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Open an Account

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Open an Account
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Checking

Your new personal Checking account provides options and convenience. This simple Checking has no minimum balance requirements and no monthly services fees. Now, it's time to consider eStatements, an Empower Debit MasterCard, and access to your account online via PC or our mobile app.

Max Deposit: $200.00

Club Account

Whether you are saving for a vacation, a wedding, or some other special purpose - open a Club Account to set that money aside. Make transactions on your time, or set-up an automatic deposit to any Savings, Club or Checking account.

Max Deposit: $200.00

Premium Money Market

Money Market accounts are valuable savings tools when you want to earn dividends at a healthy rate while also maintaining anytime access. Empower's Premium Money Market accounts help you start an emergency fund or serve as a primary savings account when you carry a higher balance.

Min Deposit: $2,500.00

APY (Annual Percentage Yield)
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Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.
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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
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Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Please upload a copy of your ID document such as Driver's License, State Identification Card, or other acceptable ID types listed above.

Additional Information
Credit Report authorization for Marketing Purpose
Empower Federal Credit Union may be able to save you money by refinancing your existing loans with other financial institutions. By submitting my Membership Application, I am authorizing Empower FCU to review my credit report obtained at the time my membership is established and/or any future credit reports obtained at the time I receive a new loan from Empower FCU, for the purpose of considering whether to offer other credit and services to me, including but not limited to loan pre-approvals.

I understand and agree that my authorization is intended to be on-going authorization, effective as of the date my membership application is approved and will remain in effect until I provide written notice of my revocation to Empower Federal Credit Union.

*
Password: To be used to identify you over the phone for security purposes (may be any 4 to 17 alpha or numeric characters):*
Is there an interpreter or someone else speaking on the behalf of you?*
What is the Social Security Number of the interpreter?
What is the name of the interpreter?*
Are you currently, or have you ever been a politically exposed person (PEP) or a senior political figure?*
In what country are/were you a PEP (politically exposed person)?*
Are you an immediate family member or a close associate of someone who is currently, or who was, a PEP?*
What is the nature of your relation to him/her?*
What is the nature of your association with him/her?*
In what country is/was the person a PEP?*
What is the name of the PEP? (First Name and Last Name)*
Are you a U.S. citizen?*
What is your country of origin (home country or country of citizenship)?*
Do you have a Green Card, or are you a foreign resident of the U.S. (legal permanent resident)?*
What is your Green Card identification number?*
Do you have a US Individual Taxpayer Identification Number (ITIN)?*
What is your US Individual Taxpayer Identification Number?*
Do you have citizenship with any other country?*
With what other countries do you have citizenship?*
Are you an employee of an embassy, foreign consulate, or foreign mission?*
What is the home country of the embassy, foreign consulate, or foreign mission?*
What is your employment status?*
What was/is your occupation?*
Are you a frequent traveler?*
Do you travel outside the US?*
To which countries do you travel?*
Will you be using a safe deposit box?*
Will the initial deposit exceed $5,000?*
What is the source of funds for this initial deposit?*
Other:*
Will you deposit or write checks?*
Will you be using mobile/remote deposit capture to deposit your checks?*
Will you deposit or withdraw cash?*
Approximately how much cash do you expect to deposit each month?*
Approximately how much cash do you expect to withdraw each month?*
Will you send or receive wire transactions?*
What is the expected monthly total of wire transactions that you expect to send?*
What is the expected monthly total of wire transactions that you expect to receive?*
Will these wires be sent to or received from non-US locations?*
To/From which countries do you expect to send/receive?*
Will you send or receive electronic (non-wire) transactions?*
What is the expected monthly total of electronic transactions that you expect to send?*
What is the expected monthly total of electronic transactions that you expect to receive?*
Will these electronic transactions be sent to or received from non·US locations?*
To/From which countries do you expect to send/receive electronic transactions?*

Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
Please upload a copy of your ID document such as Driver's License, State Identification Card, or other acceptable ID types listed above.

Additional Information
Credit Report authorization for Marketing Purpose
Empower Federal Credit Union may be able to save you money by refinancing your existing loans with other financial institutions. By submitting my Membership Application, I am authorizing Empower FCU to review my credit report obtained at the time my membership is established and/or any future credit reports obtained at the time I receive a new loan from Empower FCU, for the purpose of considering whether to offer other credit and services to me, including but not limited to loan pre-approvals.

I understand and agree that my authorization is intended to be on-going authorization, effective as of the date my membership application is approved and will remain in effect until I provide written notice of my revocation to Empower Federal Credit Union.

*
Password: To be used to identify you over the phone for security purposes (may be any 4 to 17 alpha or numeric characters):*
Is there an interpreter or someone else speaking on the behalf of you?*
What is the Social Security Number of the interpreter?
What is the name of the interpreter?*
Are you currently, or have you ever been a politically exposed person (PEP) or a senior political figure?*
In what country are/were you a PEP (politically exposed person)?*
Are you an immediate family member or a close associate of someone who is currently, or who was, a PEP?*
What is the nature of your relation to him/her?*
What is the nature of your association with him/her?*
In what country is/was the person a PEP?*
What is the name of the PEP? (First Name and Last Name)*
Are you a U.S. citizen?*
What is your country of origin (home country or country of citizenship)?*
Do you have a Green Card, or are you a foreign resident of the U.S. (legal permanent resident)?*
What is your Green Card identification number?*
Do you have a US Individual Taxpayer Identification Number (ITIN)?*
What is your US Individual Taxpayer Identification Number?*
Do you have citizenship with any other country?*
With what other countries do you have citizenship?*
Are you an employee of an embassy, foreign consulate, or foreign mission?*
What is the home country of the embassy, foreign consulate, or foreign mission?*
What is your employment status?*
What was/is your occupation?*
Are you a frequent traveler?*
Do you travel outside the US?*
To which countries do you travel?*
Will you be using a safe deposit box?*
Will the initial deposit exceed $5,000?*
What is the source of funds for this initial deposit?*
Other:*
Will you deposit or write checks?*
Will you be using mobile/remote deposit capture to deposit your checks?*
Will you deposit or withdraw cash?*
Approximately how much cash do you expect to deposit each month?*
Approximately how much cash do you expect to withdraw each month?*
Will you send or receive wire transactions?*
What is the expected monthly total of wire transactions that you expect to send?*
What is the expected monthly total of wire transactions that you expect to receive?*
Will these wires be sent to or received from non-US locations?*
To/From which countries do you expect to send/receive?*
Will you send or receive electronic (non-wire) transactions?*
What is the expected monthly total of electronic transactions that you expect to send?*
What is the expected monthly total of electronic transactions that you expect to receive?*
Will these electronic transactions be sent to or received from non·US locations?*
To/From which countries do you expect to send/receive electronic transactions?*