Eligibility

Join the Thrivent Community

TCU Membership Eligibility (personal and sole proprietor accounts)

By completion and approval of this application, you will establish membership with both Thrivent and Thrivent Credit Union.

Membership in Thrivent Credit Union is open to individuals who are Thrivent clients with membership.

Once you establish membership with our sponsor organization, Thrivent, you are eligible for the great benefits of Thrivent Credit Union.

TCU Business Membership Eligibility (business accounts)

By completion and approval of this application, you will establish membership with Thrivent Credit Union. Membership in Thrivent Credit Union is open to businesses and organizations who are affiliated with one of the following church bodies:

Evangelical Lutheran Church in America (ELCA)
Lutheran Church Missouri Synod (LCMS)
Wisconsin Evangelical Lutheran Synod (WELS)
Church of the Lutheran Brethren (CLB)
North American Lutheran Church (NALC)
American Association of Lutheran Churches (AALC)
Evangelical Lutheran Synod (ELS)
Association of Free Lutheran Congregations (AFLC)
Lutheran Congregations in Mission for Christ (LCMC)

This includes the corporate accounts for the congregations, colleges, universities, seminaries, schools, early childhood learning centers, auxiliary organizations and recognized organizations affiliated with these church bodies.

Additionally, businesses and organizations can establish membership if:

the owner(s) are comprised of Thrivent clients with membership;

the organization is an Associate Corporate member of the American Consumer Council

Thrivent Membership

At Thrivent (“Thrivent Financial for Lutherans”), we believe humanity thrives when people make the most of all they’ve been given. By joining Thrivent, you are more than a consumer of financial products and services; you are our client and we seek to help you and your family achieve financial clarity, to enable you to live lives full of meaning and gratitude.

Member Protection, Community Support.

At our heart, Thrivent is a membership-owned fraternal organization. This means when you become a member, you become part of something bigger: our collective ownership. Thrivent members share a commitment to help strengthen the communities where they live, work and worship.

But we’re more than that. Since our beginnings over a century ago, we’ve grown to become a strong Fortune 500 company that offers a full range of expert solutions to meet needs and goals throughout your lifetime, including advice, investments, insurance, banking and generosity. Our goal is to help millions more clients build their financial futures with clarity and confidence and make the most of all they’ve been given.

Thrivent’s Common Bond.

We welcome Christians* seeking to live out their faith. *For more information on Thrivent's Christian Common Bond, visit Thrivent.com/christiancalling.

The information collected in this application, including your Name, Address, and birthdate, will be provided to Thrivent.

Select your eligibility

I am an existing Thrivent client with membership

I wish to become a Thrivent client with membership. By selecting an option below, I agree to support and further Thrivent’s shared purpose, I confirm and verify that I am the individual identified through this application process, and I verify that the information I am providing is true and correct.

Please select one of the following

Remove Product

Remove

Cancel

Required Products

Select at least one of the following products required for membership

TFCU Membership

This savings account represents your “share” in our not-for-profit financial cooperative, which makes you a part owner of Thrivent Credit Union. The credit union funds the initial $1 required for membership and then you must maintain at least the par value of one share ($1) with the credit union.

Features:

$25.00 minimum balance to earn dividends.
Account rates starting at 0.20% Annual Percentage Yield.

Min Deposit: $0.00 Max Deposit: $1,000.00

You may select one of the following products

Available Products

Savings Checking Money Market HSA IRA Certificate Account IRA Certificate Account

Thrivent Merit Savings

Account is available only to holders of a Thrivent Merit Checking. Add this account to your Thrivent Merit Checking and get the same base features as Simply Savings but with added benefits.

You will receive a base APY no matter what, but you can get even more by meeting the requirements of your Thrivent Merit Checking account.

