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Vehicle Loan Information

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Vehicle Loan

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Estimated payment:
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Estimated payment based on 2.49% interest rate. Actual monthly payment may vary.

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Verifying your identity now will enable us to prefill your application. Enter your Zip Code and last 4 digits of your Social Security Number.


By clicking 'Prefill My Data', you authorize your wireless carrier to disclose your mobile number to our third party service providers to verify your identity and prevent fraud.

Additionally, you authorize MeridianLink and its service providers to obtain your name, address, email from Equifax in order to validate your identity and/or populate this form. See our Privacy Policy for how we handle your data.

You acknowledge and agree that you are currently located within the territorial boundaries of the United States, Canada, or the United States territories of Puerto Rico, Guam, and the Virgin Islands.

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Applicant Information

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Tell Us About Yourself
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses

If you have received credit (loan, credit card, line of credit, etc.) at another financial institution within the last 60 days, please list your monthly payment and the name of the financial institution.

 Please upload required documents. Your loan officer will reach out to confirm the documents have been uploaded successfully..

Declaration
1. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
2. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
3. Have you any outstanding judgments?
4. Are you a party to a lawsuit?
5. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
6. Are you a Co-maker, Co-signer or Guarantor on any loan?
7. Is Your Income Likely to Decline in the next two years?
Additional Information
IS THE APPLICANT A BEACON PREFFERED MEMBER?*

Demographic Information

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.

Sex (select all that apply)

Ethnicity(select all that apply)

Race (select all that apply)

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Document Upload Source Selector

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Document Upload Source Selector

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Additional Applicant Information

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About Your Additional Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Address
Identification
Financial Information


Monthly Expenses


 Please upload required documents. Your loan officer will reach out to confirm the documents have been uploaded successfully..

Co/Joint Declarations
1. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
2. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
3. Have you any outstanding judgments?
4. Are you a party to a lawsuit?
5. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
6. Are you a Co-maker, Co-signer or Guarantor on any loan?
7. Is Your Income Likely to Decline in the next two years?
Additional Information
IS THE APPLICANT A BEACON PREFFERED MEMBER?*

Demographic Information

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.

Sex (select all that apply)

Ethnicity(select all that apply)

Race (select all that apply)

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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GAP Let's You Drive With Confidence
You never know when your vehicle may be totaled in an accident or stolen. More concerning is then learning your insurance may not fully cover your remaining loan balance. Don't be left worrying how you'll manage these unexpected costs. (see example)

Guaranteed Asset Protection(GAP) may reduce or even eliminate what you owe in these situations, easing your concerns and financial burden. Add if Plus: And if you need a replacement vehicle,GAP Plus can help reduce your next loan at the credit union. Add if DA: With Deductible Assistance (DA), if your vehicle isn't totaled, but repairs cost more than your deductible, the deductible amount is applied to your loan -reducing what you owe.

Purchasing GAP is voluntary and will not affect your loan approval. See Product Disclosures

Adding GAP to your loan would make your monthly payment approximately <$xxx.xx>.^

Would you like to learn more?

*GAP does not protect any part of your loan that exceeds the GAP contract maximums (loan to value, loan amount and loan term). Accordingly, GAP may only cover a portion of your remaining loan balance. Refer to the GAP Waiver Agreement for complete terms, conditions, and exclusions that may result in GAP not cancelling your entire remaining loan balance. The Monthly Payment is only an estimate based on the loan terms entered into this application. Changes to the loan terms (loan amount, term, interest rate etc.) will change this estimated amount.

Review and Submit

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Review and Submit
Vehicle Loan Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Application Completed

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