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Vehicle Loan Information
Vehicle Loan
Pre-approval Offer
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Are you a member with First Choice Credit Union?*
Enter Your Pre-Qualification Code Below:
Please Select Membership Eligibility:
You must qualify for Membership with First Choice Credit Union in order to qualify for any of our deposit accounts and lending products. Please review the First Choice Credit Union Membership requirements and select the option below that meets your eligibility. To get more information on our eligibility requirements click the "who can join" to visit our website
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Applicant Information
Tell Us About Yourself
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Reference Information
Secondary Reference Information
Contact Information
Current Physical Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Upload a copy of the following documents to expedite the verfication process:
1. Copy of Driver's License or Identification
2. Two (2) most recent paystubs from your employer
If you don't have it on you, please continue, we will collect the items later!
Declaration
1. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
2. Are you a Co-maker, Co-signer or Guarantor on any loan?
3. Is Your Income Likely to Decline in the next two years?
Additional Information
Please Provide Your Current Member Number?
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
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* Avoid glare
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Additional Applicant Information
About Your Additional Applicant
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SSN IconQuestion
Reference Information
Contact Information
Current Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Upload a copy of the following documents to expedite the verfication process:
1. Copy of Driver's License or Identification
2. Two (2) most recent paystubs from your employer
If you don't have it on you, please continue, we will collect the items later!
Co/Joint Declarations
1. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
2. Are you a Co-maker, Co-signer or Guarantor on any loan?
3. Is Your Income Likely to Decline in the next two years?
Additional Information
Please Provide Your Current Member Number?
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
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Funding later may delay account activation
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Funding later may delay account activation
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Funds Pending
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Review and Submit
Review and Submit
Branch Selection
Vehicle Loan Information
Additional Loan Information
Applicant Information
Reference Information
Secondary Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Please answer the following question(s)
Would you like to take advantage of our Cooperative Discount? Get 0.50% off your interest rate by setting up the following:
1. Direct deposit to your First Choice Credit Union checking account.
2. Automatic loan payments from your FCCU Accounts.
3. Enroll in our online statements for all your accounts at FCCU.
In order to qualify for discount you will need to have an active checking account or open a checking account at the time of closing the loan. We will deduct all rate discounts prior to loan closing.
1. Direct deposit to your First Choice Credit Union checking account.
2. Automatic loan payments from your FCCU Accounts.
3. Enroll in our online statements for all your accounts at FCCU.
In order to qualify for discount you will need to have an active checking account or open a checking account at the time of closing the loan. We will deduct all rate discounts prior to loan closing.
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
You are now ready to submit your application! By clicking on "I agree", you promise that everything you have stated in this application is true and correct to the best of your knowledge. If there are any important changes you will notify us in writing immediately. You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension or collection of the credit received. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA. Furthermore, you understand that all approvals are subject to final verification.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
Authentication Questions
Co-Authentication Questions
Application Completed
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Error
An error was encountered. We are unable to obtain a quote at this time.
Notification
Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.
Access Denied
We apologize that we were unable to submit your application. Please contact your financial institution for assistance.