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New Membership

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Eligibility

Applying for an account at HACU has never been easier!

Information you will need during the application process for the applicant and any co-applicants:

  • Social Security Number

  • Valid Government ID (Driver’s License, State ID, Passport with current address)

  • Funding Account Details (Routing and account number from another institution, existing HACU account number or a credit card)

For your protection, this system is protected with enhanced security. During the application process, you will be asked questions about loans or accounts you hold that only you should be able to answer. This will help us validate your identity.

Important Information for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

A minimum $5 establishes your membership in HealthCare Associates Credit Union. To avoid a monthly minimum balance fee, you need to maintain a daily balance of $100 in your share savings or open a qualifying account such as a Money Market, Super Money Market, CD, IRA, credit card or loan at HACU.

Select your eligibility
I am an employee/member of (type name and select from list)
I live or work in one of the following areas. Please click here to see eligibility map.
I am a family member of an existing HACU member.
Name: Relationship:
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Required Products
Select at least one of the following products required for membership
Savings

Establishing a primary savings account grants you membership and gives you access to all of our products and services. Then you'll be on your way to The Healthy Way to Bank.

Min Deposit: $5.00


You may select one of the following products
Available Products
Free Checking

A checking account that has it all – high-yield interest opportunity, no minimum balance, no monthly service fee, a free debit card and a rewards program. Don’t forget to simplify your life by setting up direct deposit.

Min Deposit: $0.00

Special Savings

Save for any occasion with a Special Savings Account. This account keeps funds separate from the rest of your accounts, making it easier to save. Whether it’s for taxes, travel, your dream wedding, or something else, this account can get you there.

Min Deposit: $0.00

Christmas Club

Christmas time is busy enough; let us help lighten the load. Open a Christmas Club Account where you can set up a reoccurring transfer from another account of your preferred amount or deposit funds manually over time. Before you know it, you’ll be ready for Christmas shopping. Funds are transferred on November 1st into your checking, or regular savings if no checking exists.

Min Deposit: $0.00

Money Market

Take advantage of a tiered interest-bearing account with more flexibility! Funds over $2,000 are kept liquid, giving you access to those additional funds. That means earning higher dividends and control over your money – we call that a win-win for members!

Min Deposit: $2,000.00

APY (Annual Percentage Yield)
Please answer the following question(s)
BACKUP WITHHOLDING: I am not subject to backup withholding because (a) I have not been notified that I am subject to backup withholding as a result of a failure to report all interest or dividends, (b) the Internal Revenue Service has notified me that I am no longer subject to backup withholding.*
PROXY: I do hereby constitute and appoint the members of the Board of Directors of this credit union, who are qualified and acting directors at the time this proxy is used, as proxies to cast all votes to which I am entitled, for the election of directors, mergers and any matter with regard to which credit union shareholders are entitled to vote by proxy, as the said directors or a majority of them see fit, at all annual or special meetings of the members of HealthCare Associates Credit Union hereafter held and any adjournment thereof, from time to time and year to year, until and unless this proxy is cancelled by me. I further authorize the said proxies to designate a person or committee to cast the vote or votes in such manner and for such candidates as the said proxy shall determine, and as permitted by law. I may revoke this proxy by indicating below, naming myself or another party, who will retain my voting rights. I may attend a special meeting and vote in person.*
How did you hear about us?*
If Other, please explain*
Who referred you?*
Please create a telephone password to be used for verification purposes when calling our Contact Center.*
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Description

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Add Account Save Account OK
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Choose your rate
Specify the amount to deposit
Choose your term

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Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.
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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Click for more information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Upload your driver's license or other valid government ID.  Formats accepted include .pdf, .jpg, .jpeg, .png, .gif.

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
Upload your driver's license or other valid government ID.  Formats accepted include .pdf, .jpg, .jpeg, .png, .gif.

Beneficiaries Information

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Tell us about your beneficiaries
Are you sure you want to remove this beneficiary?
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.