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Smart30

A Smart30 is a twist on a traditional certificate. Start a great savings habit with as little as $50 and add deposits anytime, even through direct deposit. You have peace of mind knowing you can make a one time penalty free withdrawal. It really is a smart way to save! Maximum deposit balance of $20,000. Limit of one Smart30 per member.

APY: 1.90% Min Deposit: $50.00 Max Deposit: $20,000.00

3 Month Certificate

Max APY: 1.40% Min Deposit: $500.00 Max Deposit: $5,000.00

6 Month Certificate

Max APY: 1.50% Min Deposit: $500.00 Max Deposit: $5,000.00

12 Month Certficate

Max APY: 1.70% Min Deposit: $500.00 Max Deposit: $5,000.00

24 Month Certificate

Max APY: 1.90% Min Deposit: $500.00 Max Deposit: $5,000.00

36 Month Certificate

Max APY: 2.11% Min Deposit: $500.00 Max Deposit: $5,000.00

48 Month Certificate

Max APY: 2.21% Min Deposit: $500.00 Max Deposit: $5,000.00

60 Month Certificate

Max APY: 2.30% Min Deposit: $500.00 Max Deposit: $5,000.00

Super Share

Great way to save that gives you a little more bang for your buck. If you regularly keep $2,000 or more in your main share, a Super Share may be right for you. This account works just like a main share, but offers a higher APY so you can reach your goals quicker.

Max APY: 1.70% Min Deposit: $50.00 Max Deposit: $1,000.00

Kasasa Cash

Free High Yield Checking, earn up to 2.00% APY and receive up to $20 in ATM fee refunds just for doing the things you already do!
See Qualifications.

APY: 0.00% Min Deposit: $0.00 Max Deposit: $2,500.00

Kasasa Cash Back

Free 4% Cash Back on debit card purchases and receive up to $20 in ATM fee refunds just for doing the things you already do!
See Qualifications.

APY: 0.00% Min Deposit: $0.00 Max Deposit: $2,500.00

Zoom Checking

Looking for a great first checking account? Zoom Checking offers up to $4 cash back per month! Perfect for ages 14 – 22 to learn about managing their money.

Max Deposit: $2,500.00

Christmas Club

Happy holidays take more than wishful thinking. With a Christmas Club account you’ll earn interest while you effortlessly prepare for the winter holidays. Funds are automatically disbursed on October 1st each year, just in time for your Christmas shopping.

APY: 0.05% Min Deposit: $5.00 Max Deposit: $1,000.00

Great Occasion

Our GO (or Great Occasions) account is meant to help you save for just that—a great occasion. Whether you are planning a wedding, a fun getaway or just a rainy day, this account will help you meet your goals.

APY: 0.05% Min Deposit: $5.00 Max Deposit: $1,000.00

Kasasa Saver

Our Kasasa Saver Account is exclusively for members with an active Kasasa checking account. This nifty little add-on allows you to earn a higher rate, and serves as a great place to save your Kasasa rewards.

Min Deposit: $5.00 Max Deposit: $2,500.00

Checking

While everyone else is rolling out higher fees and unexpected service charges, Cinfed is putting the power of FREE Checking into your hands! With no monthly service fee and 24/7 access to your account with online and mobile banking, Cinfed is the right choice.

Min Deposit: $0.00 Max Deposit: $2,500.00

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In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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To further assist us in processing your application, please click below to upload additional information such as your State ID or Driver's License.  

*If your physical address differs from your ID, please include one of the following to verify your physical address: copy of a Utility Bill, Paystub, or Signed Lease Agreement.


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Current Physical Address
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About Your Employment

To further assist us in processing your application, please click below to upload additional information such as your State ID or Driver's License.  

*If your physical address differs from your ID, please include one of the following to verify your physical address: copy of a Utility Bill, Paystub, or Signed Lease Agreement.


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You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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