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Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
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Required Products
Select at least one of the following products required for membership
Savings - Required for Membership
Establish your MITFCU membership by opening a Savings account, and begin creating a financial cushion while gaining access to all our additional products and services. While there is a $2,500.00 limit for account opening, there is no maximum dollar limit for this account.
APY: 0.05% Min Deposit: $5.00 Max Deposit: $2,500.00
You may select one of the following products
Available Products
High Yield Money Market
High Yield Money Market Accounts elevate your savings with a higher fixed rate than regular Money Market accounts.
APY: 4.25% Min Deposit: $10,000.00
Starter Savings
Earn more dividends on smaller balances.
Max APY: 5.00% Min Deposit: $0.00
High Yield Savings
Our High Yield Savings account can help you achieve your financial goals. While there is a $2,500.00 limit for account opening, there is no maximum dollar limit for this account.
APY: 3.00% Max Deposit: $2,500.00
Select Savings
Select Savings is the go-to savings account for MIT Federal Credit Union members interested in a simple solution for building short-term savings. While there is a $2,500.00 limit for account opening, there is no maximum dollar limit for this account.
APY: 0.10% Max Deposit: $2,500.00
Money Market
Money Market Accounts elevate your savings with a higher fixed rate than Select Savings. Rate varies by balance amount. While there is a $2,500.00 limit for account opening, there is no maximum dollar limit for this account.
Min Deposit: $0.00 Max Deposit: $2,500.00
Holiday Savings
Make holidays merrier with a steady savings strategy through MIT Federal Credit Union's Holiday Club Accounts. Save throughout the year while maintaining anytime access to your funds. While there is a $2,500.00 limit for account opening, there is no maximum dollar limit for this account.
APY: 0.05% Max Deposit: $2,500.00
Vacation Club
APY: 0.05% Max Deposit: $2,500.00
3 Month High Yield Share Certificate
The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits
APY: 4.50% Min Deposit: $500.00
6 Month High Yield Share Certificate
The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits
APY: 4.50% Min Deposit: $500.00
9 Month High Yield Share Certificate
The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits
APY: 4.25% Min Deposit: $500.00
12 Month Share Certificate
The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits
APY: 4.00% Min Deposit: $500.00
6 Month Share Certificate
The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits
APY: 4.00% Min Deposit: $500.00
9 Month Share Certificate
The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits
APY: 3.75% Min Deposit: $500.00
18 Month Share Certificate
The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits
APY: 3.50% Min Deposit: $500.00
24 Month Share Certificate
The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits
APY: 3.00% Min Deposit: $500.00
60 month Share Certificate
The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits
APY: 2.50% Min Deposit: $500.00
48 month Share Certificate
The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits
APY: 2.50% Min Deposit: $500.00
36 month Share Certificate
The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits
APY: 2.50% Min Deposit: $500.00
Basic Checking
MIT Federal Credit Union caters to you with personal checking accounts that offer convenient features and valuable benefits so you can manage your finances easily. While there is a $2,500.00 limit for account opening, there is no maximum dollar limit for this account.
Max Deposit: $2,500.00
Plus Checking
MIT Federal Credit Union caters to you with personal checking accounts that offer convenient features and valuable benefits so you can manage your finances easily. While there is a $2,500.00 limit for account opening, there is no maximum dollar limit for this account.
APY: 0.05% Max Deposit: $2,500.00
Select Checking
MIT Federal Credit Union caters to you with personal checking accounts that offer convenient features and valuable benefits so you can manage your finances easily. While there is a $2,500.00 limit for account opening, there is no maximum dollar limit for this account.
Max Deposit: $2,500.00
APY (Annual Percentage Yield)
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