XA Mobile

Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Your mobile phone

Select your eligibility

Select if you are an employee or retiree of one of the following employer groups

Select employer group

Select if you are a student or alumni of one of the following institutions

Select institution group

Select if you are a family member of an existing member

Select if you live, work (or frequently conduct business), worship, or attend school, in an eligible census tract. Click here to view eligibility.

None of the above apply. To join, I will enroll in membership with the Financial Fitness association for an annual membership fee of $8. (The first year is paid for by Harvard FCU. The membership will not auto-renew and there is no obligation to continue beyond the first year).

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Required Products

Select at least one of the following products required for membership

SHARE SAVINGS

Your ownership share in the Credit Union. A basic savings account with a $5 minimum opening balance.

Min Deposit: $5.00

You may select one of the following products

Available Products

Savings Checking Other Money Market Certificate Account

SMART REWARDS SAVINGS

Must have Smart Rewards Checking
Tiered APY based on account balance

Min Deposit: $5.00 Max Deposit: $5,000.00

SMART REWARDS CASH BACK

3% cash-back on debit purchases, up to $10 per month
Never a monthly fee
$25 ATM fees refunded monthly
Required to Earn Rewards: Estatements, 12 debit purchases, 1 Online/Mobile Login
For more information on Smart Rewards with Cash Back, please click here.

Min Deposit: $5.00

SMART REWARDS PREMIUM INTEREST

Premium Interest rate earned on up-to $10,000 balance
Never a monthly fee
$25 ATM fees refunded monthly
Required to Earn Rewards: Estatements, 12 debit purchases, 1 Online/Mobile Login
For more information on Smart Rewards with Premium Interest, please click here.

Min Deposit: $5.00

CRIMSON ELITE

Interest bearing
No monthly fee with a minimum balance
$50 ATM surcharges refunded monthly
For more information on Crimson Elite, please click here.

Min Deposit: $5.00

COLLEGE LIFE CASH BACK

Restricted to currently enrolled college undergraduates
No monthly fee or minimum balance
Earn 3% cash back on your debit card purchases
Free incoming wires and inter-bank transfers
$25 ATM fees refunded monthly

Min Deposit: $5.00

COLLEGE LIFE PREMIUM INTEREST

Restricted to currently enrolled college undergraduates
No monthly fee or minimum balance
Premium interest rate earned on balances up-to $10,000
Free incoming wires and inter-bank transfers
$25 ATM fees refunded monthly

Min Deposit: $5.00

CRIMSON ADVANTAGE

$20 ATM surcharges refunded monthly
No monthly fee with minimum balance and direct deposit
10 free non-HUECU ATM transactions
For more information on Crimson Advantage, please click here.

Min Deposit: $5.00

CRIMSON ESSENTIALS

No monthly fee with direct deposit or 10 debit card purchases
No minimum balance
5 free non-HUECU ATM transactions
$10 ATM surcharges refunded monthly with 10 debit card purchases
For more information on Crimson Essentials, please click here.

Min Deposit: $5.00

BASIC

Min Deposit: $5.00

ADDITIONAL SHARE SAVINGS

A basic savings account, just like your Share Savings, that can be used for any purpose
Earns interest

Min Deposit: $5.00

HOLIDAY CLUB

Designed to help you save for your holiday shopping
Make regular deposits via direct deposit or automatic transfer
Make additional deposits anytime, but no withdrawals unless account is closed
All funds automatically transferred to your HUECU share savings account on November 1st
Earns interest

Min Deposit: $5.00

VACATION CLUB

Designed to help you save for your vacation
Make regular deposits via direct deposit or automatic transfer
Make additional deposits anytime, but no withdrawals unless account is closed
All funds automatically transferred to your HUECU share savings account on May 1st
Earns interest

Min Deposit: $5.00

MONEY MARKET SAVINGS

Geared toward medium to long range savings
Interest bearing account
$1,500.00 minimum balance to open
Up to six transfers per month

Min Deposit: $1,500.00

3 MONTH TERM CERTIFICATE

$1,000 minimum to open
3-month term
Fixed return over time you can count on

Min Deposit: $1,000.00

6 MONTH TERM CERTIFICATE

$1,000 minimum to open
6-month term
Fixed return over time you can count on

Min Deposit: $1,000.00

9 MONTH TERM CERTIFICATE

$1,000 minimum to open
9-month term
Fixed return over time you can count on

Min Deposit: $1,000.00

11 MONTH TERM CERTIFICATE

$1,000 minimum to open
11-month term
Limited Time Offer

Min Deposit: $1,000.00

12 MONTH TERM CERTIFICATE

$1,000 minimum to open
12-month term
Fixed return over time you can count on

Min Deposit: $1,000.00

15 MONTH TERM CERTIFICATE

$1,000 minimum to open
15-month term
Limited Time Offer

Min Deposit: $1,000.00

18 MONTH TERM CERTIFICATE

$1,000 minimum to open
18-month term
Fixed return over time you can count on

Min Deposit: $1,000.00

24 MONTH TERM CERTIFICATE

$1,000 minimum to open
24-month term
Fixed return over time you can count on

Min Deposit: $1,000.00

36 MONTH TERM CERTIFICATE

$1,000 minimum to open
36-month term
Fixed return over time you can count on

Min Deposit: $1,000.00

60 MONTH TERM CERTIFICATE

$1,000 minimum to open
60-month term
Fixed return over time you can count on

Min Deposit: $1,000.00

APY (Annual Percentage Yield)

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Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

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Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $2,500.00)

Transfer From Another Financial Institution

Internal Transfer

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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please upload your Driver's License or Passport for ID verification

Click or tap here to capture or upload an image or document.

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Upload Documents

Please upload your Driver's License or Passport for ID verification

Click or tap here to capture or upload an image or document.

Continue Or Go Back

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information