If you meet the requirements of your Thrivent Merit Checking account, at the end of each qualification cycle you’ll get:

A much higher APY

APY: 0.05% Max Deposit: $25,000.00

Simply Savings

Meet your basic savings needs with this simple account. Base features include:

No minimum balance to open or maintain an account
No monthly fees
Digital banking with check deposit and bill pay

This account also comes with a special feature:

Competitive APY available with few requirements
$25 minimum balance to earn tiered dividends

Max APY: 0.95% Min Deposit: $0.00

Thrivent Merit Checking

APY: 0.05% Min Deposit: $0.00 Max Deposit: $10,000.00

Simply Checking

Min Deposit: $0.00 Max Deposit: $2,500.00

Business Rewards Checking for Sole Proprietor

Min Deposit: $0.00

Preferred Plus Money Market

This money market account is designed to help you meet your savings goals. Benefit from competitive rates for your savings and still have access to your money.

Features

$2,500 minimum balance to earn dividends.
ATM access with checking as a primary account.
Tiered dividend rate that earns more as you save more.

Max APY: 1.50% Min Deposit: $0.00

Business Rewards Money Market for Sole Proprietor

This account is made specifically for sole proprietors. Use this account to help your savings grow by earning dividends even on a small balance.

Features

$25 minimum to open and earn dividends.
No service fees.
ATM access with checking as a primary account.

Max APY: 2.10% Min Deposit: $0.00

Health Savings Account

Max APY: 0.50% Min Deposit: $0.00

IRA Savings

This savings account is offered as both Traditional and ROTH and is designed to help you save for retirement.

Features:

No minimum deposit to open.
Offers tax advantages.

Max APY: 1.01% Min Deposit: $0.00

3 Month Share Certificate

Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.

Max APY: 4.00% Min Deposit: $1,000.00

6 Month Share Certificate

Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.

Max APY: 4.00% Min Deposit: $1,000.00

9 Month Share Certificate

Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.

Max APY: 4.00% Min Deposit: $1,000.00

12 Month Share Certificate

Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.

Max APY: 4.00% Min Deposit: $1,000.00

18 Month Share Certificate

Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.

Max APY: 2.80% Min Deposit: $1,000.00

24 Month Share Certificate

Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.

Max APY: 2.80% Min Deposit: $1,000.00

30 Month Share Certificate

Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.

Max APY: 2.80% Min Deposit: $1,000.00

36 Month Share Certificate

Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.

Max APY: 2.80% Min Deposit: $1,000.00

48 Month Share Certificate

Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.

Max APY: 2.80% Min Deposit: $1,000.00

60 Month Share Certificate

Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.

Max APY: 2.80% Min Deposit: $1,000.00

6 Month IRA Share Certificate

Max APY: 4.00% Min Deposit: $1,000.00

12 Month IRA Share Certificate

Max APY: 4.00% Min Deposit: $1,000.00

18 Month IRA Share Certificate

Max APY: 2.80% Min Deposit: $1,000.00

24 Month IRA Share Certificate

Max APY: 2.80% Min Deposit: $1,000.00

30 Month IRA Share Certificate

Max APY: 2.80% Min Deposit: $1,000.00

36 Month IRA Share Certificate

Max APY: 2.80% Min Deposit: $1,000.00

48 Month IRA Share Certificate

Max APY: 2.80% Min Deposit: $1,000.00

60 Month IRA Share Certificate

Max APY: 2.80% Min Deposit: $1,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	0.15%	0.15%	$25.00	$0.00	N/A
.	0.15%	0.15%	$5,000.00	$0.00	N/A
.	0.35%	0.35%	$10,000.00	$0.00	N/A
.	0.45%	0.45%	$25,000.00	$0.00	N/A
.	0.75%	0.75%	$50,000.00	$0.00	N/A
.	0.95%	0.95%	$100,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	0.40%	0.40%	$2,500.00	$0.00	N/A
.	0.40%	0.40%	$5,000.00	$0.00	N/A
.	0.80%	0.80%	$10,000.00	$0.00	N/A
.	1.00%	1.01%	$25,000.00	$0.00	N/A
.	1.29%	1.30%	$50,000.00	$0.00	N/A
.	1.49%	1.50%	$100,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.20%	0.20%	$0.00	$0.00	N/A
.	0.30%	0.30%	$1,000.00	$0.00	N/A
.	0.40%	0.40%	$5,000.00	$0.00	N/A
.	0.50%	0.50%	$15,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	0.30%	0.30%	$25.00	$0.00	N/A
.	0.40%	0.40%	$10,000.00	$0.00	N/A
.	0.50%	0.50%	$25,000.00	$0.00	N/A
.	1.00%	1.01%	$100,000.00	$0.00	N/A

Please answer the following question(s)

To apply for an account online and sign electronically, you must agree to the Electronic Records and Signatures Disclosure.

