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Thank you for considering Tower for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:
Additional Applicant Previous Employment Information
Additional Information
Additional Applicant Additional Information
Please answer the following question(s)
By submitting this application I understand that Tower membership is required to complete the loan process. Applicants that are not a member of Tower will establish membership as part of the loan closing.
Are you an existing member of Tower Federal Credit Union?*
Please indicate how you are eligible for membership with Tower - employed by a business or a member of an association within Tower's field of membership; or related to a current Tower member.*
Please select your current employer which makes you eligible for membership with Tower.*
Please select the association you are member of which makes you eligible for membership with Tower.*
Please indicate the relationship between you and the current Tower member you are related to, which makes you eligible for membership.*
Please indicate the name of the current Tower member you are related to or share a household with.*
Making a $35 donation to our TowerCares Foundation makes you eligible for membership at Tower! If your loan application is approved, you will receive an email with instructions for initiating your membership and making your donation.*
Indicate the exact purpose of this loan.*
Please expand on your reason for this request*
Please provide a brief description of the work being done for your home improvements.*
By submitting this application I understand that the maximum limit for any Personal Line of Credit or Signature Loan is $30,000. Requests for a Home Equity Line of Credit or Home Equity Loan can be submitted by visiting www.towerfcumortgages.org.*
By submitting this application I understand that each applicant must have a primary share account with Tower to complete the loan process.*
Is this an increase in limit on an existing Personal Line of Credit?*
By submitting this application I understand that electing new coverage or choosing no coverage will overwrite/remove any existing credit life or debt cancellation coverage on my current personal line of credit.*
How would you like to access your Personal Line of Credit? (check all that apply)
How would you like the loan proceeds disbursed?
*
By submitting this application I understand that the Education loan product offered by Tower does not offer a deferred payment option.*
Enter the students name.*
Is the tuition for a college or university?*
Is this request for a new loan or a refinance of an existing education loan? A refinance can include new money.*
The maximum term for this type of loan is 60 months.*
Does the amount requested include funds for off campus housing?*
By submitting this application I understand that if this request is approved proceeds will be disbursed as checks payable to my creditors.*
List all creditors being paid off.*
By submitting this application I understand that my Tower Share or CD on file must have enough available funds to cover the amount of this loan request.*
How would you like to make payments? Automatic transfers required to qualify for the lowest rate.*
Would you prefer to receive documents electronically?*
Would you like to receive text communications about your loan application?
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?
Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?
MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?
Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the ''I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.
Thank you for submitting your application for a Tower loan. Your application was received but a loan decision cannot be provided because you did not authorize us to obtain your credit report. A Member Service Representative will be contacting you within one business day to discuss authorization to access your credit.
Thank you for giving Tower the opportunity to assist you with your financial needs.
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