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New Membership

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Eligibility
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/drivers license/State ID or passport with current address
Current physical and mailing address
Social Security Number
Date of Birth
Credit, debit or a U.S. bank account (to fund your account)
Select your eligibility
I meet one of the following:
I am family of a member of Service Credit Union.
Please enter the full legal name of your family member:
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Required Products
Primary Savings

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Min Deposit: $5.00

Available Products
Club Savings


To become a member of Service Credit Union, you must open a Primary Savings account with a deposit of $5 or more.

With a Service Credit Union Savings Account, you'll earn dividends on daily balances of $50 or more, compounded and paid monthly.

Holiday Club Savings

  • Tier1: $0-$3,000.00: Dividend Rate 2.960% - 3.000% APY
  • Tier2: $3,000.01 and above: Dividend Rate 0.499% - 0.500% APY

  • You can set up a special savings account to set aside money for the holidays. You decide how much you want to save and then make regular deposits through payroll deduction, by mail or over the counter until it's time for us to send your check for your accumulated Holiday savings plus dividends on November 1st.

    Everyday Checking

    Everyday checking is our account with no monthly maintenance fee and three tiers available – Basic, Direct Deposit and Direct Deposit+. Get loan discounts and ATM surcharge fee rebates with direct deposit of net pay into your checking account. Visit servicecu.org/checking

    Min Deposit: $0.00

    Dividend Checking

    Our Dividend checking helps earn you money and fees are waived for average daily balances over $1,500 - Basic, Direct Deposit and Direct Deposit + tiers. Get loan discounts and ATM surcharge fee rebates with direct deposit of net pay into your checking account. Visit servicecu.org/checking

    Min Deposit: $0.00

    Money Market

  • Tier1: $2,500-24,999: Dividend Rate .747% / .750% APY
  • Tier2: $25,000-$99,999: Dividend Rate 0.995% / 1.000% APY
  • Tier3: $100,000 and above: Dividend Rate 1.243% / 1.250% APY

  • Earn dividends on balances of $2,500 and up. Minimum balance of $2,500 or a $5 fee is required.

    As your savings increase, you'll earn even more.

    3 Month Certificate

  • Minimum Deposit: $1,000.00
  • Dividend Rate 0.747% / APY 0.750%

  • See How We Stack Up to the Competition: https://servicecu.org/personal-banking/savings/#certificates

    APY: 0.75% Min Deposit: $1,000.00

    6 Month Certificate

  • Minimum Deposit: $250.00
  • Dividend Rate 1.736% / APY 1.750%

  • See How We Stack Up to the Competition: https://servicecu.org/personal-banking/savings/#certificates

    APY: 1.75% Min Deposit: $250.00

    9 Month Certificate

  • Minimum Deposit: $1,000.00
  • Dividend Rate 1.785% / APY 1.800%

  • See How We Stack Up to the Competition: https://servicecu.org/personal-banking/savings/#certificates

    APY: 1.80% Min Deposit: $1,000.00

    12 Month Certificate

  • Minimum Deposit: $1,000.00
  • Dividend Rate 1.982% / APY 2.000%

  • See How We Stack Up to the Competition: https://servicecu.org/personal-banking/savings/#certificates

    APY: 2.00% Min Deposit: $1,000.00

    15 Month Certificate

  • Minimum Deposit: $1,000.00
  • Dividend Rate 2.080% / APY 2.100%

  • See How We Stack Up to the Competition: https://servicecu.org/personal-banking/savings/#certificates

    APY: 2.10% Min Deposit: $1,000.00

    18 Month Certificate

  • Minimum Deposit: $1,000.00
  • Dividend Rate 2.227% / APY 2.250%

  • See How We Stack Up to the Competition: https://servicecu.org/personal-banking/savings/#certificates

    APY: 2.25% Min Deposit: $1,000.00

    24 Month Certificate

  • Minimum Deposit: $1,000.00
  • Dividend Rate 2.276% / APY 2.300%

  • See How We Stack Up to the Competition: https://servicecu.org/personal-banking/savings/#certificates

    APY: 2.30% Min Deposit: $1,000.00

    36 Month Certificate

  • Minimum Deposit: $1,000.00
  • Dividend Rate 2.276% / APY 2.300%

  • See How We Stack Up to the Competition: https://servicecu.org/personal-banking/savings/#certificates

    APY: 2.30% Min Deposit: $1,000.00

    48 Month Certificate

  • Minimum Deposit: $1,000.00
  • Dividend Rate 2.276% / APY 2.300%

  • See How We Stack Up to the Competition: https://servicecu.org/personal-banking/savings/#certificates

