The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.
You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.
You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
We have not received a payment confirmation. Payment is required to complete your account activation. If you close the payment screen, a representative will reach out to you to complete the transaction.
We have encountered an error attempting to initialize payment processing. Your application has been successfully submitted. A representative will reach out to you to complete the funding of your account.
Free Checking with Cash Back! -Earn 2% cash back on debit card purchases up to $400
-ATM fee refunds nationwide
See our Rate and Fee Schedule and Membership Service Agreement for details and qualifications.
Min Deposit: $20.00
RedWallet Cash
Free Checking with High Rates! -Earn up to 2% APY
-ATM fee refunds nationwide
Different APY rates may apply, see our Rate and Fee Schedule and Membership Service Agreement for details and qualifications.
Min Deposit: $20.00
RedWallet Tunes
Free Checking with Tunes! -Earn up to $10 in iTunes or Amazon.com download refunds each monthly qualification cycle
-ATM fee refunds nationwide
See our Rate and Fee Schedule and Membership Service Agreement for details and qualifications.
Min Deposit: $20.00
RedWallet Classic
Classic Checking -Free Checking
Min Deposit: $20.00
Money Market
Earn a higher rate of interest on a federally insured account
See our Rate and Fee Schedule and Membership Service Agreement for more detail
Max APY: 0.75%Min Deposit: $0.00
All Purpose Club
APY: 0.10%
Holiday Club
APY: 0.10%
12 Month IRA Traditional Certificate
APY: 3.50%Min Deposit: $500.00
18 Month IRA Traditional Certificate
APY: 2.25%Min Deposit: $500.00
24 Month IRA Traditional Certificate
APY: 3.25%Min Deposit: $500.00
36 Month IRA Traditional Certificate
APY: 3.30%Min Deposit: $500.00
48 Month IRA Traditional Certificate
APY: 3.40%Min Deposit: $500.00
60 Month IRA Traditional Certificate
APY: 3.50%Min Deposit: $500.00
66 Month IRA Traditional Certificate
APY: 3.00%Min Deposit: $500.00
12 Month IRA Roth Certificate
APY: 3.50%Min Deposit: $500.00
18 Month IRA Roth Certificate
APY: 2.25%Min Deposit: $500.00
24 Month IRA Roth Certificate
APY: 3.25%Min Deposit: $500.00
36 Month IRA Roth Certificate
APY: 3.30%Min Deposit: $500.00
48 Month IRA Roth Certificate
APY: 3.40%Min Deposit: $500.00
60 Month IRA Roth Certificate
APY: 3.50%Min Deposit: $500.00
66 Month IRA Roth Certificate
APY: 3.00%Min Deposit: $500.00
12 Month Coverdell ESA Certificate
APY: 3.50%Min Deposit: $500.00
18 Month Coverdell ESA Certificate
APY: 2.25%Min Deposit: $500.00
24 Month Coverdell ESA Certificate
APY: 3.25%Min Deposit: $500.00
36 Month Coverdell ESA Certificate
APY: 3.30%Min Deposit: $500.00
48 Month Coverdell ESA Certificate
APY: 3.40%Min Deposit: $500.00
60 Month Coverdell ESA Certificate
APY: 3.50%Min Deposit: $500.00
66 Month Coverdell ESA Certificate
APY: 3.00%Min Deposit: $500.00
12 Month IRA SEP Certificate
APY: 3.50%Min Deposit: $500.00
18 Month IRA SEP Certificate
APY: 2.25%Min Deposit: $500.00
24 Month IRA SEP Certificate
APY: 3.25%Min Deposit: $500.00
36 Month IRA SEP Certificate
APY: 3.30%Min Deposit: $500.00
48 Month IRA SEP Certificate
APY: 3.40%Min Deposit: $500.00
60 Month IRA SEP Certificate
APY: 3.50%Min Deposit: $500.00
66 Month IRA SEP Certificate
APY: 3.00%Min Deposit: $500.00
Elevate IRA Trad 23 Month Certificate
APY: 3.25%Min Deposit: $100.00
Elevate IRA Trad 31 Month Certificate
APY: 3.35%Min Deposit: $100.00
Elevate IRA Roth 23 Month Certificate
APY: 3.25%Min Deposit: $100.00
Elevate IRA Roth 31 Month Certificate
APY: 3.35%Min Deposit: $100.00
Elevate Coverdell ESA 23 Month Certificate
APY: 3.25%Min Deposit: $100.00
Elevate Coverdell ESA 31 Month Certificate
APY: 3.35%Min Deposit: $100.00
Elevate IRA SEP 23 Month Certificate
APY: 3.25%Min Deposit: $100.00
Elevate IRA SEP 31 Month Certificate
APY: 3.35%Min Deposit: $100.00
APY (Annual Percentage Yield)
Your Selected Products
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
