Eligibility

Here's what is required:

Age 18 years or older (If under under, please apply for a Minor Account)

Social Security number

Government issued ID (Driver's License, State ID, Military ID, or U.S Passport)

A minimum $5 deposit to open a savings account

Select your eligibility

I work for, retired from, or belong to one of these organizations.

I am a family member of/live with a current member.

Relationship: Name: Phone Number:

I live, work/regularly conduct business, worship, or go to school in the area below.

Check My Location

Employer Name/Place of Worship/School Name:

None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits on your behalf.

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Required Products

Select at least one of the following products required for membership

Primary Savings

With a required minimum balance of only $5.00, this account gives you the voting right as a SkyOne member.

Plus, earn dividends by simply maintaining an average daily balance of $500.00 or more.

Terms and Conditions

APY: 0.05% Min Deposit: $5.00

You may select one of the following products

Available Products

Recommended Savings Money Market Certificate Account

19-Month Certificate

Terms and Conditions

APY: 1.40% Min Deposit: $1,000.00

Sky-high Savings

With just a $1.00 minimum deposit, you can open your SkyOne Sky-high Savings account. Earn the highest rate by depositing $1,000 or more per month to any share or deposit account (suffix) within the same member account. APY: 1.00% (special promotional rate for 90 days) Min Deposit: $1.00 Sky-High Savings Account Promotion: The 1.00% APY applies to new Sky-High Savings Accounts funded from external financial institutions only. Current Sky-High Savings Account holders do not qualify for the promotional rate offer. If the $1,000 deposit requirement each month is not met, the rate will earn 0.50% APY. For full account details visit https://www.skyone.org/skyhighpromo/

APY: 1.00% Min Deposit: $1.00

Advantage Checking

The SkyOne Advantage Checking account has many smart features including: Earn dividends up to 0.05% APY¹; Online and mobile banking; Mobile check deposit; Custom account alerts; Get your paycheck 1-2 days before your pay date²; 66,000+ surcharge-free ATMs nationwide. $5 monthly fee applies, but to learn more about Advantage Checking and the MANY ways you can eliminate the $5 monthly fee, visit www.SkyOne.org/Advantage. Terms and Conditions

APY: 0.05% Min Deposit: $20.00

Money Market

Get more out of your money. The SkyOne Money Market account gives you more earning power, while offering the flexibility to access your cash when you need it.

You can make unlimited deposits and up to 6 withdrawals per month.

Plus, earn dividends by simply maintaining an average daily balance of $2,500.00 or more.

Terms and Conditions

APY: 0.10% Min Deposit: $2,500.00

Secondary Savings

Need to set aside savings for a special project? Open a secondary Savings account.

Plus, earn dividends by simply maintaining an average daily balance of $500.00 or more.

Terms and Conditions

APY: 0.05% Min Deposit: $5.00

1 Year Certificate

Terms and Conditions

APY: 0.65% Min Deposit: $1,000.00

2-Year Certificate

You can "bump up" your rate once during the term.
Terms and Conditions

APY: 0.75% Min Deposit: $1,000.00

3-Year Certificate

You can "bump up" your rate once during the term.
Terms and Conditions

APY: 0.85% Min Deposit: $1,000.00

4-Year Certificate

You can "bump up" your rate once during the term.
Terms and Conditions

APY: 0.95% Min Deposit: $1,000.00

5-Year Certificate

You can "bump up" your rate once during the term.
Terms and Conditions

APY: 1.70% Min Deposit: $1,000.00

APY (Annual Percentage Yield)

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Maturity Date

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We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $500.00)

Transfer From Another Financial Institution (max $12,000.00)

Internal Transfer

I agree to fund the account(s) with the method selected.

Please note: Funds deposited via Credit Card, Debit Card or Automated Clearing House (ACH) to open an account will be placed on hold for ten (10) business days from the account funding date. Items will not be paid from these funds until the hold has expired.

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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.

This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of SkyOne Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please attach your paystubs and other identification documents (Optional).

Click or tap here to capture or upload an image or document.

Additional Information

When you call or visit us, we may ask you for a security word or phrase for your protection. Please create a security word or phrase to validate your identity when you contact us:

Do you have another applicant?

Yes

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To speed up the process, you can upload an image of the BACK of your U.S. Driver License. If you do not wish to use this feature, simply continue entering your information.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

To speed up the process, you can upload an image of the BACK of your U.S. Driver License. If you do not wish to use this feature, simply continue entering your information.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

When you call or visit us, we may ask you for a security word or phrase for your protection. Please create a security word or phrase to validate your identity when you contact us:

Continue Or Go Back

About Your Joint Applicant

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of SkyOne Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Please attach your paystubs and other identification documents (Optional).

Click or tap here to capture or upload an image or document.

Additional Information

When you call or visit us, we may ask you for a security word or phrase for your protection. Please create a security word or phrase to validate your identity when you contact us:

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another finacial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another finacial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information