Vehicle Loan Information
Please Select Membership Eligibility: You must qualify for Membership with First Choice Credit Union in order to qualify for any of our deposit accounts and lending products. Please review the First Choice Credit Union Membership requirements and select the option below that meets your eligibility. To get more information on our eligibility requirements click the "who can join" to visit our website
*
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Applicant Information
Monthly Expenses
1. Copy of Driver's License or IdentificationÂ
2. Two (2) most recent paystubs from your employerÂ
If you don't have it on you, please continue, we will collect the items later!Â
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
You're logged in as 
Additional Applicant Information
Monthly Expenses
1. Copy of Driver's License or IdentificationÂ
2. Two (2) most recent paystubs from your employerÂ
If you don't have it on you, please continue, we will collect the items later!Â
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
Almost Done
Almost Done
Congratulations
Funds Pending
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Review and Submit
1. Direct deposit to your First Choice Credit Union checking account.
2. Automatic loan payments from your FCCU Accounts.
3. Enroll in our online statements for all your accounts at FCCU.
In order to qualify for discount you will need to have an active checking account or open a checking account at the time of closing the loan. We will deduct all rate discounts prior to loan closing.
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?You are now ready to submit your application! By clicking on "I agree", you promise that everything you have stated in this application is true and correct to the best of your knowledge. If there are any important changes you will notify us in writing immediately. You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension or collection of the credit received. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA. Furthermore, you understand that all approvals are subject to final verification.
Authentication Questions
Co-Authentication Questions
Application Completed