.00

MLx 60 Month ROTH Mini Jumbo IRA

APY: 3.55% Min Deposit: $50,000.00

MLx 18 Month SEP IRA

APY: 3.85% Min Deposit: $500.00

MLx 60 Month SEP IRA

APY: 3.50% Min Deposit: $500.00

MLx 18 Month SEP Mini Jumbo IRA

APY: 3.90% Min Deposit: $50,000.00

MLx 60 Month SEP Mini Jumbo IRA

APY: 3.55% Min Deposit: $50,000.00

APY (Annual Percentage Yield)

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of FedChoice Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please attach a copy of your identification. This may include a State Issued identification card, Driver's License or Passport. If the address on the provided identification does not match the address on your application, please also include a legal document that can validate your current address (for example: utility bill or lease agreement).

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

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About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of FedChoice Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Click or tap here to capture or upload an image or document.

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Tell us about your beneficiaries

Add an additional beneficiary

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

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Please answer the following question(s)

How did you hear about FedChoice?*

Tax Identification Number Certification - Under penalties of perjury, I certify (1) that the number shown on this form is my correct taxpayer identification number, and (2) that I am not (unless otherwise designated below) subject to withholding either because I have not been notified that I am subject to back up withholding as a result of a failure to report all interest or dividends, or the Internal Revenue Service has notified me that I am no longer subject to backup withholding. THE INTERNAL REVENUE SERVICES DOES NOT REQUIRE YOUR CONSENT TO ANY PROVISION OF THIS DOCUMENT OTHER THAN THE CERTIFICATION REQUIRED TO AVOID BACKUP WITHHOLDINGS.*

OPT IN FOR ESTATEMENTS:

You are agreeing to receive your statements and all your other account information electronically. You'll have instant access to all your important documents. Select YES to OPT IN for estatements and avoid a monthly fee for paper statements.*

Would you like to receive a text message when the status changes on your application? (Text message will come from a system generated phone number)*

Read, Sign and Submit

I apply for membership, or I am requesting a sub-account, in FedChoice Federal Credit Union and agree to conform with its Bylaws and any amendments. By signing this application and establishing a membership account, I understand that I can establish other sub-accounts at any future time by calling, writing, going online or coming into any Financial Service Center to request this service. My signature constitutes a request for any identifying number and/or access device issued by the Credit Union in connection with such accounts. I understand that the Credit Union has the right to approve or deny opening sub-accounts or other access device services and that credit reports or other third party information may be obtained at any time provided that they are used for any permissible purpose as defined under the Fair Credit Reporting Act (FCRA). The Credit Union is authorized to charge this account for any obligation owed by me or any joint/multiple party owners. Any account ownership designated under this account will apply to all additional sub-accounts. I agree to the terms and conditions detailed in the FedChoice Federal Credit Union Membership and Account Agreement including Disclosures.

Important Information About Account Opening Procedures: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means to you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask for your driver's license or other identifying documents.

By proceeding, I hereby agree to the terms and conditions in the Membership and Account Agreement including Disclosures.

FedChoice Terms & Conditions

I have read and understand the eSignature Consent.

I have read and understand the Electronic Delivery Disclosure.

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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