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Eligibility

Welcome to 1st Advantage Federal Credit Union
Who Can Open An Account?
Everyone living, working, worshipping, or attending school in Hampton Roads, Richmond and parts of North Carolina is welcome to open an account. Please tell us how you are eligible.

Select your eligibility

I qualify for membership in Hampton Roads, Richmond or parts of North Carolina

Select Qualification

I qualify for membership because I am related to an existing member

I qualify for membership because I am joining VersAbility Resources.

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Required Products

Select at least one of the following products required for membership

Membership Savings

Membership Savings accounts are for members 18 and Over

Refer to our website for current rates.

Min Deposit: $5.00 Max Deposit: $1,000.00

You may select one of the following products

Available Products

Savings Checking Money Market Certificate Account

Basic Savings

Refer to our website for current rates.

Max Deposit: $1,000.00

High Yield Savings

Maximize your savings with this high-yield savings account! Qualified accounts will earn a higher rate on balances up to $50,000. Qualified accounts must have a monthly direct deposit into a 1st Advantage Checking account. Non-qualified accounts will earn the default non-qualified rate. Balances over $50,000 will earn the standard default rate.

Refer to our website for current rates.

Max Deposit: $10,000.00

Advantage Checking

Max Deposit: $1,000.00

Preferred Checking

Max Deposit: $1,000.00

Premier Checking

Max Deposit: $1,000.00

High Yield Checking

Max Deposit: $1,000.00

Performance Plus Money Market

Performance Plus Money Market

Max APY: 4.00% Min Deposit: $0.00

04 Month CD Quarterly

APY: 3.90% Min Deposit: $500.00 Max Deposit: $100,000.00

06 Month CD Quarterly

APY: 1.20% Min Deposit: $500.00 Max Deposit: $100,000.00

08 Month with Direct Deposit

APY: 3.50% Min Deposit: $500.00 Max Deposit: $100,000.00

08 Month CD Quarterly

APY: 3.25% Min Deposit: $500.00 Max Deposit: $100,000.00

11 Month CD Quarterly

APY: 2.85% Min Deposit: $500.00 Max Deposit: $100,000.00

12 Month CD Quarterly

APY: 1.00% Min Deposit: $500.00 Max Deposit: $100,000.00

24 Month CD Quarterly

APY: 2.75% Min Deposit: $500.00 Max Deposit: $100,000.00

36 Month CD Quarterly

APY: 2.75% Min Deposit: $500.00 Max Deposit: $100,000.00

40 Month CD Bump Quarterly

APY: 2.00% Min Deposit: $5,000.00 Max Deposit: $100,000.00

48 Month CD Quarterly

APY: 2.75% Min Deposit: $500.00 Max Deposit: $100,000.00

55 Month CD Quarterly

APY: 2.75% Min Deposit: $500.00 Max Deposit: $100,000.00

60 Month CD Quarterly

APY: 2.75% Min Deposit: $500.00 Max Deposit: $100,000.00

APY (Annual Percentage Yield)

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Phone

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Minor Information

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Date of Birth

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Contact Information

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Address

Zip

City

State

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About Your Joint Applicant

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Personal Information

Are you an employee of 1st Advantage FCU?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

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Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

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About Your Employment

Employment Status

Gross Monthly Income (before taxes)

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Tell us about your beneficiaries

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Other Products

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Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Product Selections

Additional Application Information

Applicant Information

Contact Information

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Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

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Please select from the menu below if you are subject to or not subject to backup withholding.

If you are NOT subject to backup withholding, your selection certifies the following:

I/We certify under penalties of perjury, that the Tax Identification Number (TIN) shown on this form is correct and I/we are not subject to backup withholding due to failure to report interest and dividend income, and

I/we am/are a United States person, including a U.S resident alien (W-8 BEN required if not a U.S. person).

If you ARE subject to backup withholding, your selection certifies that the above does not apply.

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Product Funding Limit Exceeded

The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.

Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

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