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New Membership

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Eligibility
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID or Military ID with current address
Your complete physical and mailing address
Social Security Number
Date of Birth

Applicants must be a US citizen or a permanent resident alien with a valid social security number and the primary applicant must be 18 years of age or older.
Select your eligibility
Select how you are eligible to join Scott Credit Union.
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Required Products
Select at least one of the following products required for membership
Regular Share

This share will open your new membership with Scott Credit Union. In addition, if you're 55 or older, and have a checking account with us, this will open a Classic Club account with a variety of perks and benefits!

More info on Regular Shares and new Membership HERE.

APY: 0.10% Min Deposit: $5.00 Max Deposit: $1,000.00


You may select one of the following products
Available Products
Blues Checking

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APY: 1.05% Max Deposit: $1,000.00

Epic Checking

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APY: 1.05% Max Deposit: $1,000.00

eXtreme Checking

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APY: 0.30% Max Deposit: $1,000.00

Regular Checking

Basic checking account with no monthly service fee or minimum balance requirements. Free Visa debit card with account opening.

APY: 0.00% Max Deposit: $1,000.00

Student Debit

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APY: 0.30% Max Deposit: $1,000.00

Money Market

A higher-yielding savings alternative to our standard Savings (Share) Account, the SCU Money Market Account can be used to reserve money for just about any personal need. Your funds are federally insured to at least $250,000 by the NCUA. There is no minimum to open the account; it takes a balance of $2,500 or more to earn interest.

Max APY: 0.65% Min Deposit: $0.00

Holiday Share

Holiday shopping can be expensive! Use Scott Credit Union’s Holiday Club Account to set aside money for holiday shopping or travel. The Holiday Club Account is convenient and simple. You can make regular deposits through payroll deduction, online transfers, by mail, or stopping by your favorite local branch. Plus, you have the flexibility to withdraw the money whenever you need it.

More info HERE.

APY: 0.10%

IRA Roth Share

A Roth IRA may be for you if you would like more flexibility for withdrawals, you want the ability to grow your contributions tax-free, or you plan to work past the age of 70. Roth IRA contributions are taxed before your contribution, so you don’t have to pay taxes when you take your money out of the account.

Learn more about Traditional IRAs.

APY: 0.05% Max Deposit: $1,000.00

IRA Coverdell Share

An ESA IRA is a savings arrangement in which contributions are invested for the purpose of funding a student’s education. Contributions are not tax-deductible, but they may earn interest tax-deferred until distribution.

Learn more about Traditional IRAs.

APY: 0.05% Max Deposit: $1,000.00

IRA Traditional Share

Traditional IRAs are best if you would like to reduce your taxable income now, and you don’t plan on making withdrawals until retirement. You don’t pay taxes until you take money out, which typically occurs after you are retired and in a lower income tax bracket.

Learn more about Traditional IRAs.

APY: 0.05% Max Deposit: $1,000.00

6-MONTH CERT

Do you have an extra money that you won’t need in the next 6 months or longer? If your answer was yes, then a certificate is a great way to earn a better guaranteed return on your money. A Scott Credit Union certificate gives you a better rate than you would get in a savings account because that money can’t be withdrawn for a set period of time.

6 Month CDs require a starting deposit of $2500 or more, 12 Month term and longer require $1000 to start. More info HERE.

Max APY: 0.90% Min Deposit: $2,500.00

1-YEAR CERT

Max APY: 1.40% Min Deposit: $1,000.00

18-MONTH CERT

Max APY: 1.60% Min Deposit: $1,000.00

2-YEAR CERT

Max APY: 2.95% Min Deposit: $1,000.00

30-MONTH CERT

Max APY: 1.65% Min Deposit: $1,000.00

3-YEAR CERT

Max APY: 1.75% Min Deposit: $1,000.00

4-YEAR CERT

Max APY: 1.80% Min Deposit: $1,000.00

5-YEAR CERT

Max APY: 1.90% Min Deposit: $1,000.00

IRA TRADITIONAL 1-YR CERT

IRA Certificates allow you to invest your IRA funds into different certificates terms from 1 year up to 5 years. Typically, you will earn a higher rate with a longer term IRA. We also offer a higher rate for higher balance accounts.

More info HERE.

Max APY: 1.40% Min Deposit: $500.00

IRA TRADITIONAL 18-MO CERT

Max APY: 1.60% Min Deposit: $500.00

IRA TRADITIONAL 2-YR CERT

Max APY: 2.95% Min Deposit: $500.00

IRA TRADITIONAL 30-MO CERT

Max APY: 1.65% Min Deposit: $500.00

IRA TRADITIONAL 3-YR CERT

Max APY: 1.75% Min Deposit: $500.00

IRA TRADITIONAL 4-YR CERT

Max APY: 1.80% Min Deposit: $500.00

IRA TRADITIONAL 5-YR CERT

Max APY: 1.90% Min Deposit: $500.00

IRA ROTH 1-YR CERT

IRA Certificates allow you to invest your IRA funds into different certificates terms from 1 year up to 5 years. Typically, you will earn a higher rate with a longer term IRA. We also offer a higher rate for higher balance accounts.

More info HERE.

Max APY: 1.40% Min Deposit: $500.00

IRA ROTH 18-MO CERT

Max APY: 1.60% Min Deposit: $500.00

IRA ROTH 2-YR CERT

Max APY: 2.95% Min Deposit: $500.00

IRA ROTH 30-MO CERT

Max APY: 1.65% Min Deposit: $500.00

IRA ROTH 3-YR CERT

Max APY: 1.75% Min Deposit: $500.00

IRA ROTH 4-YR CERT

Max APY: 1.80% Min Deposit: $500.00

IRA ROTH 5-YR CERT

Max APY: 1.90% Min Deposit: $500.00

IRA COVERDELL 1-YR CERT

IRA Certificates allow you to invest your IRA funds into different certificates terms from 1 year up to 5 years. Typically, you will earn a higher rate with a longer term IRA. We also offer a higher rate for higher balance accounts.

More info HERE.

Max APY: 1.40% Min Deposit: $500.00

IRA COVERDELL 18-MO CERT

Max APY: 1.60% Min Deposit: $500.00

IRA COVERDELL 2-YR CERT

Max APY: 2.95% Min Deposit: $500.00

IRA COVERDELL 30-MO CERT

Max APY: 1.65% Min Deposit: $500.00

IRA COVERDELL 3-YR CERT

Max APY: 1.75% Min Deposit: $500.00

IRA COVERDELL 4-YR CERT

Max APY: 1.80% Min Deposit: $500.00

IRA COVERDELL 5-YR CERT

Max APY: 1.90% Min Deposit: $500.00

APY (Annual Percentage Yield)
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By submitting this application you authorize Scott Credit Union to deliver or cause to be delivered to you at the telephone numbers provided above, advertising and telemarketing calls and text message(s) using an automatic telephone dialing system and/or artificial or prerecorded voice. You are not required to agree to this authorization or enter into this agreement as a condition of purchasing any property, goods, or services. You may withdraw the consent provided herein at any time by providing written notice to us at memberservice@scu.org or by any other reasonable means.
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'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
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Your Business Tax ID is used for identification purposes.
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Additional Information
Are you subject to backup withholding?

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Minor Applicant Information

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