0.00%
0.00%
$0.00
$0.00
N/A
0.10%
0.10%
$2,500.00
$0.00
N/A
0.20%
0.20%
$25,000.00
$0.00
N/A
0.50%
0.50%
$50,000.00
$0.00
N/A
0.60%
0.60%
$100,000.00
$0.00
N/A
0.75%
0.75%
$250,000.00
$0.00
N/A
Dividend Rate
0.00%
APY:
0.00%
Minimum Balance:
$0.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
0.10%
APY:
0.10%
Minimum Balance:
$2,500.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
0.20%
APY:
0.20%
Minimum Balance:
$25,000.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
0.50%
APY:
0.50%
Minimum Balance:
$50,000.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
0.60%
APY:
0.60%
Minimum Balance:
$100,000.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
0.75%
APY:
0.75%
Minimum Balance:
$250,000.00
Min Deposit:
$0.00
Term (months):
N/A
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
Do you want to have your ATM and everyday debit card transactions covered under Member Privilege. What this means is that if your checking account has minimal or no available funds, you will be able to use your debit card to make purchases which will be covered by Member Privilege available funds and Member Privilege fees.*
Would you like to apply for an Owner's Reserve Line of Credit or a Visa Credit Card? If you select Yes, a Maine Savings Loan Officer will follow up with you upon receiving your request to complete your application for credit.*
From what institution, if any, are these funds coming?*
Do you want to have your ATM and everyday debit card transactions covered under Member Privilege. What this means is that if your checking account has minimal or no available funds, you will be able to use your debit card to make purchases which will be covered by Member Privilege available funds and Member Privilege fees.*
Would you like to apply for an Owner's Reserve Line of Credit or a Visa Credit Card? If you select Yes, a Maine Savings Loan Officer will follow up with you upon receiving your request to complete your application for credit.*
Do you want to have your ATM and everyday debit card transactions covered under Member Privilege. What this means is that if your checking account has minimal or no available funds, you will be able to use your debit card to make purchases which will be covered by Member Privilege available funds and Member Privilege fees.*
Would you like to apply for an Owner's Reserve Line of Credit or a Visa Credit Card? If you select Yes, a Maine Savings Loan Officer will follow up with you upon receiving your request to complete your application for credit.*
Do you want to have your ATM and everyday debit card transactions covered under Member Privilege. What this means is that if your checking account has minimal or no available funds, you will be able to use your debit card to make purchases which will be covered by Member Privilege available funds and Member Privilege fees.*
Would you like to apply for an Owner's Reserve Line of Credit or a Visa Credit Card? If you select Yes, a Maine Savings Loan Officer will follow up with you upon receiving your request to complete your application for credit.*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
How would you like your club named? The name can be anything you like to reflect what you are saving for.(example: Vacation, Wedding)*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
From what institution, if any, are these funds coming?*
Funding
Your funds will not be transferred until all of your accounts are approved.
A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.
Please answer the following question(s)
If you are applying for a mortgage, please indicate the name of your Loan Officer. If you are not, please enter N/A.*
I would like to receive a VISA Debit Card for my account.*
How would you like to receive your VISA Debit Card?*
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?
Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?
MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?
Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.
The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.