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Personal Loan Information
Personal Loan
Pre-approval Offer
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Please answer the following question(s)
Would you prefer monthly or one single payment for your share/certificate loan?*
To verify your identity, please provide the following information:
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We have encountered an issue
We are sorry that we cannot continue with your application for the following reasons:
Application Cancelled
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Applicant Information
Tell Us About Yourself
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Contact Information
Current Physical Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Required: Upload a copy of your valid state driver license or valid state identification.
Optional: You may also take a picture or upload a copy of your W2, most recent pay stub, proof of homeownership, etc. This may help you speed up the application process.
Almost Done
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Please complete the account funding to activate your account.
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Additional Applicant Information
About Your Additional Applicant
SSN IconLock
SSN IconQuestion
Contact Information
Current Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Required: Upload a copy of your valid state driver license or valid state identification.
Optional: You may also take a picture or upload a copy of your W2, most recent pay stub, proof of homeownership, etc. This may help you speed up the application process.
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Protection Product Information
Optional Protection
Select the products you'd like to review further. You'll have a chance to discuss in detail when finalizing your loan.
Deposit Account Information
The DA Information content will be added here
Review and Submit
Review and Submit
Branch Selection
Personal Loan Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
I am an employee, member or volunteer of one of the following organizations
I live, work, worship or attend school in Credit Human's San Antonio service area. View map for more detail.
I live, work, worship or attend school in Credit Human's New Orleans service area. View map for more detail.
I am a veteran, a retiree, an active duty member or a dependent of a member of the U.S. Armed Forces or National Guard
I study at the following trade school, college or university
I am related to or live with a Credit Human member
None of the above membership categories apply to me. I would like to enroll in the Louisiana Consumer Council (LACC) if I live in Louisiana or in the American Consumer Council (ACC) if I live in any other state so I may open an account with Credit Human. I understand the LACC and ACC provide consumer education to their members and that once I am a member I am eligible for Credit Human membership. Credit Human handles the application and the initial fee to join.
If I am not approved for the above loan product,
Required Products
Select at least one of the following products required for membership
Primary Share Savings
Membership begins with a $5 required minimum balance in a share savings account. There are no monthly fees, and dividends are paid on balances of $100 or more.
APY: 0.75% Min Deposit: $5.00 Max Deposit: $1,000.00
You may select one of the following products
Available Products
Free Checking
Get the convenience of a full-service checking account with no minimum balance required and no monthly fees.
Min Deposit: $25.00 Max Deposit: $1,000.00
Dividend Checking
Earn competitive dividends on any balance. Monthly fees are waived when enrolled in direct deposit and online statements, otherwise $5 per month service fee.
APY: 0.10% Min Deposit: $25.00 Max Deposit: $1,000.00
APY (Annual Percentage Yield)
Your Selected Products
Funding
Your funds will not be transferred until all of your accounts are approved
How much do you want to deposit?
Funding Options
Please answer the following question(s)
Would you like to set up your payment on auto pay from a financial institution?*
Please enter your bank account number.*
Please enter your bank routing/transit number.*
Please enter promo code if applicable.
Please enter your preferred day of the month for your loan payment
Do you work 25 hours or greater each week?*
In the past 1 year(s), have you been treated for, or told by a licensed physician that you have or had cancer, heart disease, a stroke, diabetes, lung disorder, kidney failure, Acquired Immune Deficiency Syndrome (AIDS), or AIDS Related Complex?*
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
There was a problem with your request
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.
Authentication Questions
Co-Authentication Questions
Account Information
Application Completed
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
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Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
There was a problem with your request
Notification
Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.
Access Denied
We apologize that we were unable to submit your application. Please contact your financial institution for assistance.