    APY: 2.30% Min Deposit: $1,000.00

    60 Month Certificate

  • Minimum Deposit: $1,000.00
  • Dividend Rate 2.276% / APY 2.300%

  • See How We Stack Up to the Competition: https://servicecu.org/personal-banking/savings/#certificates

    APY: 2.30% Min Deposit: $1,000.00

    APY (Annual Percentage Yield)
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    Funding

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    Tell Us About Yourself

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    Tell Us About Yourself
    Personal Information
    SSN IconLock SSN IconQuestion
    Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
    Current Physical Address
    Contact Information
    Identification
    About Your Employment

    Additional Information
    Are you a Non-Resident Alien? If yes, please open and review the W-8BEN form and the instructions before proceeding.
    *
    Please enter your country of citizenship:*
    Do you have a foreign tax identifying number (see instructions)?:*
    If you do not have a foreign TIN, please provide a reasonable explanation for its absence:*
    Please provide a reasonable explanation for not having a foreign tax identifying number:*
    Please enter your foreign tax identifying number here:*
    Please enter your foreign address:*
    I have read the W-8BEN and instructions. I agree to notify Service Credit Union if any special conditions apply (such as Part II). Please complete the checkbox if you agree to the information on the W-8BEN and the Certification on Part III of the W-8BEN. This will serve as your signature and authorization.*

    Co-Driver's License Scan

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    Speed up your application process by taking the BACK image of your US driver's license.
    If you do not wish to use this feature, simply close this popup window and proceed.

    Recommendation for best recognition:

    * Use a dark background

    * Make sure all four corners are visible

    * Avoid glare

    * Make sure image is in focus

    Driver's License Scan

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    Speed up your application process by taking the BACK image of your US driver's license.
    If you do not wish to use this feature, simply close this popup window and proceed.

    Recommendation for best recognition:

    * Use a dark background

    * Make sure all four corners are visible

    * Avoid glare

    * Make sure image is in focus

    System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

    Minor Applicant Information

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    Tell Us About Yourself

    Joint Applicant Information

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    About Your Joint Applicant
    Personal Information
    SSN IconLock SSN IconQuestion
    Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
    Current Physical Address
    Contact Information
    Identification
    About Your Employment
    Additional Information
    Are you a Non-Resident Alien? If yes, please open and review the W-8BEN form and the instructions before proceeding.
    *
    Please enter your country of citizenship:*
    Do you have a foreign tax identifying number (see instructions)?:*
    If you do not have a foreign TIN, please provide a reasonable explanation for its absence:*
    Please provide a reasonable explanation for not having a foreign tax identifying number:*
    Please enter your foreign tax identifying number here:*
    Please enter your foreign address:*
    I have read the W-8BEN and instructions. I agree to notify Service Credit Union if any special conditions apply (such as Part II). Please complete the checkbox if you agree to the information on the W-8BEN and the Certification on Part III of the W-8BEN. This will serve as your signature and authorization.*

    Review and Submit

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    Review and Submit
    Product Selections
    Applicant Information
    Contact Information
    Identification Information
    Address
    Employment Information
    Previous Employment Information
    Joint Applicant Information
    Joint Applicant Contact Information
    Joint Applicant Identification
    Joint Applicant Address
    Joint Applicant Employment Information
    Funding Source
    Review Minor Information
    Minor Information
    Minor Contact Information
    Minor Physical Address
    Please answer question(s) below
    How did you hear about us?*
    Ready to go paperless?Click here for more details!
    Were you referred to SCU by Exchange Mobile in Germany?
    Please choose two of the following to act as security questions on your account. When you select a category, the full applicable question will appear where you can input your answer.*
    What High School did you attend?*
    What is the make and model of your first car?*
    What was the name of your first pet?*
    What is your favorite sports team?*
    What is your favorite color?*
    What is the name of the street you grew up on?*
    Please enter your Promo Code here
    Are you currently in the European Union?*
    Do you consent to receiving text messages containing information about your account with Service Credit Union? (including but not limited to text alerts on fraudulent activity, application status, or payment due date). You may opt out of this at any time, and consent is not a requirement for obtaining any Service CU products or accounts.*
    Read, Sign and Submit

    I (we) certify the accuracy of the above information and authorize Service Credit Union's affiliated consumer reporting agency/agencies to access my credit file to authenticate my identity and facilitate the processing of this application for this Service Credit Union account. I understand that I may be asked questions based on the information in my credit file as part of this process, and I authorize Service Credit Union to offer me alternative solutions to my existing debts. I also understand that Service Credit Union may review my credit history and past banking relationships before accepting this account.
    If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a crime to willfully and deliberately provide incomplete or incorrect information on this application.

    Email Agreements & Disclosures
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    The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

    Authentication Questions

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