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New Membership

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Eligibility
Applying is fast and easy!

To speed up the application process please have the following information available:

Valid Drivers License, State ID or Passport
Social Security Number
Date of Birth
 
Please review the Customer Identification disclosure before proceeding.
Select your eligibility
I am an immediate family member of an existing Cinfed Credit Union member. Their name is
I qualify for membership because I Live, Work, Worship, Attend School, or Do Business in
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Required Products
Select at least one of the following products required for membership
Main Share

Our Main Share is a traditional savings account and the basis of your Cinfed membership. An initial $5 deposit into your Main Share establishes your relationship with Cinfed.

APY: 0.05% Min Deposit: $5.00 Max Deposit: $1,000.00


You may select one of the following products
Available Products
Kasasa Cash Checking

Free High Yield Checking, earn up to 1.50% APY and receive up to $20 in ATM fee refunds just for doing the things you already do!
See Qualifications.

APY: -- Min Deposit: $0.00 Max Deposit: $2,500.00

Kasasa Cash Back Checking

A great rewards checking program! Free 4% Cash Back on debit card purchases and receive up to $20 in ATM fee refunds just for doing the things you already do!
See Qualifications.

APY: -- Min Deposit: $0.00 Max Deposit: $2,500.00

Zoom Checking

Looking for a great first checking account? Zoom Checking offers up to $4 cash back per month! Perfect for ages 14 – 22 to learn about managing their money.

Max Deposit: $2,500.00

Checking

While everyone else is rolling out higher fees and unexpected service charges, Cinfed is putting the power of FREE Checking into your hands! With no monthly service fee and 24/7 access to your account with online and mobile banking, Cinfed is the right choice.

Min Deposit: $0.00 Max Deposit: $2,500.00

Christmas Club

Happy holidays take more than wishful thinking. With a Christmas Club account you’ll earn interest while you effortlessly prepare for the winter holidays. Funds are automatically disbursed on October 1st each year, just in time for your Christmas shopping.

APY: 0.05% Min Deposit: $5.00 Max Deposit: $1,000.00

Great Occasion

Our GO (or Great Occasions) account is meant to help you save for just that—a great occasion. Whether you are planning a wedding, a fun getaway or just a rainy day, this account will help you meet your goals.

APY: 0.05% Min Deposit: $5.00 Max Deposit: $1,000.00

Kasasa Saver

Our Kasasa Saver Account is exclusively for members with an active Kasasa checking account. This nifty little add-on allows you to earn a higher rate, and serves as a great place to save your Kasasa rewards.

Min Deposit: $5.00 Max Deposit: $2,500.00

Super Share

Great way to save that gives you a little more bang for your buck. If you regularly keep $2,000 or more in your main share, a Super Share may be right for you. This account works just like a main share, but offers a higher APY so you can reach your goals quicker.

Max APY: 0.70% Min Deposit: $50.00 Max Deposit: $1,000.00

Smart30

A Smart30 is a twist on a traditional certificate. Start a great savings habit with as little as $50 and add deposits anytime, even through direct deposit. You have peace of mind knowing you can make a one time penalty free withdrawal. It really is a smart way to save! Maximum deposit balance of $20,000. Limit of one Smart30 per member.

APY: 0.85% Min Deposit: $50.00 Max Deposit: $20,000.00

60 Month Certificate

Max APY: 1.15% Min Deposit: $500.00 Max Deposit: $5,000.00

36 Month Certificate

Max APY: 0.95% Min Deposit: $500.00 Max Deposit: $5,000.00

12 Month Certficate

Max APY: 0.60% Min Deposit: $500.00 Max Deposit: $5,000.00

24 Month Certificate

Max APY: 0.85% Min Deposit: $500.00 Max Deposit: $5,000.00

3 Month Certificate

Max APY: 0.40% Min Deposit: $500.00 Max Deposit: $5,000.00

48 Month Certificate

Max APY: 1.05% Min Deposit: $500.00 Max Deposit: $5,000.00

6 Month Certificate

Max APY: 0.50% Min Deposit: $500.00 Max Deposit: $5,000.00

APY (Annual Percentage Yield)
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If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
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'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

To further assist us in processing your application, please click below to upload additional information such as your State ID or Driver's License.  

*If your physical address differs from your ID, please include one of the following to verify your physical address: copy of a Utility Bill, Paystub, or Signed Lease Agreement.


Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

To further assist us in processing your application, please click below to upload additional information such as your State ID or Driver's License.  

*If your physical address differs from your ID, please include one of the following to verify your physical address: copy of a Utility Bill, Paystub, or Signed Lease Agreement.


Beneficiaries Information

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Tell us about your beneficiaries
Are you sure you want to remove this beneficiary?
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.