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New Membership

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Eligibility
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Applying is fast and easy!

You will need the following information in order to complete your Membership application:

  • Government issued ID, Drivers License, State ID or a passport with current address
  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
  • You must fall within FedChoice’s field of membership. Please review the information below and then select how you are eligible:

All federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia metropolitan areas, including:

  • Immediate Family: Spouse, child (step/adopted), sibling (step/adopted), parent, grandparent, grandchild
  • Household member: Persons living in the same residence, maintaining a single economic unit

All federal contractors in the Washington, D.C., Baltimore and Philadelphia metropolitan areas, and their Immediate Family and Household Members.*

*Counties Covered Under FedChoice Charter: District of Columbia, Maryland: Anne Arundel County, Baltimore City, Baltimore County, Calvert County, Carroll County, Cecil County, Charles County, Frederick County, Harford County, Howard County, Montgomery County, Prince George's County, Queen Anne's County, Virginia: Alexandria City, Arlington County, Clarke County, Fairfax City, Fairfax County, Falls Church City, Fauquier County, Fredericksburg City, Loudoun County, Manassas City, Manassas Park City, Prince William County, Spotsylvania County, Stafford County, Warren County, West Virginia: Jefferson County, Delaware: New Castle County, Pennsylvania: Bucks County, Chester County, Delaware County, Montgomery County, Philadelphia County, New Jersey: Burlington County, Camden County, Gloucester County and Salem County

Select your eligibility
Select if in the federal government civil industry:
Select if you are an immediate family member or live in the same household of an existing/potential member who would serve as a Sponsor. Within the federal government civil industry, my Sponsor is either an employee OR a contractor/vendor/supplier OR a retiree of either that worked for an agency within our jurisdiction. My Sponsor works or worked for
and their name is .
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Required Products
Select at least one of the following products required for membership
Main Share Savings

This Main Share Savings Account establishes your membership and account number at FedChoice. An initial deposit of $5.00 is required upon account opening.

Min Deposit: $5.00

You may select one of the following products
Available Products
Special Savings

Our Special Savings Account can help you set aside funds for any number of reasons - everything from a vacation, an upcoming wedding, tuition, taxes or any other reason you can think of.

Min Deposit: $0.00

Holiday Club

Our Holiday Club Account helps you set aside money for the holiday season and can be funded automatically through payroll deduction.

Min Deposit: $0.00

Money Market

Are you looking for higher dividend rates to complement your Savings Accounts? If so, a FedChoice Money Market helps your earn higher dividend rates.

Min Deposit: $0.00

Premium Checking

Our Premium Checking Account may be right for you if you carry a high balance in your checking account and want to earn dividends.

Min Deposit: $0.00

eChecking

If you prefer to do your banking online, use direct deposit, love eStatements and BillPay Service this may be the account for you! This account gives a $3.00 monthly REWARD providing you conduct your transactional business electronically rather than in our Financial Service Centers.

Min Deposit: $0.00

Free Checking

Our Free Checking Account gives you the freedom to smartly manage your money. Use it as much or as little as you want – there’s no minimum monthly balance or minimum deposit required.

Min Deposit: $0.00

06 Month Share Certificate

APY: 0.30% Min Deposit: $500.00

12 Month Share Certificate

APY: 0.60% Min Deposit: $500.00

18 Month Share Certificate

APY: 0.65% Min Deposit: $500.00

24 Month Share Certificate

APY: 0.80% Min Deposit: $500.00

36 Month Share Certificate

APY: 0.95% Min Deposit: $500.00

48 Month Share Certificate

APY: 0.95% Min Deposit: $500.00

60 Month Share Certificate

APY: 1.25% Min Deposit: $500.00

06 Month Mini Jumbo Share Certificate

APY: 0.35% Min Deposit: $50,000.00

12 Month Mini Jumbo Share Certificate

APY: 0.65% Min Deposit: $50,000.00

18 Month Mini Jumbo Share Certificate

APY: 0.70% Min Deposit: $50,000.00

24 Month Mini Jumbo Share Certificate

APY: 0.85% Min Deposit: $50,000.00

36 Month Mini Jumbo Share Certificate

APY: 1.00% Min Deposit: $50,000.00

48 Month Mini Jumbo Share Certificate

APY: 1.00% Min Deposit: $50,000.00

60 Month Mini Jumbo Share Certificate

APY: 1.30% Min Deposit: $50,000.00

APY (Annual Percentage Yield)
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Description

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We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


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Funding

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Funding
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How do you want to fund your new account?
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Credit Card (max $1,000.00)
Internal Transfer
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Fund via Credit Card

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Transfer from another finacial institution

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'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
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Your Business Tax ID is used for identification purposes.
DBA Physical Address
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Tell Us About Yourself

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Tell Us About Yourself
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
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Please attach a copy of your chosen method of identification. This may include a Government Issued ID, Drivers License, State ID or a Passport with current address.

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No
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No
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Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done no text
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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
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Minor Applicant Information

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Tell Us About Yourself
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Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
OK
Please attach a copy of your chosen method of identification. This may include a Government Issued ID, Drivers License, State ID or a Passport with current address.

Continue no text Or Go Back

Beneficiaries Information

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Tell us about your beneficiaries
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.