New Membership
Join the Thrivent Community
TCU Membership Eligibility (personal and sole proprietor accounts)
By completion and approval of this application, you will establish membership with both Thrivent and Thrivent Credit Union.
Membership in Thrivent Credit Union is open to individuals who are Thrivent clients with membership.
Once you establish membership with our sponsor organization, Thrivent, you are eligible for the great benefits of Thrivent Credit Union.
OR
TCU Business Membership Eligibility (business accounts)
By completion and approval of this application, you will establish membership with Thrivent Credit Union. Membership in Thrivent Credit Union is open to businesses and organizations who are affiliated with one of the following church bodies:
- Evangelical Lutheran Church in America (ELCA)
- Lutheran Church Missouri Synod (LCMS)
- Wisconsin Evangelical Lutheran Synod (WELS)
- Church of the Lutheran Brethren (CLB)
- North American Lutheran Church (NALC)
- American Association of Lutheran Churches (AALC)
- Evangelical Lutheran Synod (ELS)
- Association of Free Lutheran Congregations (AFLC)
- Lutheran Congregations in Mission for Christ (LCMC)
This includes the corporate accounts for the congregations, colleges, universities, seminaries, schools, early childhood learning centers, auxiliary organizations and recognized organizations affiliated with these church bodies.
Additionally, businesses and organizations can establish membership if:
- the owner(s) are comprised of Thrivent clients with membership;
OR
- the organization is an Associate Corporate member of the American Consumer Council
Thrivent Membership
At Thrivent (“Thrivent Financial for Lutherans”), we believe humanity thrives when people make the most of all they’ve been given. By joining Thrivent, you are more than a consumer of financial products and services; you are our client and we seek to help you and your family achieve financial clarity, to enable you to live lives full of meaning and gratitude.
Member Protection, Community Support.
At our heart, Thrivent is a membership-owned fraternal organization. This means when you become a member, you become part of something bigger: our collective ownership. Thrivent members share a commitment to help strengthen the communities where they live, work and worship.
But we’re more than that. Since our beginnings over a century ago, we’ve grown to become a strong Fortune 500 company that offers a full range of expert solutions to meet needs and goals throughout your lifetime, including advice, investments, insurance, banking and generosity. Our goal is to help millions more clients build their financial futures with clarity and confidence and make the most of all they’ve been given.
Thrivent’s Common Bond.
We welcome Christians* seeking to live out their faith. *For more information on Thrivent's Christian Common Bond, visit Thrivent.com/christiancalling.
The information collected in this application, including your Name, Address, and birthdate, will be provided to Thrivent.
This savings account represents your “share” in our not-for-profit financial cooperative, which makes you a part owner of Thrivent Credit Union. The credit union funds the initial $1 required for membership and then you must maintain at least the par value of one share ($1) with the credit union.
Features:
- $25.00 minimum balance to earn dividends.
- Account rates starting at 0.20% Annual Percentage Yield.
Min Deposit: $0.00 Max Deposit: $1,000.00
Account is available only to holders of a Thrivent Merit Checking. Add this account to your Thrivent Merit Checking and get the same base features as Simply Savings but with added benefits.
You will receive a base APY no matter what, but you can get even more by meeting the requirements of your Thrivent Merit Checking account.
If you meet the requirements of your Thrivent Merit Checking account, at the end of each qualification cycle you’ll get:
- A much higher APY
APY: 0.05% Max Deposit: $25,000.00
Meet your basic savings needs with this simple account. Base features include:
- No minimum balance to open or maintain an account
- No monthly fees
- Digital banking with check deposit and bill pay
This account also comes with a special feature:
- Competitive APY available with few requirements
- $25 minimum balance to earn tiered dividends
Max APY: 0.85% Min Deposit: $0.00
APY: 0.05% Min Deposit: $0.00 Max Deposit: $10,000.00
Min Deposit: $0.00 Max Deposit: $2,500.00
Min Deposit: $0.00
This money market account is designed to help you meet your savings goals. Benefit from competitive rates for your savings and still have access to your money.
Features
- $25 minimum balance to earn dividends.
- ATM access with checking as a primary account.
- Tiered dividend rate that earns more as you save more.
Max APY: 1.50% Min Deposit: $0.00
This account is made specifically for sole proprietors. Use this account to help your savings grow by earning dividends even on a small balance.
Features
- $25 minimum to open and earn dividends.
