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Eligibility

Here's what is required:

Age 18 years or older (If under 18, please apply for a Minor Account)

Social Security number

Government issued ID (Driver's License, State ID, Military ID, or U.S Passport)

A minimum $5 deposit to open a savings account

Select your eligibility

I work for, retired from, or belong to one of these organizations.

I am a family member of/live with a current member.

Relationship: Name: Phone Number:

I live, work/regularly conduct business, worship, or go to school in the area below.

Check My Location

Employer Name/Place of Worship/School Name:

None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits on your behalf.

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Required Products

Select at least one of the following products required for membership

Primary Savings

With a required minimum balance of only $5.00, this account gives you the voting right as a SkyOne member.

Plus, earn dividends by simply maintaining an average daily balance of $500.00 or more.

Terms and Conditions

APY: 0.05% Min Deposit: $5.00

You may select one of the following products

Available Products

Recommended Savings Certificate Account Money Market

PlatinumPay

PlatinumPay delivers premium perks, including dividends up to 0.05% APY, ID protection, and travel discounts, all for an $8.95 monthly fee that’s easily waived with a $10,000 average daily balance.

APY: 0.05% Min Deposit: $20.00

Liquid Share Certificate

Enjoy penalty free withdrawals up to 50% of your daily balance. Please note - only one Liquid Share Certificate is allowed per account.
Terms and Conditions

APY: 3.60% Min Deposit: $1,000.00

QuickPay

QuickPay is a simple, fee-friendly account with essentials like free e-statements and Zelle access, all for a $6.95 monthly fee that can be waived with qualifying direct deposits or balances.

APY: 0.00% Min Deposit: $20.00

Sky-high Savings

With just a $1.00 minimum deposit, you can open your SkyOne Sky-high Savings account. Earn the highest rate by depositing $1,000 or more per month to any share (Savings) or deposit (Checking) account within the same member account. APY: 1.00%; Min Deposit: $1.00; Minimum monthly aggregate deposit to earn the highest rate: $1,000 Terms and Conditions

APY: 1.00% Min Deposit: $1.00

6-Month Certificate

Terms and Conditions

APY: 4.00% Min Deposit: $1,000.00

1 Year Certificate

Terms and Conditions

APY: 4.00% Min Deposit: $1,000.00

2-Year Certificate

You can "bump up" your rate once during the term.
Terms and Conditions

APY: 4.00% Min Deposit: $1,000.00

3-Year Certificate

You can "bump up" your rate once during the term.
Terms and Conditions

APY: 4.00% Min Deposit: $1,000.00

4-Year Certificate

You can "bump up" your rate once during the term.
Terms and Conditions

APY: 4.00% Min Deposit: $1,000.00

5-Year Certificate

You can "bump up" your rate once during the term.
Terms and Conditions

APY: 4.00% Min Deposit: $1,000.00

Money Market

Get more out of your money. The SkyOne Money Market account gives you more earning power, while offering the flexibility to access your cash when you need it.

You can make unlimited deposits and up to 6 withdrawals per month.

Plus, earn dividends by simply maintaining an average daily balance of $2,500.00 or more.

Terms and Conditions

APY: 0.10% Min Deposit: $2,500.00

Secondary Savings

Need to set aside savings for a special project? Open a secondary Savings account.

Plus, earn dividends by simply maintaining an average daily balance of $500.00 or more.

Terms and Conditions

APY: 0.05% Min Deposit: $5.00

APY (Annual Percentage Yield)

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Funding

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Total Deposit

How do you want to fund your new account?

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Credit Card (max $500.00)

Transfer From Another Financial Institution (max $12,000.00)

Internal Transfer

I agree to fund the account(s) with the method selected.

Please note: Funds deposited via Credit Card, Debit Card or Automated Clearing House (ACH) to open an account will be placed on hold for ten (10) business days from the account funding date. Items will not be paid from these funds until the hold has expired.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of SkyOne Federal Credit Union?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please attach your paystubs and other identification documents (Optional).

Click or tap here to capture or upload an image or document.

Additional Information

When you call or visit us, we may ask you for a security word or phrase for your protection. Please create a security word or phrase to validate your identity when you contact us:

Do you have another applicant?

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To speed up the process, you can upload an image of the BACK of your U.S. Driver License. If you do not wish to use this feature, simply continue entering your information.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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To speed up the process, you can upload an image of the BACK of your U.S. Driver License. If you do not wish to use this feature, simply continue entering your information.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

When you call or visit us, we may ask you for a security word or phrase for your protection. Please create a security word or phrase to validate your identity when you contact us:

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About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of SkyOne Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Please attach your paystubs and other identification documents (Optional).

Click or tap here to capture or upload an image or document.

Additional Information

When you call or visit us, we may ask you for a security word or phrase for your protection. Please create a security word or phrase to validate your identity when you contact us:

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Tell us about your beneficiaries

Add an additional beneficiary

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

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Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Document Upload Button

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Document Upload Button

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Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Funding Source

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Please answer the following question(s)

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Do you have a promotional code?*

Enter your promotional code:

Have you been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return?*

CONSENT TO CONTACT FOR NON-MARKETING PURPOSES
I agree that SkyOne Federal Credit Union, including its service provider or third parties calling on the Credit Union’s behalf, may contact me through calls and/or text messages to the telephone number(s) provided in this Application regarding non-marketing or informational purposes, including but not limited to, account servicing, any requests I have submitted, or collection of amounts I owe. Such telephonic contact may be made by, but is not limited to, an automated telephone dialing system or prerecorded/artificial voice messages. I acknowledge and accept any costs or charges that I may incur through my telephone service provider from such Credit Union communications.

I understand that I may revoke this consent at any time by mailing a letter to SkyOne Federal Credit Union, PO Box 5003 Hawthorne, CA 90251-9801, by emailing us at memberservice@SkyOne.org, or calling us at 1.800.421.7111.

CONSENT TO CONTACT FOR MARKETING PURPOSES
I agree that SkyOne Federal Credit Union, including its service provider or third parties calling on the Credit Union’s behalf, may contact me through calls and/or text messages to the telephone number(s) provided in this Application regarding offers for other products/services. Such telephonic contact may be made by, but is not limited to, an automated telephone dialing system or prerecorded through my telephone service provider from such Credit Union communications. I understand that I am not required to provide consent as a condition to obtaining products or services from the Credit Union.

I understand that I may revoke this consent at any time by notifying the Credit Union in writing of my desire to revoke consent for marketing communications by mailing a letter to SkyOne Federal Credit Union, PO Box 5003 Hawthorne, CA 90251-9801 by emailing us at memberservice@SkyOne.org.*

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TERMS AND CONDITIONS / DISCLOSURE

By clicking the “I Agree” button, I understand that I am making an application for membership to join SkyOne Federal Credit Union (SkyOne FCU) and I agree to conform to SkyOne’s bylaws as well as all applicable terms and conditions set forth in the Account Agreement, All-In-One Disclosure, and the Schedule of Service charges, receipt of which is hereby acknowledged and which is incorporated herein by this reference.

I have read, understand and agree to the Terms and Conditions/Disclosures, Schedule of Fees, Federal and California Privacy Policies, eSign Act and Deposit Rates.

Email Agreements & Disclosures

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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Authentication Questions

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Product Funding Limit Exceeded

The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.

Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

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