By checking the box below, you confirm you have received, read, understand and agree to the Electronic Records and Signatures Disclosure and consent to the use of Electronic Communications as described in the disclosure linked above.*

I consent to electronic communication

Payable on Death (POD) Beneficiary (Non-IRA and Non-HSA Accounts)

Would you like to add a Beneficiary to your account?*

Beneficiary's Name*

Beneficiary's Street Address

Beneficiary's City/State/Zip

Payable on Death (POD) Beneficiary (Non-IRA and Non-HSA Accounts)

Would you like to add an additional Beneficiary to your account?*

Beneficiary's Name*

Beneficiary's Street Address

Beneficiary's City/State/Zip

If you are adding a joint applicant to your account(s), they have the option to establish membership with Thrivent, allowing them to take advantage of Thrivent benefits.

Do you wish to establish membership with Thrivent for the joint applicant?*

Joint Applicant, how do you qualify for Thrivent membership?*

Joint Applicant, do you agree to support and further Thrivent’s shared purpose, I confirm and verify that I am the individual identified through this application process, and I verify that the information I provided is true and correct.*

Referral Source

How did you hear about Thrivent Credit Union?*

Provide the Financial Professional's name*

Provide details*

Continue

Back Next Add Bundle Save Bundle

Choose your rate

Specify the amount to deposit

Choose your term

Placeholder text

Maturity Date

Thank you for considering TCU for your banking needs. Unfortunately, we cannot continue with your application for the following reason(s):

Return to Application Cancel Application

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Transfer From Another Financial Institution (max $105,000.00)

Mail A Check

Internal Transfer

By checking this box, I agree to fund this account(s) as indicated above. If funding is from an external account, I(we) hereby authorize Thrivent Federal Credit Union to present this debit to the financial institution and account identified above. This debit shall be at least equal to the amount required to open the selected account. I agree that Thrivent Federal Credit union shall be fully protected in honoring any such electronic transactions. Thrivent Federal Credit Union’s treatment of each such withdrawal, and rights in respect to it, shall be the same as if it were a check signed personally by me. If a withdrawal is dishonored, with or without cause, the payments(s) will be reversed and Thrivent Federal Credit union will be under no liability whatsoever and I may be assessed a fee which I agree to pay. I hereby authorize the financial institution named above to honor electronic transactions drawn by and payable to Thrivent Federal Credit Union. Subject to Thrivent Federal Credit Union’s right to approve the application selected, this Agreement shall remain in full force until a decision has been made whether to open the account selected. The decision may require Thrivent Federal Credit Union to use various methods of authentication before accepting this debit authorization. I agree to comply with authentication requests and understand refusal to do so will void my request for an account. I certify the information provided is true to the best of my knowledge and I am authorized to submit such information. I understand I should retain a copy of this authorization for my records.

Continue Or Go Back

Done

There was a problem with your request

Let Me Fix Continue

Done

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

Success

Your Google Pay transaction is Successful Ok

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

No Thanks

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Required Documents to Save Time

Part of our application process involves reviewing your ID to verify your identity. Please upload one of the following documents, if readily available, making sure all four corners are visible and in focus:

Front of driver's license
Medicare Card
Passport
State ID

IMPORTANT: If your ID has an outdated address, provide proof of address such as a utility bill, rental agreement, or something that physically ties you to your residence.

If you are a Sole Proprietor with a Doing Business As (DBA) name that you plan to use on checks or in general, please upload documentation of your DBA name. Examples include a business license or fictitious/assumed name certificate filed with your Secretary of State.

Click or tap here to capture or upload an image or document.

