Required: Upload a copy of your valid state driver license or valid state identification.
Optional: You may also take a picture or upload a copy of your W2, most recent pay stub, proof of homeownership, etc. This may help you speed up the application process.
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.
You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
Required: Upload a copy of your valid state driver license or valid state identification.
Optional: You may also take a picture or upload a copy of your W2, most recent pay stub, proof of homeownership, etc. This may help you speed up the application process.
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.
You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
We have not received a payment confirmation. Payment is required to complete your account activation. If you close the payment screen, a representative will reach out to you to complete the transaction.
We have encountered an error attempting to initialize payment processing. Your application has been successfully submitted. A representative will reach out to you to complete the funding of your account.
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
Additional Applicant Previous Employment Information
Additional Information
Additional Applicant Additional Information
Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
I am an employee, member or volunteer of one of the following organizations
I live, work, worship or attend school in Credit Human's San Antonio service area. View map for more detail.
I live, work, worship or attend school in Credit Human's New Orleans service area. View map for more detail.
I am a veteran, a retiree, an active duty member or a dependent of a member of the U.S. Armed Forces or National Guard
I study at the following trade school, college or university
I am related to or live with a Credit Human member
None of the above membership categories apply to me. I would like to enroll in the Louisiana Consumer Council (LACC) if I live in Louisiana or in the American Consumer Council (ACC) if I live in any other state so I may open an account with Credit Human. I understand the LACC and ACC provide consumer education to their members and that once I am a member I am eligible for Credit Human membership. Credit Human handles the application and the initial fee to join.
Select at least one of the following products required for membership
Primary Share Savings
Membership begins with a $5 required minimum balance in a share savings account. There are no monthly fees, and dividends are paid on balances of $100 or more.
Get the convenience of a full-service checking account with no minimum balance required and no monthly fees.
Min Deposit: $25.00Max Deposit: $1,000.00
Dividend Checking
Earn competitive dividends on any balance. Monthly fees are waived when enrolled in direct deposit and online statements, otherwise $5 per month service fee.
Please select the individual(s) that will receive a debit card. You should receive your new debit card in the mail 7 to 10 days after your account has been opened.*
Please click here to review and then select the card design for the primary member.*
If you have a joint applicant, please click here to review and then select the card design for the joint member.*
Would you like to set up an automatic transfer to your savings account to waive the monthly fee?*
Yes
No
What amount would you like to automatically transfer to your primary savings account every month? A minimum of $3 is required to transfer from your Sensible Spend Account to waive the monthly fee.*
What day of the month would you like the automatic transfer to occur?*
Please select the individual(s) that will receive a debit card. You should receive your new debit card in the mail 7 to 10 days after your account has been opened.*
Please click here to review and then select the card design for the primary member.*
If you have a joint applicant, please click here to review and then select the card design for the joint member.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
Please select the individual(s) that will receive a debit card. You should receive your new debit card in the mail 7 to 10 days after your account has been opened.*
Please click here to review and then select the card design for the primary member.*
If you have a joint applicant, please click here to review and then select the card design for the joint member.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
Do you want a debit card for your new checking? If yes is selected, your debit card should arrive by mail within 7 to 10 days after opening your account.*
Yes
No
Please click here to review and then select the card design for the primary member.*
Would you like to set up an automatic transfer to your savings account to waive the monthly fee?*
Yes
No
What amount would you like to automatically transfer to your primary savings account every month? A minimum of $3 is required to transfer from your Sensible Spend Account to waive the monthly fee.*
What day of the month would you like the automatic transfer to occur?*
Do you want a debit card for your new checking? If yes is selected, your debit card should arrive by mail within 7 to 10 days after opening your account.*
Yes
No
Please click here to review and then select the card design for the primary member.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
Do you want a debit card for your new checking? If yes is selected, your debit card should arrive by mail within 7 to 10 days after opening your account.*
Yes
No
Please click here to review and then select the card design for the primary member.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
Funding
Your funds will not be transferred until all of your accounts are approved.
A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.
Please answer the following question(s)
Would you like to set up your payment on auto pay from a financial institution?*
Please enter your bank account number.*
Please enter your bank routing/transit number.*
Please enter promo code if applicable.
Please enter your preferred day of the month for your loan payment
Do you work 25 hours or greater each week?*
In the past 1 year(s), have you been treated for, or told by a licensed physician that you have or had cancer, heart disease, a stroke, diabetes, lung disorder, kidney failure, Acquired Immune Deficiency Syndrome (AIDS), or AIDS Related Complex?*
Are you interested in adding Guaranteed Asset Protection or GAP to your loan?*
Are you interested in adding Major Mechanical Protection or MMP to your loan?*
What type of vehicle purchase are you making?*
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?
Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?
MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?
Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit
By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you.
Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report.
You warrant to us that the information you are submitting is true and correct.
By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.
The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.