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Due to known fraud, please do not submit this application at the request of anyone else.
For questions or to speak with a representative, please give us a call at 800-677-8506 Monday through Friday, 9 a.m.-5 p.m.
Applying is fast and easy!
You’ll need the following information for each new member:
Social Security Number
Email Address
Date of Birth
Current Address
Verification of Identification (drivers license, passport, or state or government ID)
USA PATRIOT ACT - To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Select your eligibility
I am an existing member of Corning Credit Union.
I am related to an existing member.
Name:
I live, work, worship, attend school or regularly conduct business in the following community:
Select at least one of the following products required for membership
SHARE SAVINGS
When you open your membership, we’ll set up a Share Savings account with a free $5 deposit from us. You’ll receive an ATM card, but if you decide to also add a checking account, it will be replaced with a debit card.
In addition to a savings, I (we) may add additional services in the future in accordance with the Credit Union’s policies and procedures, which may or may not require an additional signature. Additional services will be subject to the terms of this application, Member Service Disclosures, as well as other documents pertaining to the specific service.
Windfall Checking is our most popular option because it’s the high-yield checking account that pays you back! Windfall also features a $0 minimum balance requirement, no monthly service fees, and convenient overdraft protection. You’ll automatically receive a debit card when you open this account.
VIVIFI CHECKING
Vivifi Checking is our free high-yield, relationship-based checking account that pays you back! With three reward levels, the more you grow your relationship with us, the more you’ll be rewarded. Vivifi has $0 minimum balance requirement, no monthly service fees, and convenient overdraft protection. You’ll automatically receive a CCU debit card when you open this account. Available to members ages 16+.
VALUE CHECKING
Value Checking is our most basic checking account and features no monthly service fees and a $0 minimum balance. This account does not pay dividends. You’ll automatically receive a debit card when you open this account.
ALL AXCESS CHECKING
Simplify your money management with a checking account designed for your needs. Enjoy up to $30 in ATM fee refunds per qualification period, no fees or minimum balance requirements, and unlimited transactions at CCU ATMs. A debit card is included with this account. Available to members ages 16+.
To qualify for All Axcess ATM fee refund, member must: have at least 12 CCU Visa® credit or check card purchases posted to their account each qualification period and receive eStatements. ATM fees refunded up to $30 per qualification period. If requirements are not met, no dividend will be paid and/or ATM fees will not be refunded. The qualification period runs from the 26th of the month through the 25th of the following month. Restrictions may apply. Ask for details.
APY (Annual Percentage Yield)
Your Selected Products
Please answer the following question(s)
How did you hear about CCU?*
Please enter how you heard about CCU:*
Please tell us the type of advertisement*
Where did you do most of your banking before coming to CCU?*
Why did you choose to leave your financial institution and/or what is your reason for opening an account with CCU?*
To provide greater account security, please provide a password which will be used to help verbally verify your identity in the future. This password will be referred to as your “Security Identifier.”*
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
To speed up the process, you may take an image of the Back of your US Driver License. If you do not wish to use the feature, simply click Next below to continue entering your informaiton or click next to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
To speed up the process, you may take an image of the Back of your US Driver License. If you do not wish to use the feature, simply click Next below to continue entering your informaiton or click next to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
Press this button if you want to assign an equal value to all beneficiaries.
In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.
YOUR APPLICATION IS NOT COMPLETE UNTIL YOU READ AND AGREE TO THE DISCLOSURES/AGREEMENTS SET IN THE LINKS BELOW AND YOU SIGN AND SUBMIT YOUR APPLICATION BY CLICKING THE “I AGREE” BUTTON BELOW.
By clicking on "I agree", you authorize us to verify the information you submitted and to obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Each person signing/clicking the “I Agree” button below applies for membership in Corning Federal Credit Union. The accounts I (we) open at and the services I (we) receive from the Credit Union will be governed by the provisions of this application, the Member Service Disclosures and Credit Union Bylaws, as amended from time to time, and I (we) agree to the terms and conditions as stated in those documents.
Each person signing/clicking the “I Agree” button below understands that each account will be governed by the "Joint Account Ownership" section of the Member Service Disclosures. All subaccounts of our joint share account must be joint. We will own the share account and all subaccounts as "joint tenants with right of survivorship" regardless of whose funds are deposited in the account and regardless of who deposits the funds in the account. Any person on the account acting alone can open a joint subaccount and request Credit Union services in the names of all owners of the joint account. Any one of us acting alone shall have the right to draw on the accounts, without limit, and may pledge all or part of the share in our joint share accounts and subaccounts as collateral security for a loan or loans from the Credit Union. In case of death of either or any of us, the survivor or survivors shall be the sole owner or owners of the entire account subject to any applicable legal claims on the decedent's share of the funds. The Credit Union shall send all notices and account statements only to the Prime Member's address. If this application is for joint accounts/services with a minor, the adult joint member(s) understand that the accounts/services are governed by the "Accounts Owned Jointly by Adults and Minors" section of the Member Service Disclosures and I (we) agree to the terms and conditions stated. If Corning Credit Union we determine that you have supplied false or misleading information on this application, this application will be deemed void.
Certification as to Taxpayer Identification Number and Backup Withholding Instruction to Prime Member:
If you have been notified by the Internal Revenue Service (IRS) that you are subject to backup withholding due to payee underreporting and you have not received a notice from the IRS that the backup withholding has been terminated, you must strike out the language in clause 2 below.
Certification as to Taxpayer Identification Number and Backup Withholding:
Under penalties of perjury, I certify that (1) the number shown on this form is my correct taxpayer identification number; and (2) I am not subject to backup withholding either because (a) I am exempt from backup withholding, or (b) I have not been notified by the IRS that I am subject to backup withholding as a result of failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding; and (3) I am a U.S. person (including U.S. alien); and (4) the FATCA Exemption code is not applicable as this account will be held and maintained within the U.S.
THE INTERNAL REVENUE SERVICE DOES NOT REQUIRE YOUR CONSENT TO ANY PROVISION OF THIS DOCUMENT OTHER THAN CERTIFICATIONS REQUIRED TO AVOID BACKUP WITHHOLDING.
Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
We have not received a payment confirmation. Payment is required to complete your account activation. If you close the payment screen, a representative will reach out to you to complete the transaction.
We have encountered an error attempting to initialize payment processing. Your application has been successfully submitted. A representative will reach out to you to complete the funding of your account.
The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.
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