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Eligibility

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Welcome to 1st Advantage Federal Credit Union
Who Can Open An Account?
Everyone living, working, worshipping, or attending school in Hampton Roads, Richmond and parts of North Carolina is welcome to open an account. Please tell us how you are eligible.

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I qualify for membership because I

in Hampton Roads, Richmond or parts of North Carolina that are within the field of membership.

I qualify for membership because I am related to an existing member

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Required Products

Select at least one of the following products required for membership

Membership Savings

APY: 0.05% Min Deposit: $5.00

You may select one of the following products

Available Products

Checking Certificate Account Money Market Savings

Advantage Checking

Min Deposit: $0.00

Preferred Checking

APY: 0.05% Min Deposit: $0.00

Premier Checking

APY: 0.05% Min Deposit: $0.00

11 Month CD Quarterly

APY: 1.99% Min Deposit: $500.00

30 Month CD Quarterly

APY: 2.97% Min Deposit: $500.00

48 Month CD Quarterly

APY: 2.23% Min Deposit: $500.00

24 Month CD Quarterly

APY: 2.23% Min Deposit: $500.00

60 Month CD Quarterly

APY: 2.48% Min Deposit: $500.00

55 Month CD Quarterly

APY: 2.23% Min Deposit: $500.00

12 Month CD Quarterly

APY: 1.00% Min Deposit: $500.00

06 Month CD Quarterly

APY: 0.25% Min Deposit: $500.00

15 Month CD Quarterly

APY: 4.25% Min Deposit: $500.00

36 Month CD Quarterly

APY: 1.99% Min Deposit: $500.00

40 Month CD Bump Quarterly

APY: 1.74% Min Deposit: $5,000.00

Performance Plus Money Market

Performance Plus Money Market

Max APY: 3.11% Min Deposit: $0.00

Money Market Rewards

Qualified Member Rewards Money Market accounts earn a higher rate on balances up to $10,000 and a lower rate on balances over $10,000. Non-Qualified account balances earn the lower rate. Qualified members must have a 1st Advantage Checking Account with 10 posted Debit Card transactions (excluding ATM transactions) per month and one or more ACH Direct Deposit transactions posted in each calendar month. Failure to meet any one of these requirements during a calendar month will cause the account to default to the Non-Qualified account rate. Dividends compounded monthly. No minimum balance to open. Fees may reduce earnings. This offer can be withdrawn at any time. Limit of one Member Rewards Money Market per qualified member number.

APY: 1.00% Min Deposit: $0.00

Business Performance Plus Money Market

Business Performance Plus Money Market

Max APY: 3.11% Min Deposit: $0.00

Money Market

Max APY: 1.45% Min Deposit: $0.00

Basic Savings

APY: 0.05% Min Deposit: $0.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	N/A
.	1.19%	1.20%	$25,000.00	N/A
.	1.34%	1.35%	$50,000.00	N/A
.	1.34%	1.35%	$75,000.00	N/A
.	1.39%	1.40%	$100,000.00	N/A
.	1.74%	1.75%	$250,000.00	N/A
.	2.18%	2.20%	$500,000.00	N/A
.	3.07%	3.11%	$1,000,000.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	N/A
.	1.19%	1.20%	$25,000.00	N/A
.	1.34%	1.35%	$50,000.00	N/A
.	1.34%	1.35%	$75,000.00	N/A
.	1.39%	1.40%	$100,000.00	N/A
.	1.74%	1.75%	$250,000.00	N/A
.	2.18%	2.20%	$500,000.00	N/A
.	3.07%	3.11%	$1,000,000.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	N/A
.	0.00%	0.00%	$1,000.00	N/A
.	0.50%	0.50%	$2,500.00	N/A
.	0.65%	0.65%	$10,000.00	N/A
.	0.65%	0.65%	$25,000.00	N/A
.	0.65%	0.65%	$50,000.00	N/A
.	0.75%	0.75%	$75,000.00	N/A
.	0.75%	0.75%	$100,000.00	N/A
.	1.00%	1.00%	$250,000.00	N/A
.	1.09%	1.10%	$500,000.00	N/A
.	1.44%	1.45%	$1,000,000.00	N/A

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'Doing Business As' Information

DBA Business Information

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Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Do you have another applicant?

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Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

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Address

Zip

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ID Number

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About Your Joint Applicant

Personal Information

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Are you an employee of 1st Advantage FCU?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

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Transfer from another finacial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information