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Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
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Additional Applicant Information
About Your Additional Applicant
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Reference Information
Contact Information
Current Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Please upload requested documents.
Additional Information
If you are a homeowner, are your taxes escrowed?
I have a military affiliation:*
I have a relative with a military affiliation:*
My current status is:*
Their current status is:*
What is your auto insurance deductible?
Are you interested in Debt Protection for this loan?*
Are you interested in adding GAP Insurance to this loan?*
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
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* Avoid glare
* Make sure image is in focus
Review and Submit
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Branch Selection
Vehicle Loan Information
Additional Loan Information
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Address
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Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
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Available Products
Rewards Checking
Rewards Checking is ideal for members who actively use their debit card. Rewards points are earned on transactions and may be redeemed for merchandise, cash back and more!
High Rate Checking
High Rate Checking is a dividend-bearing account designed for members who need the convenience of a checking account while earning more on their balances.
Freedom Checking
Freedom Checking is designed for members who use their checking account primarily to pay bills and are looking for an economical, convenient checking package. No minimum balance requirement.
3-12 Month Dedicated Saver
This Certificate earns dividends that are compounded daily and paid monthly. The Dedicated Certificate requires monthly auto transfer.
APY: 0.19% Min Deposit: $50.00
3 Month Certificate
This Certificate earns dividends that are compounded daily and paid monthly.
APY: 0.25% Min Deposit: $500.00
6 Month Certificate
This Certificate earns dividends that are compounded daily and paid monthly.
APY: 4.25% Min Deposit: $500.00
12 Month Certificate
This Certificate earns dividends that are compounded daily and paid monthly.
APY: 0.80% Min Deposit: $500.00
18 Month Certificate Special
This Certificate earns dividends that are compounded daily and paid monthly.
APY: 3.75% Min Deposit: $500.00
24 Month Certificate
This Certificate earns dividends that are compounded daily and paid monthly.
APY: 2.28% Min Deposit: $500.00
36 Month Certificate
This Certificate earns dividends that are compounded daily and paid monthly.
APY: 2.28% Min Deposit: $500.00
48 Month Certificate
This Certificate earns dividends that are compounded daily and paid monthly.
APY: 2.53% Min Deposit: $500.00
60 Month Certificate
This Certificate earns dividends that are compounded daily and paid monthly.
APY: 2.50% Min Deposit: $500.00
Prime Share
Your membership with AmeriCU begins with a Prime Share Savings Account. Start one with a minimum deposit of $0.01 or more. You'll be rewarded with dividends, compounded and paid monthly, when you maintain a daily balance of $50 or more.
APY: 0.01% Min Deposit: $0.01
Holiday Club
Goal-oriented savings plan. Earn dividends, compounded and paid monthly, when an average daily balance of just $50 is maintained. No monthly or per transaction service charges. Unlimited deposits, with no pre-set amounts.
Max APY: 0.10% Min Deposit: $0.00
Vacation Club
Goal-oriented savings plan. Earn dividends, compounded and paid monthly, when an average daily balance of just $50 is maintained. No monthly or per transaction service charges. Unlimited deposits, with no pre-set amounts.
Max APY: 0.10% Min Deposit: $0.00
Additional Savings
Money Market
Our Money Market is a great opportunity for the investor who wants liquidity. This account pays dividends compounded and paid monthly. Unlimited additional deposits.
Max APY: 1.00% Min Deposit: $0.00
APY (Annual Percentage Yield)
Your Selected Products
Funding
Your funds will not be transferred until all of your accounts are approved.
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Funding Options
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Are you an active, retired or employed firefighter, police officer, corrections officer, EMT, paramedic or member of the military?
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Can AmeriCU contact you at the phone numbers you’ve provided to notify you of products and services we think may benefit you? Click Here for a copy of the disclosure.*
Enter your referral code (If applicable)
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
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