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New Membership

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Eligibility
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Applying is fast and easy!

You will need the following information in order to complete your Membership application:

  • Government issued ID, Drivers License, State ID or a passport with current address
  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
  • You must fall within FedChoice’s field of membership. Please review the information below and then select how you are eligible:

All federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia metropolitan areas, including:

  • Immediate Family: Spouse, child (step/adopted), sibling (step/adopted), parent, grandparent, grandchild
  • Household member: Persons living in the same residence, maintaining a single economic unit

All federal contractors in the Washington, D.C., Baltimore and Philadelphia metropolitan areas, and their Immediate Family and Household Members.*

*Counties Covered Under FedChoice Charter: District of Columbia, Maryland: Anne Arundel County, Baltimore City, Baltimore County, Calvert County, Carroll County, Cecil County, Charles County, Frederick County, Harford County, Howard County, Montgomery County, Prince George's County, Queen Anne's County, Virginia: Alexandria City, Arlington County, Clarke County, Fairfax City, Fairfax County, Falls Church City, Fauquier County, Fredericksburg City, Loudoun County, Manassas City, Manassas Park City, Prince William County, Spotsylvania County, Stafford County, Warren County, West Virginia: Jefferson County, Delaware: New Castle County, Pennsylvania: Bucks County, Chester County, Delaware County, Montgomery County, Philadelphia County, New Jersey: Burlington County, Camden County, Gloucester County and Salem County

Select your eligibility
Select if in the federal government civil industry:
Select if you are an immediate family member or live in the same household of an existing/potential member who would serve as a Sponsor. Within the federal government civil industry, my Sponsor is either an employee OR a contractor/vendor/supplier OR a retiree of either that worked for an agency within our jurisdiction. My Sponsor works or worked for
and their name is .
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Required Products
Main Share Savings

This Main Share Savings Account establishes your membership and account number at FedChoice. An initial deposit of $5.00 is required upon account opening.

Min Deposit: $5.00

Available Products
Special Savings

Our Special Savings Account can help you set aside funds for any number of reasons - everything from a vacation, an upcoming wedding, tuition, taxes or any other reason you can think of.

Min Deposit: $0.00

Holiday Club

Our Holiday Club Account helps you set aside money for the holiday season and can be funded automatically through payroll deduction.

Min Deposit: $0.00

Money Market

Are you looking for higher dividend rates to complement your Savings Accounts? If so, a FedChoice Money Market helps your earn higher dividend rates.

Min Deposit: $0.00

Premium Checking

Our Premium Checking Account may be right for you if you carry a high balance in your checking account and want to earn dividends.

Min Deposit: $0.00

eChecking

If you prefer to do your banking online, use direct deposit, love eStatements and BillPay Service this may be the account for you! This account gives a $3.00 monthly REWARD providing you conduct your transactional business electronically rather than in our Financial Service Centers.

Min Deposit: $0.00

Free Checking

Our Free Checking Account gives you the freedom to smartly manage your money. Use it as much or as little as you want – there’s no minimum monthly balance or minimum deposit required.

Min Deposit: $0.00

06 Month Share Certificate

APY: 1.30% Min Deposit: $500.00

12 Month Share Certificate

APY: 1.60% Min Deposit: $500.00

18 Month Share Certificate

APY: 1.65% Min Deposit: $500.00

24 Month Share Certificate

APY: 1.80% Min Deposit: $500.00

36 Month Share Certificate

APY: 1.95% Min Deposit: $500.00

48 Month Share Certificate

APY: 1.95% Min Deposit: $500.00

60 Month Share Certificate

APY: 2.25% Min Deposit: $500.00

06 Month Mini Jumbo Share Certificate

APY: 1.35% Min Deposit: $50,000.00

12 Month Mini Jumbo Share Certificate

APY: 1.65% Min Deposit: $50,000.00

18 Month Mini Jumbo Share Certificate

APY: 1.70% Min Deposit: $50,000.00

24 Month Mini Jumbo Share Certificate

APY: 1.85% Min Deposit: $50,000.00

36 Month Mini Jumbo Share Certificate

APY: 2.00% Min Deposit: $50,000.00

48 Month Mini Jumbo Share Certificate

APY: 2.00% Min Deposit: $50,000.00

60 Month Mini Jumbo Share Certificate

APY: 2.30% Min Deposit: $50,000.00

APY (Annual Percentage Yield)
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If this was a mistake and you would like to fix errors you can return to the application now.


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Funding

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Funding
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Tell Us About Yourself

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Tell Us About Yourself
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
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Please indicate the percentage of the payout each beneficiary will receive:


Distribute Evenly
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Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Current Physical Address
Contact Information
Identification
About Your Employment
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Please attach a copy of your chosen method of identification. This may include a Government Issued ID, Drivers License, State ID or a Passport with current address.

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Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
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Minor Applicant Information

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Tell Us About Yourself
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Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
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Please attach a copy of your chosen method of identification. This may include a Government Issued ID, Drivers License, State ID or a Passport with current address.

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Document Upload Source Selector

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Review and Submit

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Review and Submit
Product Selections
Applicant Information
Beneficiary Information
Contact Information
Identification Information
Address
Employment Information
Previous Employment Information
Joint Applicant Information
Joint Applicant Contact Information
Joint Applicant Identification
Joint Applicant Address
Joint Applicant Employment Information
Funding Source
Review Minor Information
Minor Information
Minor Contact Information
Minor Physical Address
Please answer question(s) below
How did you hear about FedChoice?*
Tax Identification Number Certification - Under penalties of perjury, I certify (1) that the number shown on this form is my correct taxpayer identification number, and (2) that I am not (unless otherwise designated below) subject to withholding either because I have not been notified that I am subject to back up withholding as a result of a failure to report all interest or dividends, or the Internal Revenue Service has notified me that I am no longer subject to backup withholding. THE INTERNAL REVENUE SERVICES DOES NOT REQUIRE YOUR CONSENT TO ANY PROVISION OF THIS DOCUMENT OTHER THAN THE CERTIFICATION REQUIRED TO AVOID BACKUP WITHHOLDINGS.*
OPT IN FOR ESTATEMENTS: You are agreeing to receive your statements and all your other account information electronically. You'll have instant access to all your important documents. Select YES to OPT IN for estatements and avoid a monthly fee for paper statements.*
What is the address of your employer? (Type "N/A" if you are retired, self-employed, or unemployed)*
What is your relationship to the sponsor (type "N/A' if not applicable)*
Read, Sign and Submit

I apply for membership, or I am requesting a sub-account, in FedChoice Federal Credit Union and agree to conform with its Bylaws and any amendments. By signing this application and establishing a membership account, I understand that I can establish other sub-accounts at any future time by calling, writing, going online or coming into any Financial Service Center to request this service. My signature constitutes a request for any identifying number and/or access device issued by the Credit Union in connection with such accounts. I understand that the Credit Union has the right to approve or deny opening sub-accounts or other access device services and that credit reports or other third party information may be obtained at any time provided that they are used for any permissible purpose as defined under the Fair Credit Reporting Act (FCRA). The Credit Union is authorized to charge this account for any obligation owed by me or any joint/multiple party owners. Any account ownership designated under this account will apply to all additional sub-accounts. I agree to the terms and conditions detailed in the FedChoice Federal Credit Union Membership and Account Agreement including Disclosures.

Important Information About Account Opening Procedures: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means to you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask for your driver's license or other identifying documents.

By proceeding, I hereby agree to the terms and conditions in the Membership and Account Agreement including Disclosures.

Email Agreements & Disclosures