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Vehicle Loan Information
Requested Amount Exceeds Bank Policy Limit
The Amount Requested Exceeds the Maximum Limit for this Loan Product.
Application Cancelled
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Applicant Information
Tell Us About Yourself
Personal Information
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SSN IconQuestion
Contact Information
Current Physical Address
Identification
Financial Information
Monthly Expenses
Supporting Documentation
In order to expedite the loan process, please upload any supporting documentation readily available to you.
Proof of Income for each Applicant - Two Most Recent Consecutive Paystubs
For HEAT Loans Only - Signed HEAT Loan Authorization Form and Contractor's Estimates
For Vehicle Refinance or Lease Buy-Out - Copy of Vehicle's Registration
*An additional upload link with a full list of required documents will be provided in the Welcome e-mail after submitting the application.
In order to expedite the loan process, please upload any supporting documentation readily available to you.
Proof of Income for each Applicant - Two Most Recent Consecutive Paystubs
For HEAT Loans Only - Signed HEAT Loan Authorization Form and Contractor's Estimates
For Vehicle Refinance or Lease Buy-Out - Copy of Vehicle's Registration
*An additional upload link with a full list of required documents will be provided in the Welcome e-mail after submitting the application.
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity (select all that apply)
Race (select all that apply)
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Additional Applicant Information
About Your Additional Applicant
Personal Information
SSN IconLock
SSN IconQuestion
Reference Information
Contact Information
Current Address
Identification
Financial Information
Monthly Expenses
Supporting Documentation
In order to expedite the loan process, please upload any supporting documentation readily available to you.
Proof of Income for each Applicant - Two Most Recent Consecutive Paystubs
For HEAT Loans Only - Signed HEAT Loan Authorization Form and Contractor's Estimates
For Vehicle Refinance or Lease Buy-Out - Copy of Vehicle's Registration
*An additional upload link with a full list of required documents will be provided in the Welcome e-mail after submitting the application.
In order to expedite the loan process, please upload any supporting documentation readily available to you.
Proof of Income for each Applicant - Two Most Recent Consecutive Paystubs
For HEAT Loans Only - Signed HEAT Loan Authorization Form and Contractor's Estimates
For Vehicle Refinance or Lease Buy-Out - Copy of Vehicle's Registration
*An additional upload link with a full list of required documents will be provided in the Welcome e-mail after submitting the application.
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity (select all that apply)
Race (select all that apply)
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Review and Submit
Review and Submit
Branch Selection
Vehicle Loan Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
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Would you like to receive updates on your loan application via e-mail? Please note that you may opt out at any time by calling 978-462-3136.*
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
Consumer and Credit Report Authorization: By clicking the I Agree button, I/we authorize you to obtain my consumer and/or credit report for the purposes of evaluating this application and to obtain subsequent credit reports on an on-going basis in connection with this transaction, and for other legitimate purposes, such as reviewing my/our accounts or taking collection action on the account. I/we authorize you to receive and review other information about me, such as my/our employment and income information, from third-parties or consumer reporting agencies.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
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Application Completed
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Notification
Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.
Access Denied
You have exceeded the maximum number of applications per hour. Please try again later.