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Vehicle Loan Information

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Vehicle Loan

Provide loan information

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Applicant Information

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Tell Us About Yourself
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses


Note: If additional documentation is required, you will be notified after you submit your application and will have a chance to upload your applicable document(s).


Demographic Information

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.

Sex (select all that apply)

Ethnicity(select all that apply)

Race (select all that apply)

Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Document Upload Source Selector

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Document Upload Button
Document Capture Button

Document Upload Source Selector

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Document Upload Button
Document Capture Button

Additional Applicant Information

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About Your Additional Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Contact Information
Current Address
Identification
Financial Information


Monthly Expenses


Note: If additional documentation is required, you will be notified after you submit your application and will have a chance to upload your applicable document(s).


Demographic Information

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.

Sex (select all that apply)

Ethnicity(select all that apply)

Race (select all that apply)

Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Cuna Gap Insurance

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CUNA Gap Insurance

Review and Submit

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Review and Submit
Vehicle Loan Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

I agree to ECCU's Statement of Faith and I also attend, am a member of, or am an alumni of a Christian church, school, or organization.
I am related to a current ECCU member.
First and Last NameRelationship
If I am not approved for the above loan product,
Remove Product
Required Products
Select at least one of the following products required for membership
Membership

Your ECCU membership means opportunity. Join a community of believers who have aligned their faith and finances. Membership is free, just add your membership to continue.


You may select one of the following products
Available Products
Kasasa Cash Back

Checking account with cash back rewards on debit card purchases.
Member may only have one Kasasa Checking account.

Min Deposit: $25.00

Kasasa Cash

Checking account with high dividends.
Member may only have one Kasasa Checking account.

Min Deposit: $25.00

Basic Checking

Min Deposit: $25.00

Interest Checking

Min Deposit: $100.00

Kasasa Saver for Kasasa Cash Back

Must be opened with new or existing Kasasa Cash Back Account.
Member may only have one Kasasa Saver account.

Min Deposit: $25.00

Kasasa Saver for Kasasa Cash

Must be opened with new or existing Kasasa Cash Account.
Member may only have one Kasasa Saver account.

Min Deposit: $25.00

Savings

Min Deposit: $25.00

Money Market Savings

Min Deposit: $1,000.00

6 Month Certificate

Min Deposit: $1,000.00

12 Month Certificate

Min Deposit: $1,000.00

24 Month Certificate

Min Deposit: $1,000.00

24 Month Rate Bump Certificate

Min Deposit: $1,000.00

48 Month Rate Bump Certificate

Min Deposit: $1,000.00

60 Month Certificate

Min Deposit: $1,000.00

High-Yield Money Market Account + Basic Checking

Promo code required. Click here for offer details.


Included Products

Basic Checking

Min Deposit: $25.00


High Yield Money Market Account

Min Deposit: $25.00

APY (Annual Percentage Yield)
Funding

Your funds will not be transferred until all of your accounts are approved.

How much do you want to deposit?
A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.

Please answer question(s) below
Would you like to defer payments for up to 90 days? (OPTIONAL)
If you have a preferred payment date of the month, please select below:

Discount Offers

Please note, you may only select one.

Bundle and Save

Members with an existing ECCU Visa Everyday Cashback Credit Card or ECCU Personal Loan automatically receive up to .25% APR discount on their auto loan rate.

Members without an ECCU Visa Everyday Cashback Credit Card or ECCU Personal loan may apply for the Visa Everyday Cashback Credit Card or ECCU Personal Loan to potentially save up to .25% on your auto loan.

Confirm your interest below and an email with next steps will be sent to you. Please note that the discount is subject to credit approval.

Auto Pay and Save

Members will receive a .25% APR discount on their auto loan rate for setting up automatic payments from an ECCU checking account.

Would you like to setup auto pay from an ECCU checking account?

Our Loan Officers are available from 7 am to 10 pm (PT), 7 days a week. May we contact you in the next few minutes to discuss your application? Our call may be recorded for quality assurance.*
What is the best contact number to reach you?*
Are you a missionary?
Select the mission sending agency (MSA) you are affiliated with. Select "other" if your MSA is not listed.*
MSA name*
MSA City*
Do you homeschool or are you affiliated with a homeschool organization?
If affiliated, which organization?
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open a new account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.


Credit Disclosure
By selecting “I agree” I certify that the information provided is true and correct, and I authorize ECCU to verify this information and obtain a credit report in connection with my application. I understand that I can request the name and address of the credit reporting agency and contact them to obtain a copy of this credit report.

Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Authentication Questions

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Co-Authentication Questions

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Application Completed

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