- No service fees.
- ATM access with checking as a primary account.
Max APY: 1.75% Min Deposit: $0.00
Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.
Max APY: 3.75% Min Deposit: $1,000.00
Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.
Max APY: 3.50% Min Deposit: $1,000.00
Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.
Max APY: 3.25% Min Deposit: $1,000.00
Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.
Max APY: 3.00% Min Deposit: $1,000.00
Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.
Max APY: 2.80% Min Deposit: $1,000.00
Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.
Max APY: 2.80% Min Deposit: $1,000.00
Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.
Max APY: 2.80% Min Deposit: $1,000.00
Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.
Max APY: 2.80% Min Deposit: $1,000.00
Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.
Max APY: 2.80% Min Deposit: $1,000.00
Share certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return. A minimum balance of $1,000 is required to open a certificate.
Max APY: 2.80% Min Deposit: $1,000.00
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Funding
This account does not have sufficient balance to cover the total required deposit.
Please select another account.
'Doing Business As' Information
Tell Us About Yourself
Upload Required Documents to Save Time
Part of our application process involves reviewing your ID to verify your identity. Please upload one of the following documents, if readily available, making sure all four corners are visible and in focus:
- Front of driver's license
- Medicare Card
- Passport
- State ID
IMPORTANT: If your ID has an outdated address, provide proof of address such as a utility bill, rental agreement, or something that physically ties you to your residence.
If you are a Sole Proprietor with a Doing Business As (DBA) name that you plan to use on checks or in general, please upload documentation of your DBA name. Examples include a business license or fictitious/assumed name certificate filed with your Secretary of State.
DO YOU AUTHORIZE THRIVENT FEDERAL CREDIT UNION TO DELIVER OR CAUSE TO BE DELIVERED TO YOU AT THE TELEPHONE NUMBERS PROVIDED IN THIS APPLICATION, ADVERTISING AND TELEMARKETING CALLS AND TEXT MESSAGE(S) USING AN AUTOMATIC TELEPHONE DIALING SYSTEM AND/OR AN ARTIFICIAL OR PRERECORDED VOICE. YOU ARE NOT REQUIRED TO SIGN THE AUTHORIZATION OR ENTER INTO THIS AGREEMENT AS A CONDITION OF PURCHASING ANY PROPERTY, GOODS OR SERVICES.
You may withdraw the consent provided herein at any time by providing written notice to us at Thrivent Federal Credit Union, Attn: Contact Preferences, PO Box 8920, Appleton WI 54912-8920, via phone at (866) 226-5225, or by any other reasonable means.
By selecting "yes" you are giving your written consent to be contacted for these purposes. *
Security Question 1*
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
You're logged in as Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Joint Applicant Information
Upload Required Documents to Save Time
Part of our application process involves reviewing your ID to verify your identity. Please upload one of the following documents, if readily available, making sure all four corners are visible and in focus:
- Front of driver's license
- Medicare Card
- Passport
- State ID
IMPORTANT: If your ID has an outdated address, provide proof of address such as a utility bill, rental agreement, or something that physically ties you to your residence.
If you are a Sole Proprietor with a Doing Business As (DBA) name that you plan to use on checks or in general, please upload documentation of your DBA name. Examples include a business license or fictitious/assumed name certificate filed with your Secretary of State.
DO YOU AUTHORIZE THRIVENT FEDERAL CREDIT UNION TO DELIVER OR CAUSE TO BE DELIVERED TO YOU AT THE TELEPHONE NUMBERS PROVIDED IN THIS APPLICATION, ADVERTISING AND TELEMARKETING CALLS AND TEXT MESSAGE(S) USING AN AUTOMATIC TELEPHONE DIALING SYSTEM AND/OR AN ARTIFICIAL OR PRERECORDED VOICE. YOU ARE NOT REQUIRED TO SIGN THE AUTHORIZATION OR ENTER INTO THIS AGREEMENT AS A CONDITION OF PURCHASING ANY PROPERTY, GOODS OR SERVICES.
You may withdraw the consent provided herein at any time by providing written notice to us at Thrivent Federal Credit Union, Attn: Contact Preferences, PO Box 8920, Appleton WI 54912-8920, via phone at (866) 226-5225, or by any other reasonable means.
By selecting "yes" you are giving your written consent to be contacted for these purposes. *
Security Question 1*
Beneficiaries Information
Beneficiaries percent share information page
Review and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Authentication Questions
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