Eligibility

Applying is fast and easy!

Let sfcu help you reach your financial goals.

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Do you qualify to become a member?

Select your eligibility

I am eligible for membership because I

Live, Work or Attend SchoolField of Membership

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Required Products

Select the following products required for membership

Savings

Safe and secure, $5.00 minimum deposit, Federally insured up to $250,000.00

Min Deposit: $5.00

In addition, select one of the following products

Available Products

Savings Certificate Account Checking Money Market

Certificate Fixed 15 Month

Safe and secure way to save. Certificate will roll to 12-months upon renewal. This is a regular certificate. We do not offer IRA certificates to be open online at this time.

APY: 2.29% Min Deposit: $500.00

Certificate 91 Day

Safe and secure way to save Certificate will automatically renew This is a regular certificate. We do not offer IRA certificates to be open online at this time.

Max APY: 0.95% Min Deposit: $500.00

Certificate 6 Month

Safe and secure way to save Certificate will automatically renew This is a regular certificate. We do not offer IRA certificates to be open online at this time.

Max APY: 1.06% Min Deposit: $500.00

Certificate 9 Month

Safe and secure way to save Certificate will automatically renew This is a regular certificate. We do not offer IRA certificates to be open online at this time.

Max APY: 1.11% Min Deposit: $500.00

Certificate 12 Month

Safe and secure way to save Certificate will automatically renew This is a regular certificate. We do not offer IRA certificates to be open online at this time.

Max APY: 1.56% Min Deposit: $500.00

Certificate 18 Month

Safe and secure way to save Certificate will automatically renew This is a regular certificate. We do not offer IRA certificates to be open online at this time.

Max APY: 2.02% Min Deposit: $500.00

Certificate 24 Month

Safe and secure way to save Certificate will automatically renew This is a regular certificate. We do not offer IRA certificates to be open online at this time.

Max APY: 2.27% Min Deposit: $500.00

Certificate 30 Month

Safe and secure way to save Certificate will automatically renew This is a regular certificate. We do not offer IRA certificates to be open online at this time.

Max APY: 2.38% Min Deposit: $500.00

Certificate 36 Month

Safe and secure way to save Certificate will automatically renew This is a regular certificate. We do not offer IRA certificates to be open online at this time.

Max APY: 2.53% Min Deposit: $500.00

Certificate 48 Month

Safe and secure way to save Certificate will automatically renew This is a regular certificate. We do not offer IRA certificates to be open online at this time.

Max APY: 2.78% Min Deposit: $500.00

Certificate 60 Month

Safe and secure way to save. Certificate will automatically renew at a 60 month term. This is a regular certificate. We do not offer IRA certificates to be open online at this time.

Max APY: 3.04% Min Deposit: $500.00

Certificate Variable 12 Month

Safe and secure way to save Certificate will automatically renew 1 rate change permitted This is a regular certificate. We do not offer IRA certificates to be open online at this time.

APY: 1.31% Min Deposit: $10,000.00

Certificate Variable 24 Month

Safe and secure way to save Certificate will automatically renew 2 rate changes permitted This is a regular certificate. We do not offer IRA certificates to be open online at this time.

APY: 2.02% Min Deposit: $10,000.00

Certificate Variable 36 Month

Safe and secure way to save Certificate will automatically renew 2 rate changes permitted This is a regular certificate. We do not offer IRA certificates to be open online at this time.

APY: 2.27% Min Deposit: $10,000.00

Checking

No monthly balance requirement. No monthly service charges. Set up direct deposit, access your account through debit card, CU Online or ART Line.

Dividend Checking

Earn dividends on your checking account! You must maintain a minimum average daily balance of $2500.00. If the average daily balance falls below $2500.00, no dividend will be paid and a $2.00 fee will be assessed.

APY: 0.10% Min Deposit: $2,500.00

Money Management

Safe and secure, higher yield savings account * No annual fee *Immediate access to your funds without penalty *$2,500.00 minimum balance

Max APY: 0.15% Min Deposit: $2,500.00

Club Account

Extra savings account- save for: *vacation *taxes *college *holiday spending

APY: 0.05%

APY (Annual Percentage Yield)

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Description

Details

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Additional feature(s)

Add Account Save Account OK

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Choose your rate

Specify the amount to deposit

Choose your term

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Maturity Date

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $100.00)

Transfer From Another Financial Institution (max $1,000,000.00)

Internal Transfer

Continue Or Go Back

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Done

Done

Alert Popup

There was a problem with your request

Let Me Fix Continue

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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

Success

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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.

Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.

This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of sfcu?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

A non expired photo identification is required to complete your application. To upload your identification and/or proof of residency, please click below.

Click or tap here to capture or upload an image or document.

Additional Information

Would you like a debit card?*

Would you like to add a password to your account? Instead of asking out of wallet questions to verify your identity, we will ask you this password.*

Please enter the password you would like us to ask for to identify you.*

Please provide a hint to help you remember this password in the event you forget (Example- password is Blue, your hint would be Favorite Color?)

Do you have any beneficiaries?

Yes

No

Do you have another applicant?

Yes

No

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Would you like a debit card?*

Would you like to add a password to your account? Instead of asking out of wallet questions to verify your identity, we will ask you this password.*

Please enter the password you would like us to ask for to identify you.*

Please provide a hint to help you remember this password in the event you forget (Example- password is Blue, your hint would be Favorite Color?)

Continue Or Go Back

About Your Joint Applicant

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of sfcu?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)