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Club Savings


To become a member of Service Credit Union, you must open a Primary Savings account with a deposit of $5 or more.

With a Service Credit Union Savings Account, you'll earn dividends on daily balances of $50 or more, compounded and paid monthly.

Holiday Club Savings

  • Tier1: $0-$3,000.00: Dividend Rate 2.960% - 3.000% APY
  • Tier2: $3,000.01 and above: Dividend Rate 0.250% - 0.250% APY

  • You can set up a special savings account to set aside money for the holidays. You decide how much you want to save and then make regular deposits through payroll deduction, by mail or over the counter until it's time for us to send your check for your accumulated Holiday savings plus dividends on November 1st.

    Everyday Checking

    Everyday checking is our account with no monthly maintenance fee and three tiers available – Basic, Direct Deposit and Direct Deposit+. Get loan discounts and ATM surcharge fee rebates with direct deposit of net pay into your checking account. Visit servicecu.org/bank/checking/

    Min Deposit: $0.00

    Dividend Checking

    Our Dividend checking helps earn you money and fees are waived for average daily balances over $1,500 - Basic, Direct Deposit and Direct Deposit + tiers. Get loan discounts and ATM surcharge fee rebates with direct deposit of net pay into your checking account. Visit servicecu.org/bank/checking/

    Min Deposit: $0.00

    Money Market

  • Tier1: $2,500-24,999: Dividend Rate .499% / .500% APY
  • Tier2: $25,000-$99,999: Dividend Rate .747% / .750% APY
  • Tier3: $100,000 and above: Dividend Rate 0.995% / 1.000% APY

  • Earn dividends on balances of $2,500 and up. Minimum balance of $2,500 or a $5 fee is required.

    As your savings increase, you'll earn even more.

    3 Month Certificate

  • Minimum Deposit: $500.00
  • Dividend Rate 0.499% / APY 0.500%

  • See How We Stack Up to the Competition: https://servicecu.org/bank/savings-accounts/certificates/

    APY: 0.50% Min Deposit: $500.00

    6 Month Certificate

  • Minimum Deposit: $500.00
  • Dividend Rate .598% / APY .600%

  • See How We Stack Up to the Competition: https://servicecu.org/bank/savings-accounts/certificates/

    APY: 0.60% Min Deposit: $500.00

    9 Month Certificate

  • Minimum Deposit: $500.00
  • Dividend Rate .698% / APY .700%

  • See How We Stack Up to the Competition: https://servicecu.org/bank/savings-accounts/certificates/

    APY: 0.70% Min Deposit: $500.00

    12 Month Certificate

  • Minimum Deposit: $500.00
  • Dividend Rate .797% / APY .800%

  • See How We Stack Up to the Competition: https://servicecu.org/bank/savings-accounts/certificates/

    APY: 0.80% Min Deposit: $500.00

    15 Month Certificate

  • Minimum Deposit: $500.00
  • Dividend Rate .847% / APY .850%

  • See How We Stack Up to the Competition: https://servicecu.org/bank/savings-accounts/certificates/

    APY: 0.85% Min Deposit: $500.00

    18 Month Certificate

  • Minimum Deposit: $500.00
  • Dividend Rate .896% / APY .900%

  • See How We Stack Up to the Competition: https://servicecu.org/bank/savings-accounts/certificates/

    APY: 0.90% Min Deposit: $500.00

    24 Month Certificate

  • Minimum Deposit: $500.00
  • Dividend Rate 1.045% / APY 1.050%

  • See How We Stack Up to the Competition: https://servicecu.org/bank/savings-accounts/certificates/

    APY: 1.05% Min Deposit: $500.00

    36 Month Certificate

  • Minimum Deposit: $500.00
  • Dividend Rate 1.094% / APY 1.100%

  • See How We Stack Up to the Competition: https://servicecu.org/bank/savings-accounts/certificates/

    APY: 1.10% Min Deposit: $500.00

    48 Month Certificate

  • Minimum Deposit: $500.00
  • Dividend Rate 1.243% / APY 1.250%

  • See How We Stack Up to the Competition: https://servicecu.org/bank/savings-accounts/certificates/

    APY: 1.25% Min Deposit: $500.00

    60 Month Certificate

  • Minimum Deposit: $500.00
  • Dividend Rate 1.490% / APY 1.500%

  • See How We Stack Up to the Competition: https://servicecu.org/bank/savings-accounts/certificates/

    APY: 1.50% Min Deposit: $500.00

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