Additional Information

Consent to Contact

DO YOU AUTHORIZE THRIVENT FEDERAL CREDIT UNION TO DELIVER OR CAUSE TO BE DELIVERED TO YOU AT THE TELEPHONE NUMBERS PROVIDED IN THIS APPLICATION, ADVERTISING AND TELEMARKETING CALLS AND TEXT MESSAGE(S) USING AN AUTOMATIC TELEPHONE DIALING SYSTEM AND/OR AN ARTIFICIAL OR PRERECORDED VOICE. YOU ARE NOT REQUIRED TO SIGN THE AUTHORIZATION OR ENTER INTO THIS AGREEMENT AS A CONDITION OF PURCHASING ANY PROPERTY, GOODS OR SERVICES.

You may withdraw the consent provided herein at any time by providing written notice to us at Thrivent Federal Credit Union, Attn: Contact Preferences, PO Box 8920, Appleton WI 54912-8920, via phone at (866) 226-5225, or by any other reasonable means.

By selecting "yes" you are giving your written consent to be contacted for these purposes.

*

Security questions. Please provide two (2) security questions and answers below that allows TCU to verify your identity when you call us regarding your account(s). Avoid using personal information (for example: your anniversary, color of your house/car or pet’s name) and information easily found on social media. Also, avoid using questions and answers you have used before.

Security Question 1*

Security Answer 1*

Security Question 2 *

Security Answer 2*

Customer Due Diligence Requirements
Anti-money laundering regulations require us to understand how you plan to use your account(s). Please take into consideration all of your accounts at TCU and answer the following questions to the best of your knowledge.

How do you plan to use the account(s) you're opening? Check all that apply.*

To conduct wire transfersTo remote deposit checks via TCU mobile appTo conduct electronic transfersSolely to be eligible for a loan or line of creditNone of the above

What amount of wire transfers do you anticipate sending or receiving each month?*

What amount do you anticipate electronically transferring each month?*

Do you have another applicant?

Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Relationship to Primary Applicant

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Security Answer 1*

Security Question 2 *

Security Answer 2*

How do you plan to use the account(s) you're opening? Check all that apply.*

To conduct wire transfersTo remote deposit checks via TCU mobile appTo conduct electronic transfersSolely to be eligible for a loan or line of creditNone of the above

What amount of wire transfers do you anticipate sending or receiving each month?*

What amount do you anticipate electronically transferring each month?*

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Relationship to Primary Applicant

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Upload Required Documents to Save Time

Front of driver's license
Medicare Card
Passport
State ID

IMPORTANT: If your ID has an outdated address, provide proof of address such as a utility bill, rental agreement, or something that physically ties you to your residence.

Click or tap here to capture or upload an image or document.

Additional Information

Security Answer 1*

Security Question 2 *

Security Answer 2*

How do you plan to use the account(s) you're opening? Check all that apply.*

To conduct wire transfersTo remote deposit checks via TCU mobile appTo conduct electronic transfersSolely to be eligible for a loan or line of creditNone of the above

What amount of wire transfers do you anticipate sending or receiving each month?*

What amount do you anticipate electronically transferring each month?*

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Continue Or Go Back

Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Continue Or Go Back

Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Funding Source

Have comments

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email me all below disclosure link(s)

By checking this box, I/we acknowledge receipt of these documents and agree to the terms and conditions within these documents. I/we further agree that the credit union may change those terms and conditions from time to time.

Service Fees
Funds Availability Policy Disclosure
Electronic Fund Transfers Agreement and Disclosure
Privacy Notice (CA Residents: Separate notice will be included with your account documents.)
CA Consumer Privacy Notice
Truth-in-Savings Disclosure
Certificate Truth-in-Savings Disclosure
Truth-in-Savings Disclosure Addendum

Consumer Membership and Account Agreement or Business Membership and Account Agreement: By checking this box, I/We agree that account(s) established under this application will be subject to the terms and conditions of Thrivent Federal Credit Union’s disclosures and fee schedule and any amendments the Credit Union makes from time to time which are incorporated herein. We further agree that I/We hereby make the application for this account with Thrivent Federal Credit Union and agree I/We have reviewed the Membership and Account Agreement and will conform to the bylaws and any amendment thereof. I/We also acknowledge receipt, where applicable, of Thrivent Federal Credit Union’s Privacy Policy (CA Residents: Separate notice will be included with your account documents), Funds Availability Policy Disclosure, Truth in Savings Disclosure (Consumer Only), and Electronic Funds Transfer Agreement and Disclosure. I /We agree to the terms and conditions of this/these account(s) and agreements and agree that the credit union many change those terms and conditions from time to time.

