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Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
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in County.
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If I am not approved for the above loan product,
Required Products
Select at least one of the following products required for membership
REGULAR SHARES
A GHS regular Share Savings account is the simplest way to save for your future while still earning dividends on all your balances. $1.00 Membership Fee Required.
APY: 0.25% Min Deposit: $1.00
You may select one of the following products
Available Products
YOUTH SAVINGS ACCOUNT
How many times have you wished you started saving earlier? A GHS youth account gives your children a tangible and responsible way to learn about budgeting and setting goals, while giving them a head start on ways to manage the financial responsibilities that lie ahead.
APY: 0.25% Min Deposit: $1.00
SECONDARY SHARES
APY: 0.25%
HOLIDAY CLUB
APY: 0.25%
ABSOLUTELY FREE CHECKING
Along with great financial products and personalized service, we offer free checking that’s absolutely the best around.
50+ FREE CHECKING
Fifty or older? Your 50+ FREE Checking account will always make money. You’ll earn dividends while enjoying all the other money-saving benefits of Absolutely FREE Checking. Plus you’ll receive free personalized checks with a “Preferred Member” insignia.
APY: 0.10%
VIP FREE CHECKING
If you have direct deposit of a payroll, Social Security or a recurring government check, or make automatic payments, with VIP FREE Checking, you can easily earn money on all your money. You’ll earn dividends while receiving all the other benefits provided by an Absolutely FREE Checking account.
APY: 0.10%
PREMIER YIELD CHECKING
Along with all the perks of Absolutely FREE Checking, our Premier Yield Checking account will dividends. You’ll also receive free personalized checks with a “Preferred Member” insignia.
Max APY: 0.15% Min Deposit: $0.00
3 MONTH CERTIFICATE
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 4.50% Min Deposit: $500.00
6 MONTH CERTIFICATE
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 2.50% Min Deposit: $500.00
9 MONTH CERTIFICATE
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 4.50% Min Deposit: $500.00
9 MONTH JR CERTIFICATE
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 4.50% Min Deposit: $200.00
12 MONTH CERTIFICATE
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 3.00% Min Deposit: $500.00
12 MONTH JR CD
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 3.00% Min Deposit: $200.00
13 MONTH PLUS CD
IRAs can be a smart choice for your retirement savings since your money grows tax-free until you retire. GHS offers Traditional, Roth, Educational and Rollovers/Transfers for terms from 12 to 60 months. Our rates are competitive, and there’s no fee to open an account. Confused about which IRA is right for you? Just give us a call at (800) 732-4447.
APY: 3.00% Min Deposit: $500.00
13 MONTH PLUS JR CD
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 3.00% Min Deposit: $200.00
18 MONTH CERTIFICATE
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 3.50% Min Deposit: $500.00
18 MONTH JR CD
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 3.50% Min Deposit: $200.00
24 MONTH CERTIFICATE
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance
APY: 4.00% Min Deposit: $500.00
24 MONTH JR CD
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance
APY: 4.00% Min Deposit: $200.00
25 MONTH CERTIFICATE
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance
APY: 4.00% Min Deposit: $500.00
25 MONTH JR CD
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance
APY: 4.00% Min Deposit: $200.00
30 MONTH CERTIFICATE
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance
APY: 3.50% Min Deposit: $500.00
30 MONTH JR CD
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance
APY: 3.50% Min Deposit: $200.00
36 MONTH CERTIFICATE
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 3.50% Min Deposit: $500.00
36 MONTH JR CD
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 3.50% Min Deposit: $200.00
48 MONTH CERTIFICATE
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 3.50% Min Deposit: $500.00
48 MONTH JR CD
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 3.50% Min Deposit: $200.00
60 MONTH CERTIFICATE
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months.
APY: 3.50% Min Deposit: $500.00
60 MONTH JR CD
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.
APY: 3.50% Min Deposit: $200.00
MONEY MARKET PLUS
Max APY: 1.75% Min Deposit: $0.00
MONEY MARKET
APY: 1.00%
APY (Annual Percentage Yield)
Your Selected Products
Funding
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Please answer the following question(s)
Would you like to open a GHS checking account and set up automatic payments from that account to receive 0.25% discount to loan rate?*
Would you like to save 0.25% off of your rate by signing up for automatic payments?*
Have you worked at your Current Employer for less than 12 months*
Are you interested in enrolling in identity theft recovery services? Click Here
*The fee is $2.00 deducted from your savings account monthly. Please confirm that you would like to enroll in identity theft recovery assistance.*
Instead receiving your statements in the mail would you prefer to get E-statements?*
GHS offers life insurance and disability insurance that will cover this loan in case of a life event. What options are you interested in having to protect this loan.
*
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
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