You agree we and/or our third-party providers, including debt collectors, may contact you by telephone or text message at any telephone number associated with your account, including wireless telephone numbers (i.e. cell phone numbers) which could result in charges to you, in order to service your account or collect any amounts owed to us, excluding any contacts for advertising and telemarketing purposes as prescribed by law. You further agree methods of contact may include use of pre-recorded or artificial voice messages, and/or use of an automatic dialing device. You may withdraw the consent to be contacted on your wireless telephone number(s) at any time by providing written notice to us at Thrivent Federal Credit Union, Attn: Contact Preferences, PO Box 8920, Appleton, WI 54912- 8920, via phone at (866) 226-5225 or by any other reasonable means. If you have provided a wireless telephone number(s) on or in connection with any account, you represent and agree you are the wireless subscriber or customary user with respect to the wireless telephone number(s) provided and have the authority to give this consent. Furthermore, you agree to notify us of any change to the wireless telephone number(s) which you have provided to us.

In order to help mitigate harm to you and your account, we may contact you on any telephone number associated with your account, including a wireless telephone number (i.e. cell phone number), to deliver to you any messages related to suspected or actual fraudulent activity on your account, data security breaches or identity theft following a data breach, money transfers or any other exigent messages permitted by applicable law. These contacts will not contain any telemarketing, cross-marketing, solicitation, advertising, or debt collection message of any kind. The contacts will be concise and limited in frequency as required by law. You will have an opportunity to opt-out of such communications at the time of delivery.

Taxpayers ID/Social Security Number (TIN) Certification and Backup Withholding Disclosure

I/We certify under penalties of perjury that the Taxpayers ID/Social Security Number that will be given to the credit union on this application is correct. I/We have never received a notice from the Internal Revenue Service of under-reporting of dividends or interest. I/We am/are not currently obligated to have dividends or interest withheld. I am a U.S. Citizen or other U.S. person. For federal tax purposes, you are considered a U.S. person if you are: an individual who is a U.S. citizen or U.S. resident alien; a partnership, corporation, company, or association created or organized in the United States or under the laws of the United States; an estate(other than a foreign estate); or a domestic trust (as defined in Regulations Section 301.7701-7) The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.

If you are subject to backup withholding or have an Exempt Payee Code and/or Exemption from FACTA Reporting Code please contact TCU to complete an application over the phone at (866)-226-5225.

By checking this box, you confirm you have received, read, understand and agree to the TIN Certficication and Backup Withholding Disclosure stated above.

Funds/Wire Transfer Agreement: By checking this box, I/We have reviewed and agree to all the terms and conditions of this Funds/Wire Transfer Agreement.

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

Send

I Agree Or Go Back

One-Time Passcode

Submit Code

Authentication Questions

Submit Answers

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

Return to our website

Almost Done

Please complete the account funding to activate your account.

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Now with Plaid

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Later

Funding later may delay account activation

There was a problem with your request

Restart will clear all data and return to the main page. Are you sure?

Yes No

Return to our website

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Upload Required Documents to Save Time

Co-Driver's License Scan

Driver's License Scan

Upload Required Documents to Save Time

Other Products

Document Upload Source Selector

Document Upload Source Selector

One-Time Passcode

Document Verification

Restart Popup

Document Verification

Restart Popup

Alert Popup

Alert Popup

Restart Popup

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Upload Required Documents to Save Time

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Upload Required Documents to Save Time

Beneficiaries Information

Beneficiaries percent share information page

Other Products

Document Upload Source Selector

Document Upload Source Selector

Review and Submit

One-Time Passcode

Authentication Questions

Document Verification

Restart Popup

Document Verification

Restart Popup

Application Completed

Almost Done

Congratulations

Funds Pending

Almost Done

Congratulations

Funds Pending

Almost Done

Alert Popup

Restart Popup

Access Denied